Car loans - car loan calculator - NatWest

A boy on a ride-on toy car

Car loans

Take our lowest ever
loan rate for a spin

Apply Now Find out if you're likely to be approved

Our lowest ever rate just got lower for loans between £7,500 and £19,950 Representative 3.4% APR  

Other amounts available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from the Representative APR. Available to existing NatWest current account customers over 18.

Why choose a car loan from NatWest?

Borrow between £1k and £50k
£1,000-£7,499 repay over 1-5 years, £7,500-£50,000 repay over 1-8 years.

Fixed monthly repayments
Your monthly repayment won't go up or down throughout the duration of repaying the loan.

Funds next working day
If you use online banking, apply before 5.55pm Mon-Thur and have your loan unconditionally accepted. Sometimes we'll need to contact you for more information so it takes a little longer.

Use our loan calculator to work out the best loan for you

The rate you pay depends on your circumstances and loan amount and may differ from the Representative APR. We will never offer you a rate exceeding 29.9% p.a. (fixed), regardless of loan size.

Personalised Quick Quote
Add your signposting title here… Find out if you're likely to be approved

We'll show you how much you may be able to borrow

View your personalised interest rate and monthly payments

There's no impact on your credit rating

Personalised Quick Quote

Looking for a different way to finance your next car?

Your next car could be found, financed and delivered – all online with NatWest Flex Car Finance at a rate of Representative 7.9% APR (fixed).

Over 18s & NatWest current account customers with a valid full UK, NI or EU drivers licence. NatWest is acting as a credit broker and is introducing customers to ALD Automotive Ltd. NatWest will receive a payment from ALD (the lender), if you proceed with a Flex Car Finance agreement.

Start your car finance journey
Set Tab for lightbox