Select - Open our everyday bank account
Make banking simple with our everyday bank account
This Select account has no monthly fee
Easily use our mobile banking app
Get a contactless Visa Debit card - make payments under £30 with one tap
Pay your way - use Apple Pay and Google Pay™ for payments with your phone, and Paym, to send money securely with just a telephone number and our mobile banking app
To apply, you must be 18+ and a UK resident.
Switch and stay for £175
Apply for an account
Features and benefits
Features and benefits OpenClose
Switch bank accounts
Switching to NatWest
The Current Account Switch Service will do all the work when it comes to switching. This will include moving everything across from your old account to your new NatWest account, including Direct Debits, standing orders etc. all within 7 working days. All you need to do is tell us the details of your old bank account and when you want the Switch to start.
To get the £175 switch and stay offer you must:
- Apply for a new account or switch in to an existing account with us before 7th June.
- Complete your switch using the Current Account Switch Service.
- Pay in at least £1,500 and log in to Online or Mobile Banking by 12th July. We'll then pay you £125 by 9th August.
- Use your debit card for the account at least once a month and we'll pay you £50 by 30th June 2020.
This offer is available to new and existing customers who are resident in the UK.
We're sorry but if you've had cashback for switching to NatWest (or Royal Bank of Scotland) since October 2017 you won't be able to get it again.
This offer can be withdrawn at anytime.
Before switching take a look at the full offer Terms and Conditions
Our Mobile Banking app
Our mobile app is available to Online Banking customers with a UK or international mobile number in specific countries.
What can you get up to with our mobile app?
Log in with your fingerprint on selected Apple and Android devices– it’s simple, secure and fast.
View, cancel and amend your regular payments – so you manage your bills where and when it suits you. Limits apply.
Easily pay family and friends using their mobile number - (as long as they have our mobile app or are registered for Paym). Pay Your Contacts makes it quick and easy, and they’ll get the money instantly. Limits apply.
Get cash without your card – Ideal if you’ve left your card at home. Simply go to any NatWest or Tesco cash machine and follow the steps in the app. You can withdraw up to £130 every 24 hours.
That’s only half the story. Find out what else you can do. More about Mobile app.
Contactless Visa Debit card
Your Visa Debit card
Use your Visa Debit card to pay for day-to-day purchases.
Plus you can make contactless payments quickly and securely for items up to £30. And you can also pay contactless by using Apple Pay or Google Pay.
Arranged overdraft available
An Arranged Overdraft is a short-term way to borrow and can be a really useful way to pay for unexpected bills. An Arranged Overdraft means we’ve approved extra funds for you, which are available on your current account.
What you should know
You can arrange an overdraft with this bank account. We will only charge you interest and/or fees if you use your Arranged Overdraft. Subject to eligibility.
How much will I get?
It depends. We’ll look at your individual circumstances and decide on your overdraft limit. We’ll take into account age, earnings and credit rating.
How we support you
Access your account wherever, whenever with 24/7 banking through online banking, our mobile app or one of our UK call centres.
Text alerts are another way to keep tabs of your money. You can set up text alerts to know your balance at a specific time, or if your money goes below a certain limit. Plus easily manage your Direct Debits like household bills, gym memberships etc.