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Representative 3.4% APR
This rate is available on loans between £7,500 and £19,950. Other loan amounts are available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from the Representative APR.
Loan calculator
Representative Example
Borrowing
£7,500
Over
0 months
Monthly repayment
£137.55
Total repayment
£8,253.00
Representative
3.9
% APR
(Annual Percentage Rate)
Interest rate
3.9
% p.a.
(Fixed)
The rate you pay depends on your circumstances and loan amount and may differ from the Representative APR. We will never offer you a rate exceeding 29.9% p.a. (fixed), regardless of loan size. This means you're not guaranteed to get the rate you see in the calculator.
To apply, you must be 18+ and a UK resident with a NatWest current account (held for 3+ months).
The rate you pay depends on your circumstances and loan amount and may differ from the Representative APR. We will never offer you a rate exceeding 29.9% p.a. (fixed), regardless of loan size.
To apply, you must be 18+ and a UK resident with a NatWest current account (held for 3+ months).
Find out if you're likely to be approved
Don't worry, there's no impact on your credit rating.
We'll show you how much you may be able to borrow, your personalised interest rate and monthly payments.
Don't guess, let us help
Depending on what you need money for, a credit card or overdraft might be a better option than a loan. Our Borrowing Options tool will help you figure out what type of lending will suit you best.
Ready to apply?
Great, let's get started. Are you a...
Please check and confirm
- I am looking to refinance an existing NatWest loan
- I am applying for a joint loan
Do any of the criteria above apply to you?
To apply for a loan, you must:
- Be at least 18 years old
- Be a UK resident
- Be a NatWest current account customer for at least 3 months
- Not have been declared bankrupt in the last 6 years
- Not have applied for a personal loan with us within the last 28 days
You can't take out a loan for:
Buying or putting down a deposit on a property, static caravan or land
Household bills, rent or mortgage payments
Car tax
Business purposes
Payments in arrears
Tax avoidance arrangements
Court or solicitors' fees
Gambling
Buying shares or other investment funds
How your information might be used
It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.
Important information
We want you to be sure this loan is right for you. So before you carry on, please take a look at our lending commitments. They explain what you can expect from us and what we ask of you.
Are you ready to carry on?
Do you have and remember your Online Banking details?
By completing your application online, you agree that we may deliver your loan confirmation letter to you by sending it as a PDF to your Online Banking Mailbox. We may also send you copies of your pre contractual information and copy agreement to your Online Banking Mailbox.
Fantastic. Let's get started
We'll take you to our new application platform, where you can get a quote and then choose if you'd like to proceed with an application.
If you do choose to proceed with an application after getting your quote, you will be credit scored.
Let's get started
To apply for a loan, you must:
- Be at least 18 years old
- Be a UK resident
- Be a NatWest current account customer for at least 3 months
- Not have been declared bankrupt in the last 6 years
- Not have applied for a personal loan with us within the last 28 days
You can't take out a loan for:
Buying or putting down a deposit on a property, static caravan or land
Household bills, rent or mortgage payments
Car tax, Business purposes, Payments in arrears
Tax avoidance arrangements
Court or solicitors' fees
Gambling
Buying shares or other investment funds
How your information might be used
It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.
Important information
We want you to be sure this loan is right for you. So before you carry on, please take a look at our lending commitments. They explain what you can expect from us and what we ask of you.
Are you ready to carry on?
Do you have and remember your online banking credentials?
So we can save you time by pre-filling in parts of your application, please log in to your account.
Let's get started
To apply for a loan, you must:
- Be at least 18 years old
- Be a UK resident
- Be a NatWest credit card or mortgage customer for at least 6 months
- Not have been declared bankrupt in the last 6 years
- Not have applied for a personal loan with us within the last 28 days
You can't take out a loan for:
Buying or putting down a deposit on a property, static caravan or land
Household bills, rent or mortgage payments
Car tax, Business purposes, Payments in arrears
Tax avoidance arrangements
Court or solicitors' fees
Gambling
Buying shares or other investment funds
How your information might be used
It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.
Important information
We want you to be sure this loan is right for you. So before you carry on, please take a look at our lending commitments. They explain what you can expect from us and what we ask of you.
Are you ready to carry on?
Do you have and remember your online banking details?
So we can save you time by pre-filling in parts of your application, please log in to your account.