Open a Reward Bank Account
A bank account that rewards you
Earn Rewards that you can redeem as cash back, gift cards or e-codes with our retail partners
Easily use our mobile banking app
Arranged overdraft available (subject to eligibility)
Multiple ways to pay: Apple Pay, Google Pay™ and Contactless Visa Debit
£2 monthly fee
To apply, you need to be 18+ and a UK resident. To hold this account, you need to pay in £1,250 to an eligible NatWest account every month.
Features and benefits
Mobile Banking App OpenClose
Donate your Rewards to the National Emergencies Trust’s Coronavirus Appeal.
We'll match the Rewards any of our existing Reward customers donate pound for pound up to 30th June or until £5m has been donated in Rewards. This means if you donate £20 worth of Rewards, we'll donate £20 too. You can donate any available Rewards over a minimum of £5. Terms apply.
Switch to NatWest
The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account to your new account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the Switch to start.
Open a bank account online
Upload your ID
Get ready to apply
Before you apply, we need to check you're happy with a few things. And ask you a few questions up front. Then we can make your application as quick and simple as it can be.
First things first. You can apply if you:
Now please take a look at the important legal stuff
If you carry on applying, it means you're happy with what's in these documents, including the FSCS information sheet. And happy to view your statements in Online Banking - not posted. Please take some time to review, print and/or save the important information.