Premier Banking

Compare our bank accounts

Premier Select account

One-to-one support for more complex financial decisions

Round the clock help, online or over the phone - no waiting, straight through

Everyday banking tasks made easier with our mobile banking app

No monthly fee

To apply, you must be 18+ and a UK resident.

To open a Premier account you'll need...

To be 18+, a permanent UK resident and meet one of the following:

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Minimum £100k sole income or £120k joint income paid into your NatWest account
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Mortgage borrowings

£500k minimum mortgage borrowing with us
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Savings or Investments

Minimum £100k savings or investments held with us

Premier Reward accounts

Bank accounts packed with benefits. Get 2% back in Rewards on eligible household bills paid by Direct Debit. Plus all the benefits of Premier too.

To apply, you must be 18+ and a UK resident. To earn Rewards you need to log into Online or Mobile Banking at least once every three months and pay in £1,500 to an eligible NatWest account every month.
Premier Reward account

Earn at least 1% at partner retailers when you use your NatWest debit card

Convert Rewards into money by transferring it into your NatWest bank account

Exchange Rewards for gift cards, codes at selected partner retailers or donate to one of our chosen charities

£2 monthly fee

Premier Reward Black

Worldwide travel insurance and airport lounge access

Home Emergency Service cover

UK & European car breakdown cover

Black Concierge Service and cinema discount valid at over 250 UK cinemas

£31 monthly fee

Switch to NatWest Premier

The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the Switch to start.

Current Account Switch Guarentee (PDF, 39KB)

A guide to Switching Current Accounts (PDF, 3 MB)

How does the Switch Service work?

Why choose Premier?

Premier Banking

One-to-one support

You’ll have a Premier Banking Manager to help make your financial life easier. From your first conversation, they'll get to know you, your current circumstances and any plans you might already have in place.

Help on hand 24/7

You'll also have a team of experts available online or on the phone to support you when and where you need it - no waiting, straight through.

Specialist teams

If you need help with something more complex, your Premier Banking Manager can connect you with specialist teams to get the help you need.

Joint accounts

If you are looking to share your account with another, a joint bank account could make sense. Select, our everyday bank account, and all our Premier Reward accounts are available as joint accounts too. 

I'm already a NatWest customer

If you're an existing NatWest customer you can talk to us about joining or changing your existing account.
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Change my existing account

In need of a change? Take a look at our Premier accounts and see if one suits you. Follow the steps to 'change your account' from your preferred account page.
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Talk to us about Premier

You don't have to open a new account to join Premier. Simply speak to one of our team who will confirm a few details with you and arrange a time that suits for you to talk to one of our Premier Banking Managers who will welcome you to Premier.

Get the most from your account

Manage your account

Set-up your account or want to squeeze every last bit of goodness out of your account? We’ve got some useful tips.


Learn more about Rewards or find out how to set-up your MyRewards account. Find out everything you need to know.

Membership Services

Get the most from your packaged account benefits. Sign-up or log in to Membership Services and get started today.

Free Receipt Management tool for Premier customers

Losing a receipt can be a pain, especially for valuable items. As a Premier customer you can use our Receipt Management tool to effortlessly store, track and capture your receipts using our Mobile Banking app. As a Premier customer it's completely free, yes free!

Mobile App criteria applies. Receipt Management available on selected devices. This service is available to Premier & Business Banking customers only.

Travelling abroad? Make the most of your break

Our tips and tools can help you get prepared, with everything from using your cards abroad to how to order foreign currency.

Financial services compensation scheme

Your eligible deposits with NatWest are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.

Read about the Financial Services Compensation Scheme (PDF, 3.8MB)