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Premier Banking

Find a savings account

I'm already saving with you

Looking to top up your savings or find your interest rate? Learn more about managing your savings online.

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I want to discuss my savings options

If you would like to discuss savings or investment options in more detail, book a health check with a Premier Banking Manager today.

Premium Saver

Be rewarded by earning bonus interest every month you leave your savings untouched

  • Exclusively available for our current account customers, aged 16 or over. Conditions apply.
  • Leave your savings untouched and receive bonus interest on amounts between £25,000 and £1 million.
  • Take money out if you need it, you’ll just receive a lower interest rate for that month.
  • Access your savings online, in branch or over the phone.

Other Instant Access Savings Accounts

Eligibility criteria and conditions apply

Savings Builder

Grow your savings by £50 or more each month to earn up to 0.75% AER/Gross p.a. (variable)

Great for regular savers, with a balance under £10,000

Digital Regular Saver

Get rewarded with our highest interest rate, at 3% Gross /3.04% AER p.a. (variable), on balances up to £1,000.

Great for those saving under £50 each month

Instant Saver

Save however much you want, when you want, and earn 0.01% AER/Gross p.a. (variable)

A simple account for you to put money to one side

Make the most of your 2020/21 £20,000 ISA allowance

Enjoy tax-free interest on your savings up to £20,000

Open with as little as £1 and top up on the go

Access your money anytime, anywhere

Children's savings account

  • Hold the account in trust for a child or in the child’s own name if they’re 7 or over. Access funds instantly, if you need them.
  • Open an account with just £1.

Investing made simple

Let NatWest Invest do the hard work for you.

Apply online and start investing from just £50. 

Once you've invested it'll be managed by Coutts investment managers, so they'll do the hard work for you. 

Investment values can fall and rise, your capital is at risk. Eligibility criteria, fees and charges apply.

I'm already saving with you

Manage an existing savings account

Find out about your interest rate and when you’ll be paid your interest. Try our tools and tips to help your savings grow. Or log in to manage your account (including closing an instant access account) and learn about your personal savings allowance.

Financial services compensation scheme

Your eligible deposits with NatWest are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.

Read about the scheme and how it protects your money (PDF, 3.8MB).