Overlay
Premier Bank Accounts

Premier Select - a premium account but no monthly fee

Enhance your everyday banking with Premier

£125 switch offer

Get expert help to make the most of your money and tackle life's unexpected surprises with our Premier Banking service

Stay in control with the NatWest app

Multiple ways to pay: Apple Pay, Google Pay™  and Contactless Visa Debit Card. Limits apply.

Arranged overdraft available (subject to eligibility)

No monthly fee

What you'll need to open this account

To apply, you need to be 18+ and a UK resident and have ONE of the following:

Created with Sketch.

Income

Pay a minimum £100k sole income or £120k joint income paid into a NatWest account

Mortgage borrowings

Have £500k minimum mortgage borrowing with us
Created with Sketch.

Savings or investments

A minimum £100k savings or investments held with us

£125. Just another reason to switch to us

Apply to Switch

Switch into a new or existing account with us online or through our Mobile Banking app by 19th November 2020. We may end this offer at any time
Created with Sketch.

Fill out your Switch details

Within 7 days the Current Account Switch Service will automatically move your existing payments and close your old account
Created with Sketch.

Switch criteria

Pay in at least £1,500 and log in to our mobile app or Online Banking by 15th January 2021

Pay day

£125 will be paid to your NatWest bank account by the 12th February 2021

I already have a Premier Select account

Find out how to set-up and use your account.

Account features

Discover Premier

Help when you need it

With Premier you'll have an expert team available to help with your everyday banking needs, day or night. If you need help with something more complex, we can connect you with the specialists you may need.

Protect what matters

If you need it, you'll also have access to an enhanced level of insurance cover available with Premier Insurance (underwritten by U K Insurance Limited).

Plan for the future

With our Will-writing & Executor Service you could ensure your money and assets are shared according to your wishes in an efficient way, giving you peace of mind. A fee will apply.

The NatWest app

Get closer to where your money goes

Spending money is easy and so is keeping an eye on it with our budget tool in the NatWest mobile app. You must be aged 16+. Only available for Personal and Premier Current accounts.

No-fuss receipt tracking

Effortlessly store, track and capture receipts using the NatWest mobile app with our free Receipt Management tool. Mobile app criteria applies. Only available for Premier and Business Current accounts.

Overdraft details

How do overdrafts work?

An arranged overdraft can be useful for short term borrowing. Understand arranged and unarranged overdrafts and their impact on your account. An overdraft is a form of borrowing and is repayable on demand.

How much will an overdraft cost?

Understand the cost and impact of overdrafts and whether you're eligible to apply for one. If you don't repay what is owed, you could harm your credit score and borrowing capability.

Open this account online

Apply online

During the application we'll ask for information about you such as your address, job etc. So have these ready.

Upload your ID

At the end of your application we might ask you to provide photo ID, proof of address and take a selfie. We'll then check your details with our security partners HooYu or Digidocs.

We'll check your details

We'll check we have everything needed to open your account. We'll then give you a welcome call within two working days.

Start using your new account

Your new account is open. Register for Online banking, download our mobile app and enjoy hassle free banking.

Get ready to apply

Before you apply, we need to check you're happy with a few things. And ask you a few questions up front. Then we can make your application as quick and simple as it can be.

First things first. You can apply if you:

 
are aged 18+ and a UK resident


You must also meet one of these criteria:

Minimum £100k sole income or £120k joint income paid into your NatWest account.

£500k minimum mortgage borrowing with us.

Minimum £100k savings or investments held with us.

Now please take a look at the important legal stuff

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

All okay? You’re nearly ready to start.

To speed up your application for our Premier Select account, we need to do a few final checks with you. They'll only take a minute.

Do we already know you?
If you have a current account, credit card, loan or savings account with NatWest please let us know.

To get the £125 switch offer you need to:

  • Apply and switch to NatWest by 19th November 2020
  • Pay in £1,500 and login to our Mobile Banking app or Online Banking by 15th January 2021

If you've had cashback for switching to us (or Royal Bank/Ulster Bank) since October 2017 you won't be eligible for this offer.

What kind of account do you want?

You're all set

Depending on what ID we need to see, we may ask you for:

  • A selfie
  • Photo ID, such as driving licence, Passport or EU ID card
  • Proof of your address, such as a utility bill, bank statement or driving licence

Don't worry, if you don't have these with you when you're applying you can choose to do this later.

You're all set

Depending on what ID we need to see, we may ask you for:

  • Photo ID, such as driving licence, Passport or EU ID card
  • Proof of your address, such as a utility bill, bank statement or driving licence

Look out for an email and text after you have applied from our security partners, DigiDocs. It'll have a link to securely upload your documents for us to check. 

Do you have a current account with NatWest?
What would you like to do today?
Do you know your Online Banking details?
If you log in to Online Banking we can pre-fill some of the application for you.

To get the £125 switch offer you need to:

  • Apply and switch to NatWest by 19th November 2020
  • Pay in £1,500 and login to our Mobile Banking app or Online Banking by 15th January 2021

If you've had cashback for switching to us (or Royal Bank/Ulster Bank) since October 2017 you won't be eligible for this offer.

You’re all set

Depending on what ID we need to see, we may ask you for:

  • Photo ID, such as Drivers licence, Passport or EU ID card
  • Proof of your address, such as a utility bill or bank statement

Look out for an email and text after you have applied from our security partners, DigiDocs. It'll have a link to securely upload your documents for us to check.

To get the £125 switch offer you need to:

  • Apply and switch to NatWest by 19th November 2020
  • Pay in £1,500 and login to our Mobile Banking app or Online Banking by 15th January 2021

If you've had cashback for switching to us (or Royal Bank/Ulster Bank) since October 2017 you won't be eligible for this offer.

You’re all set

Depending on what ID we need to see, we may ask you for:

  • Photo ID, such as Drivers licence, Passport or EU ID card
  • Proof of your address, such as a utility bill or bank statement

Look out for an email and text after you have applied from our security partners, DigiDocs. It'll have a link to securely upload your documents for us to check.

Switch offer

Changing your existing account doesn't qualify you for our switching offer.

To qualify, you need to switch and close a current account held with another bank to your NatWest account.

You're all set

During the application, you'll need:

  • The account number and sort code of the account you want to change

As you're changing your account, the account details and debit card will stay the same. Just to make life easier for you.

To get the £125 switch offer you need to:

  • Apply and switch to NatWest by 19th November 2020
  • Pay in £1,500 and login to our Mobile Banking app or Online Banking by 15th January 2021

If you've had cashback for switching to us (or Royal Bank/Ulster Bank) since October 2017 you won't be eligible for this offer.

You’re all set

You’ll need these bits of info handy for your application:

  • The account number, sort code and debit card number of the bank account you want to switch to NatWest
  • The account number and sort code of your existing NatWest current account

The Current Account Switch Service will move everything across from your old bank account to your NatWest current account within 7 working days. 

Do you know your Online Banking details?
If you log in to Online Banking we can pre-fill some of the application for you.

To get the £125 switch offer you need to:

  • Apply and switch to NatWest by 19th November 2020
  • Pay in £1,500 and login to our Mobile Banking app or Online Banking by 15th January 2021

If you've had cashback for switching to us (or Royal Bank/Ulster Bank) since October 2017 you won't be eligible for this offer.

You’re all set

Depending on what ID we need to see, we may ask you for:

  • Photo ID, such as Drivers licence, Passport or EU ID card
  • Proof of your address, such as a utility bill or bank statement

Look out for an email and text after you have applied from our security partners, DigiDocs. It'll have a link to securely upload your documents for us to check.

To get the £125 switch offer you need to:

  • Apply and switch to NatWest by 19th November 2020
  • Pay in £1,500 and login to our Mobile Banking app or Online Banking by 15th January 2021

If you've had cashback for switching to us (or Royal Bank/Ulster Bank) since October 2017 you won't be eligible for this offer.

You’re all set

Depending on what ID we need to see, we may ask you for:

  • Photo ID, such as Drivers licence, Passport or EU ID card
  • Proof of your address, such as a utility bill or bank statement

Look out for an email and text after you have applied from our security partners, DigiDocs. It'll have a link to securely upload your documents for us to check,

To get the £125 switch offer you need to:

  • Apply and switch to NatWest by 19th November 2020
  • Pay in £1,500 and login to our Mobile Banking app or Online Banking by 15th January 2021

If you've had cashback for switching to us (or Royal Bank/Ulster Bank) since October 2017 you won't be eligible for this offer.

You're all set

Depending on what ID we need to see, we may ask you for:

  • Photo ID, such as Drivers licence, Passport or EU ID card
  • Proof of your address, such as a utility bill or bank statement

Look out for an email and text after you have applied from our security partners, DigiDocs. It'll have a link to securely upload your documents for us to check.