Premier Banking

Compare our bank accounts

Premier Select account

£150 when you switch

One-to-one support for more complex financial decisions

Round the clock help, online or over the phone - no waiting, straight through

Everyday banking tasks made easier with our mobile banking app

No monthly fee

To apply, you must be 18+ and a UK resident.

To open a Premier account you'll need to be 18+, a permanent UK resident and meet one of these criteria:

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Income

Minimum £100k sole income or £120k joint income paid into your NatWest account
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Mortgage borrowings

£500k minimum mortgage borrowing with us
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Savings or Investments

Minimum £100k savings or investments held with us

Premier Reward accounts

Bank accounts packed with benefits. Get 2% back in Rewards on eligible household bills paid by Direct Debit. Plus all the benefits of Premier too.

To apply, you must be 18+ and a UK resident. To earn Rewards you need to log into Online or Mobile Banking at least once every three months and pay in £1,500 to an eligible NatWest account every month.

Premier Reward account

£150 when you switch

Earn at least 1% at partner retailers when you use your NatWest debit card

Convert Rewards into money by transferring it into your NatWest bank account

Exchange Rewards for gift cards, codes at selected partner retailers or donate to one of our chosen charities

£2 monthly fee

Premier Reward Black

£150 when you switch

Worldwide travel insurance and airport lounge access

Home Emergency Service cover

UK & European car breakdown cover

Black Concierge Service and cinema discount valid at over 250 UK cinemas

£31 monthly fee

Switch to us for £150

Switch the current account you hold elsewhere to NatWest and you'll get £150 cashback. 

  1. Apply and open a new account or switch in to an existing account with us by the 6th December 2019.
  2. In your application select to switch to NatWest. The Current Account Switch Service will then automatically move your existing payments and close your account held elsewhere.
  3. Pay in at least £1500 and log in to Online or Mobile banking by 24th January 2020. 
  4. We'll pay you £150 by 21st February 2020. 

Offer available to new and existing customers in the UK.

Before switching take a look at the full offer Terms and Conditions (PDF, 35KB).

Why choose Premier?

Premier Banking

One-to-one support

You’ll have a Premier Banking Manager to help make your financial life easier. From your first conversation, they'll get to know you, your current circumstances and any plans you might already have in place.

Help on hand 24/7

You'll also have a team of experts available online or on the phone to support you when and where you need it - no waiting, straight through.

Specialist teams

If you need help with something more complex, your Premier Banking Manager can connect you with specialist teams to get the help you need.

Joint accounts

If you are looking to share your account with another, a joint bank account could make sense. Select, our everyday bank account, and all our Premier Reward accounts are available as joint accounts too. 

I'm already a NatWest customer

If you're an existing NatWest customer you can talk to us about joining or changing your existing account.
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Change my existing account

In need of a change? Take a look at our Premier accounts and see if one suits you. Follow the steps to 'change your account' from your preferred account page.
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Talk to us about Premier

You don't have to open a new account to join Premier. Simply speak to one of our team who will confirm a few details with you and arrange a time that suits for you to talk to one of our Premier Banking Managers who will welcome you to Premier.

Get the most from your account

Manage your account

Set-up your account or want to squeeze every last bit of goodness out of your account? We’ve got some useful tips.

MyRewards

Learn more about Rewards or find out how to set-up your MyRewards account. Find out everything you need to know.

Membership Services

Get the most from your packaged account benefits. Sign-up or log in to Membership Services and get started today.

Free Receipt Management tool for Premier customers

Losing a receipt can be a pain, especially for valuable items. As a Premier customer you can use our Receipt Management tool to effortlessly store, track and capture your receipts using our Mobile Banking app. As a Premier customer it's completely free, yes free!

Mobile App critieria applies. Receipt Management available on selected devices. This service is available to Premier & Business Banking customers only.

Travelling abroad? Make the most of your break

Our tips and tools can help you get prepared, with everything from using your cards abroad to how to order foreign currency.

Financial services compensation scheme

Your eligible deposits with NatWest are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.

Find out more about the scheme and how it protects your money.