Helping you make the most of your money

Our Face-to-Face Advice Service is provided by wealth managers in our Private Client Advice team. They will assess your individual circumstances, and recommend a strategy which best suits your assets, goals and attitude to risk.

Our Private Client wealth managers undertake regular training and development, so you can be confident you’re getting professional advice you can trust.

Wealth managers are available if you can:

Invest a minimum of £250,000 or more from deposit-based capital.  In addition, you hold a minimum of £360,000 in deposit-based capital overall.

For advice on protection (Life/Critical Illness/Income Protection) you will need to hold assets of over £1 million (not including main residence or any capital held in pension funds) or have income of over £500k pa.

The advice and any recommendations will be restricted to the investment and protection products on the panel of products available to the wealth manager.  

The protection products are provided by a panel of insurers.  Details of the protection products are available on request. 

To book an appointment with a Private Client wealth manager contact your Premier Banking Manager or call Premier 24 who can book an appointment for you.

Get in touch

Unlike our investment products, a buy-to-let property is a direct investment that you own and manage yourself.

Your Premier Banking Manager is also on hand to help you expand your property portfolio and understand the risks involved, including:

Long-term investment – Explore issues like the up-front purchase and sale costs, in relation to the income and potential void periods, as well as the potentially long timescales to sell and access your investment.

Demand for property rentals and property prices can go down as well as up - there may be times when there is no income from the property and you may not realise back your initial investment (deposit normally 25%).

There are a number of outlays that need to be considered - you will need to make sure the rental will be sufficient to cover your outlays, including unexpected and emergency ones.

Your property may be repossessed if you do not keep up repayments on your mortgage.

Visit the NatWest personal website to learn more about Buy-to-let mortgages.

Buy-to-let guides