Open a Reward account
A bank account that rewards you
Earn 2% in Rewards on 7 types of household bills paid by Direct Debit. On average our Reward customers earn £83 a year in Rewards (not incl. monthly fee) based on monthly bills of £345
Plus, earn at least 1% back in Rewards on spend with our partner retailers
Like all of our current accounts, you can pay your way - use Apple Pay and Google Pay™ for payments with your phone, and Paym, to send money securely with just a telephone number and our mobile banking app
£2 monthly fee
To apply, you must be 18+ and a UK resident. To earn Rewards you need to log into Online or Mobile Banking at least once every three months and pay in £1,500 to an eligible NatWest account every month.
Features and benefits
All the basics
Open a bank account online
Upload your ID
Get ready to apply
Before you apply, we need to check you're happy with a few things. And ask you a few questions up front. Then we can make your application as quick and simple as it can be.
First things first. You can apply if you:
are aged 18 or over and a UK resident
will log into Online or Mobile Banking at least once every three months
will pay in £1,500 each calendar month to any personal current account you have with us. Excludes Foundation and transfers between your own NatWest accounts
Not sure a Reward account is for you? Look into our Select everyday bank account with no monthly fee.
Now please take a look at the important legal stuff
If you carry on applying, it means you're happy with what's in these documents, including the FSCS information sheet. And happy to view your statements in Online Banking - not posted.