We could help get you there
Representative 3.4% APR
Taking out a holiday loan
Get a decision in minutes if you apply online or using our app*
You'll be given a personalised rate depending on your circumstances and how much you want to borrow
You can choose to repay your loan early. Repayment charges apply**
If you use online banking, apply and are unconditionally accepted before 5.55pm Monday - Thursday you could get your funds the next working day
To apply, you must be 18+ and a UK resident with either a NatWest current account (held for 3+ months), credit card or mortgage (held for 6+ months). Credit card and mortgage customers must apply online or by phone.
Please note, our minimum loan term is 2 years. You can apply to use a loan for a holiday but please ensure you have considered all borrowing options available to you.
*Mobile app available to customers aged 11+ with compatible iOS and Android devices and a UK or international mobile number in specific countries.
**If you repay your existing loan early, you'll pay 58 days interest (28 days if loan term 12 months or less, or the remaining number of days interest if there are less than 58 days (or 28 days) left in the loan term) to close the old loan early.
Holiday loan borrowing terms
Holiday loan calculator
1 year and & 0 months
How to apply
Begin your application
Get a decision
Money in your account
Find out if you're likely to be approved
Use our quick quote tool to find out how much you might be able to borrow, your personalised interest rate and monthly payments.
Great news, there's no impact on your credit rating.
Let's get ready to apply
Before you apply, we need to check you're happy with a few things.
First, you can apply online if you:
- are 18+ and a UK resident with either a NatWest current account (held for 3+ months), credit card or mortgage (held for 6+ months)
- have not been declared bankrupt in the last 6 years
- have not applied for a personal loan with us within the last 28 days