Discover Premier Banking

What is Premier Banking?

How can Premier Banking help me?

Premier Banking offers an exclusive, free service to help you achieve your financial goals. You'll enjoy a whole host of benefits, including:

Premier exclusive accounts - fee-free or enhance your Premier experience and get extra benefits with one of our Reward accounts for a monthly fee.

You'll have a Premier Banking Manager to help with your financial plans or guide you through more complex financial decisions

Round the clock help, online or over the phone - no waiting, straight through

Access to products and specialist services designed to help meet your needs

How do you qualify for Premier Banking?

You'll need to be a permanent UK resident and meet one of the following:

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1. Income

Minimum £100k sole income or £120k joint income paid into your NatWest account
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2. Mortgage borrowings

£500k minimum mortgage borrowing with us
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3. Savings or Investments

Minimum £100k savings or investments held with us

Compare Premier accounts

Become a Premier customer with one of our exclusive accounts.

To apply for any of our Premier accounts, you must be aged 18 or over and a UK resident. To earn Rewards you need to log into Online or Mobile banking at least once every three months and pay in £1,500 to an eligible NatWest account every month.

Premier Select

Everday banking tasks made easier with our mobile banking app

Contactless Visa Debit Card

£150 when you switch

No monthly fee 

Premier Reward

2% back in Rewards on eligible household bills paid by Direct Debit.

Earn at least 1% at partner retailers when you use your NatWest debit card

£150 when you switch

£2 monthly fee

Premier Reward Black

Worldwide travel insurance and airport lounge access

UK & European car breakdown cover

Plus many more exclusive benefits

£150 when you switch

£31 monthly fee

Switch to us for £150

Switch the current account you hold elsewhere to NatWest and you'll get £150 cashback. 

  1. Apply and open a new account or switch in to an existing account with us by the 6th December 2019.
  2. In your application select to switch to NatWest. The Current Account Switch Service will then automatically move your existing payments and close your account held elsewhere.
  3. Pay in at least £1500 and log in to Online or Mobile banking by 24th January 2020. 
  4. We'll pay you £150 by 21st February 2020. 

Offer available to new and existing customers in the UK.

I'm already a NatWest customer

If you're an existing NatWest customer you can talk to us about joining or changing your existing account.
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Change my existing account

In need of a change? Compare our range of Premier accounts and find the one that suits you. Follow the steps to 'change your account' from your preferred account page.
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Talk to us about Premier

You don't have to open a new account to join Premier. Simply speak to one of our team who will confirm a few details with you and arrange a time that suits you to talk to one of our Premier Banking Managers who will welcome you to Premier.

Common questions about joining Premier Banking

Premier products and services

Access a range of products and services to help with your financial plans.

One-to-one support

Whether you're reviewing your borrowing needs, planning that dream holiday or getting ready for retirement. Your Premier Banking Manager is equipped to help you achieve your financial goals.

Insurance cover

One easy to manage portfolio. If you need help, you'll have specialists to help you get the cover you need and claims support, day or night. Cover underwritten by U K Insurance Limited.

Protect your wealth

Help ensure your money and assets are shared according to your wishes. Our Will-writing & Executor Service will help you to do so in the most efficient way, giving you peace of mind. A fee will apply. 

I'm looking for something else

Free Receipt Management tool for Premier customers

Losing a receipt can be a pain, especially for valuable items. As a Premier customer you can use our Receipt Management tool to effortlessly store, track and capture your receipts using our Mobile Banking app. As a Premier customer it's completely free, yes free!

Mobile App criteria applies. Receipt Management available on selected devices. This service is available to Premier & Business Banking customers only.

Financial services compensation scheme

Your eligible deposits with NatWest are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.

Read about the scheme and how it protects your money (PDF, 3.8MB).