Premier Reward - a premium account that Rewards you
Earn monthly Rewards plus our Premier Banking service
Earn Rewards that you can redeem as cash back, gift cards or e-codes with our retail partners
Get expert help to make the most of your money and tackle life's unexpected surprises with our Premier Banking service
Stay in control with the NatWest app
Arranged overdraft available (subject to eligibility)
Multiple ways to pay: Apple Pay, Google Pay™ and Contactless Visa Debit
£2 monthly fee
To earn Rewards you need to pay in £1,250 to an eligible NatWest account every month.
What you'll need to open this account
To apply, you need to be 18+ and a UK resident and meet ONE of the following:
Savings or investments
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Help when you need it
Protect what matters
Plan for the future
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No-fuss receipt tracking
Switch to NatWest
The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account to your new account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the Switch to start.
Open this account online
Upload your ID
We'll check your details
Start using your new account
Get ready to apply
Before you apply, we need to check you're happy with a few things. And ask you a few questions up front. Then we can make your application as quick and simple as it can be.
First things first. You can apply if you:
Are aged 18+ and a UK resident
Pay in £1,250 each calendar month to any eligible personal current account you have with us.
Do not currently hold 2 Reward accounts
You also need to meet one of the following:
Earn a minimum of £100k sole income or £120k joint income paid into your NatWest account.
Have £500k minimum mortgage borrowing with us.
Have £100k minimum savings or investments held with us.
Now please take a look at the important legal stuff
If you carry on applying, it means you're happy with what's in these documents, including the FSCS information sheet. And happy to view your statements in Online Banking - not posted. Please take some time to review, print and/or save the important information.