Packaged bank accounts

Open a Reward account

A bank account that rewards you

Earn 2% in Rewards on 7 types of household bills paid by Direct Debit. On average our Reward customers earn £83 a year in Rewards (not incl. monthly fee) based on monthly bills of £345

Plus, earn at least 1% back in Rewards on spend with our partner retailers

Like all of our current accounts, you can pay your way - use Apple Pay and Google Pay™ for payments with your phone, and Paym, to send money securely with just a telephone number and our mobile banking app

£2 monthly fee

Features and benefits

Rewards

What are Rewards?

Rewards are our way of giving you something back. Get rewarded on 7 types of household bills paid by Direct Debit. Your Reward balance can grow quickly, they’re easy to earn and they’re easy to exchange.

How do I earn Rewards?

You’ll earn 2% on eligible household bills paid by Direct Debit and at least 1% at our partner retailers.

How do I exchange Rewards?

It’s easy. Once your balance has grown to at least £5, we’ll give you a choice of what you can do with them. You can bank them, trade them or donate them to one of our chosen charities.

Not sure this account is for you?

View our range of accounts, which includes our everyday bank account with no monthly fee and all the standard features that help make your banking hassle free.

All the basics

Switch bank accounts

We'll help you switch bank accounts with the Current Account Switch Service.

Mobile app

Stay in control of your money with our easy to use mobile banking app.

Arranged Overdraft

There for those unexpected bills that can pop up occasionally.

How to open an account online

Set up your account

Complete the application form and receive a sort code and account number instantly. Getting you closer to having your account open.

Grab your ID

Take a moment to grab your ID. We’ll need some details from you, such as your address history, monthly income and some ID.

Apply online

It's quick and easy. You can start your online application right now if you're ready.

Ready to apply

You can apply if you are:

Aged 18+, a UK resident and not been declared bankrupt in the last 6 years

To earn Rewards on your household bills, you need to:

Log into Online or Mobile Banking at least once every three months

Pay in £1,500 each calender month to any personal current account you have with us (excluding Foundation). The £1,500 can’t be transferred from another of your NatWest accounts. 

Not sure Rewards are for you?

View our everyday bank account with no monthly fee.

Please review the important legal stuff:

By clicking continue you’re confirming that you’ve been provided with, and have acknowledged our important documents, including the FSCS information sheet. By proceeding with your application you also agree that you’ll receive your statements in a paperless format. We'll send you an email when your statements are ready to view in Online Banking.

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

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