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Get rewarded with bonus interest every month you leave your savings untouched
Premium Saver account
Why choose Premium Saver?
Earn bonus interest on savings between £25,000 and £1 million when you leave them untouched for that month
Get instant access to your savings when you need it
Exclusively available for our current account customers, aged 16 and over
Summary Box
Account name: Premium Saver
What is the interest rate?
One or more withdrawals made in month: bonus condition is not met
No withdrawals made in month: bonus condition is met
Can NatWest change the interest rate?
Yes, these rates are variable. If the rates are going down and your balance is £100 or more, we'll give you at least 14 days' notice. If the rates are going down and your balance is less than £100, we'll inform you before the change or shortly afterwards. If the rates are going up, we'll inform you before the change or shortly afterwards. For more information please see the Savings Account Terms (48 pages).
What would the estimated balance be after 12 months based on a range of deposits?
No withdrawals made in any month: bonus condition is met
One withdrawal of £50 made each month: bonus condition is not met for the whole year
How do I open and manage my account?
- You can open and manage your account on our mobile app, online, or in branch. You’ll of course be able to phone us too if you need help managing your account.
- We will need your email address and mobile number to open your account.
- No minimum deposit is required to open the account; no minimum deposit needs to be made on a regular basis; and there is no maximum balance limit.
- However, to earn the bonus rate of interest in each monthly bonus period, your account balance must be between £25,000 – £1,000,000 and you must not make any withdrawals in that month.
Your eligibility
You must be a UK resident aged 16 years or over.
You must already have a current account with us, or apply for a current account with us at the same time.
You can only have one sole Premium Saver account and one joint Premium Saver account.
Additional information
Get off to a fast start
Why not let us do the saving for you? Tell us you’d like a regular payment or an instant transfer to your new savings account in your application, and we’ll do it automatically for you.
Also, once you’ve registered and your account appears in mobile or online banking you can set up a Savings Goal. We will help you work out how much you need to save each month to reach your goals and help you track your progress.
Get ready to apply
Before you apply, we need to check you're happy with a few things. And ask you a few questions up front. Then we can make your application as quick and simple as it can be.
First things first. Please take a look at the important legal info:
If you carry on applying, it means you're happy with what's in these documents, including the FSCS information sheet. Please take some time to review, print and/or save the important information.
How your information might be used
It’s important for you to understand how we use and share your information Please read this short summary before you continue with your application.
All okay? You're nearly ready to start.
We need to do a few final checks with you. They'll only take a minute.