Helping you make the most of your money

Investments designed around you

Invest online with NatWest Invest. Choose from a range of investment funds which best match your attitude to risk and reward. If you need help, try our fully automated advice service or if your needs are more complex, our qualified wealth managers can provide any strategic advice you may need.
The value of investments, and the income from them, can fall as well as rise, and you may not get back the full amount you invest.

Choose the investment path that's right for you

To start with NatWest Invest you need to be aged between 18 and 84 and permanently living in the UK registered with Online Banking. Tax reliefs referred to are those applying under current legislation, which may change. The availability and value of any tax reliefs will depend on your individual circumstances.

NatWest Invest

Five ready made investment funds ranging from low to high risk - with or without our fully automated advice service.

UK tax efficient returns if invested through an ISA.

Get started with a lump sum or build-up gradually with monthly amounts.

Clear charges – see what you’ll pay in pounds and pence.

24/7 online access so you can keep track of your investment.

Visit the NatWest personal website to learn more about NatWest Invest.

I already have a NatWest Invest account

Login to your account and keep track of your investments online, 24/7.

Investment options

Investment options

Investment advice

If you’re looking for investment advice. Our qualified wealth managers can provide personalised guidance and make recommendations based on your individual circumstances. A fee applies for this service.

Investment advice in detail

Our Face-to-Face Advice Service is provided by wealth managers in our Private Client Advice team. They will assess your individual circumstances, and recommend a strategy which best suits your assets, goals and attitude to risk.

Our Private Client wealth managers undertake regular training and development, so you can be confident you’re getting professional advice you can trust.

Wealth managers are available if you can:

Invest a minimum of £250,000 or more from deposit-based capital.  In addition, you hold a minimum of £360,000 in deposit-based capital overall.

For advice on protection (Life/Critical Illness/Income Protection) you will need to hold assets of over £1 million (not including main residence or any capital held in pension funds) or have income of over £500k pa.

The advice and any recommendations will be restricted to the investment and protection products on the panel of products available to the wealth manager.  

The protection products are provided by a panel of insurers.  Details of the protection products are available on request. 

To book an appointment with a Private Client wealth manager contact your Premier Banking Manager or call Premier 24 who can book an appointment for you.

Get in touch

Buy to let as an investment

Have you considered a Buy-to-let property? Property can be part of a balanced investment portfolio.

Buy-to-let in detail

Unlike our investment products, a buy-to-let property is a direct investment that you own and manage yourself.

Your Premier Banking Manager is also on hand to help you expand your property portfolio and understand the risks involved, including:

Long-term investment – Explore issues like the up-front purchase and sale costs, in relation to the income and potential void periods, as well as the potentially long timescales to sell and access your investment.

Demand for property rentals and property prices can go down as well as up - there may be times when there is no income from the property and you may not realise back your initial investment (deposit normally 25%).

There are a number of outlays that need to be considered - you will need to make sure the rental will be sufficient to cover your outlays, including unexpected and emergency ones.

Your property may be repossessed if you do not keep up repayments on your mortgage.

Visit the NatWest personal website to learn more about Buy-to-let mortgages.

Buy-to-let guides

How we can help

Personal tax advice

Your Premier Banking Manager can refer you to members of our panel of companies; they can help with tax returns and give tax advice at a discounted rate. A fee applies for this service.

Personal tax advice in detail

From personal tax advice to bespoke arrangements, our panel of tax advisers can help with identifying tax planning opportunities and highlighting potential pitfalls and penalties.

Complete your tax return

Make use of your legitimate exemptions

Ensure you pay the right amount of tax

Provide insightful expertise on broader and longer-term tax considerations

Your Premier Banking Manager can put you in touch with our panel of leading tax advisors who can help you with these issues.

Get in touch

Making a will

Our Will-writing & Executor Service can help you to ensure your money and assets are shared out according to your wishes. A fee applies for this service.

Will-writing in detail

Our will-writing expertise is provided by leading firms of solicitors; Hugh James law firm provides our will-writing service in England and Wales and Brodie’s Solicitors are our partners in Scotland.

We chose these two providers for their exceptional level of service. A fee will apply. You can discuss your wishes with them and they will identify the best way to fulfil them.

Your Premier Banking Manager knows you and your financial objectives and so is ideally placed to discuss your will-writing needs.

More about Will-writing and Executor Service

Specialist help

Your Premier Banking Manager has the expertise to steer you towards the savings and investments options available which best match your financial goals.

If you are looking for tax advice or help with your tax return, they can refer you to members of our panel of companies who can provide the support you need at a discounted rate.

Alternatively, if you are looking for strategic investment advice, they can connect you with one of our Private Client wealth managers.