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Loans

Compare our short and long term loans

Representative 3.4% APR

Loans from £1,000 to £50,000

To apply, you must be 18+ and a UK resident with either a NatWest current account (held for 3+ months), credit card or mortgage (held for 6+ months). Credit card and mortgage customers must apply online or by phone.

Our Loans

Let us take the stress out of borrowing money

Our loan calculator helps you figure out the best loan for you

See how likely you are to be approved without affecting your credit rating

Need a loan quickly? Get a decision online in minutes

We'll pre-fill parts of your application if you use Online Banking

Reasons to take out a loan

Buying a car

Taking out a car loan could get you the car you want, quicker.

Home improvements

Sometimes it makes more sense to improve instead of move.

Consolidating debt

A debt consolidation loan could help you tidy up your finances.

Getting married

Plan the perfect day.

Going on holiday

We could help get you there. 

Take out a joint loan

Joint loans

Take on life together with a joint personal loan

You and a loved one, family member or friend can borrow money together

You could use the money for a special event or shared passion 

Chip away at the loan as a team

Top up an existing loan

Borrowing more

If you already have a loan with us but need to borrow more, we may be able to help. You could...

Open a new loan and keep your existing one

Replace your existing loan with a larger one

Your next steps

Loan calculator

Use our calculator to find out the Representative APR and potential monthly payments, depending on how much you want to borrow. There's no impact on your credit rating.

Quick Quote tool

Find out if you're likely to be approved, with no impact on your credit rating. We'll show you how much you may be able to borrow, your indicative personal APR and monthly payments.

Borrowing needs tool

Depending on what you need money for, a credit card or overdraft might be a better option than a loan. This tool could help you figure out what type of lending is best for you.

Already have a loan with us?

You can now manage your loan online, and do things like request your final settlement amount, make an extra loan payment or check your interest rate.

Useful info