Premier bank accounts

Premier Select account

Join Premier with our Everyday bank account

Premier is here to make your life easier. You'll have a Premier Banking Manager to help put your financial plans in place.

What you'll get with Premier Select

No monthly fee

Expert help online or on phone, one-to-one support when you need it

Everday banking tasks made easier with our award winning mobile banking app

Contactless Visa Debit Card

To become a Premier customer you'll need to be a permanent UK resident and meet one of these criteria:


Minimum £100k sole income or £120k joint income paid into your NatWest account

Mortgage borrowings

£500k minimum mortgage borrowing with us

Savings or investments

Minimum £100k savings or investments held with us

More features

Mobile banking app

Our Premier branded Mobile app is secure and easy to use.

More information

It’s so good; it was voted ‘Best Banking App’ in the British Bank Awards 2018.

Log in with your fingerprint on selected Apple and Android devices – it’s simple, secure and fast.

Check your balance on the move – you can also keep track of your Rewards balance.

Easily manage your payments and Direct Debits – keep an eye on your Direct Debits and remind yourself what you’ll be earning Rewards on.

Register your travel plans – reduce the chance of your debit card being blocked while you’re abroad.

More about our Mobile Banking app

Expert help, 24/7

Available online or on the phone, when and where you need it.

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With Premier you'll have an expert team available who have the knowledge and resources to support you, day or night.

They can help you:

Make larger value domestic and international payments

Book time with your Premier Banking Manager

Manage your direct debits

Call and you’ll reach us directly - no recorded messages or annoying hold music.

Telephone: 0333 202 3330
International: +44 161 933 7239
Minicom: 0800 027 1395


Arranged overdraft

To help with those unexpected bills.

More information

An Arranged Overdraft is a short-term way to borrow and can be a really useful way to pay for unexpected bills. An Arranged Overdraft means we’ve approved extra funds for you, which are available on your current account.                        

What you should know

You can arrange an overdraft with this bank account. We will only charge you interest and/or fees if you use your Arranged Overdraft. Subject to eligibility.

How much will I get?

It depends. We’ll look at your individual circumstances and decide on your overdraft limit. We’ll take into account age, earnings and credit rating.  Here’s a representative example, If you get an arranged overdraft limit of £1,200 on your bank account and use all of it, you will be charged arranged overdraft interest at 14.89% EAR (variable) and a monthly usage fee of £6.

Visa debit card

Premier Select comes with a Contactless Visa debit card

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Use your Visa debit card to pay for purchases in shops and online, travel, meals out, coffees etc.

What is contactless?

Want to pay quickly and securely for amounts of less than £30? Just look for the contactless symbol, then touch your card against the reader. Simple as that! You can also pay contactless by using Apple Pay or Android Pay.

No monthly fee

A bank account to get you started on your Premier journey.

More information

If you simply want to join our Premier service and want a fee-free bank account to get you started, the Premier Select account may be for you.

However, we do have other options:

Premier Reward


Earn 2% in Rewards on 7 types of household bills paid by Direct Debit. On average our Reward customers earn £83 a year in Rewards (not including monthly fee) based on monthly bills of £345. All this for £2 per month.

Premier Reward Black


With our Reward Black account you can enjoy worldwide family travel insurance, access to over 1,000 international airport lounges with Dragon Pass Premier , 24/7 Concierge Service, UK and European car breakdown cover as well as 2% back in Rewards on 7 types of household bills paid by Direct Debit.

Joint accounts

This account is available as both a sole or joint account.

More information

When applying, make sure you have the ID details for both people who are looking to open the joint account.

How to open an account online

Have ID ready

Make sure and have your passport, driving license or EU ID card to hand before starting your application.

How long will it take?

You should be able to complete your online application within an average lunch break.

Receive a welcome call

New to NatWest? Once you've completed your application we'll give you a call within two working days.

Ready to join?

To open this account you must meet these requirements:

Aged 18+
A UK resident

You must also meet one of these criteria:

Minimum £100k sole income or £120k joint income paid into your NatWest account.

£500k minimum mortgage borrowing with us.

Minimum £100k savings or investments held with us.

Please review the important legal stuff:

By clicking continue you’re confirming that you’ve been provided with, and have acknowledged our important documents, including the FSCS information sheet. By proceeding with your application you also agree that you’ll receive your statements in a paperless format. We'll send you an email when your statements are ready to view in Online Banking.

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

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Contact Premier 24 today

As an existing NatWest customer, there is no need to open new accounts.

Simply contact Premier 24 and speak to one of our telephony staff who will confirm a few details and arrange a time that suits you to speak with one of our dedicated Premier Banking Managers who will welcome you to Premier


Telephone: 0333 202 3330

International: +44 161 933 7239

Minicom: 0800 027 1395