Hit the road with a car loan
Representative 3.4% APR
Taking out a car loan
Get a decision in minutes when you apply online or via our app*
We'll take your circumstances and loan amount in to account to offer a personalised car loan rate
You can repay your loan early. Repayment charges apply**
You could have the funds the next working day if you use Online Banking, apply and are unconditionally accepted before 5.55pm Monday - Thursday
To apply, you must be 18+ and a UK resident with either a NatWest current account (held for 3+ months), credit card or mortgage (held for 6+ months). Credit card and mortgage customers must apply online or by phone.
*Mobile app available to Online Banking customers with a UK or international mobile number in specific countries.
**If you repay your existing loan early, you'll pay 58 days interest (or the remaining number of days interest if there are less than 58 days left in the loan term) to close the old loan early.
Borrowing terms for a car loan
Car loan calculator
1 year and & 0 months
Get a decision
Money in your account
Find out if you're likely to be approved
Use our Quick Quote tool to check your chances of being approved. There's no impact on your credit rating.
We'll show you how much you may be able to borrow, your personalised interest rate and monthly payments.
Don't guess, let us help
Depending on what you need money for, a credit card or overdraft might be a better option than a loan. Our Borrowing Options tool will help you figure out what type of lending will suit you best.
Let's get ready to apply
Before you apply, we need to check you're happy with a few things.
First, you can apply online if you:
- are 18+ and a UK resident with either a NatWest current account (held for 3+ months), credit card or mortgage (held for 6+ months)
- have not been declared bankrupt in the last 6 years
- have not applied for a personal loan with us within the last 28 days