Compare our short and long term loans

Representative 3.9% APR

Loans from £1,000 to £50,000

To apply, you must be 18+ and a UK resident with a NatWest current account (held for 3+ months).

Our Loans

Let us take the stress out of borrowing money

Our loan calculator helps you figure out the best loan for you

See how likely you are to be approved without affecting your credit rating

Need a loan quickly? Get a decision online in minutes

We'll pre-fill parts of your application to save you time.

Reasons to take out a loan

Buying a car

Taking out a car loan could get you the car you want, quicker.

Home improvements

Sometimes it makes more sense to improve instead of move.

Consolidating debt

A debt consolidation loan could help you tidy up your finances.

Getting married

Plan the perfect day.

Going on holiday

We could help get you there. 

Trying to make your home a little greener?

Find out how you could make your home more climate friendly with a home improvement loan of up to £7,450, and receive a £100 'thank you' from us. 

Terms and Conditions apply.

Take out a joint loan

Joint loans

Take on life together with a joint personal loan
  • You and a loved one, family member or friend can borrow money together
  • You could use the money for a special event or shared passion 
  • Chip away at the loan as a team

Top up an existing loan

Borrowing more

If you already have a loan with us but need to borrow more, we may be able to help. You could...

Open a new loan and keep your existing one

Replace your existing loan with a larger one

Your next steps

Support with your existing loan

We have a raft of help and support to keep you right.

Managing your existing loan

You can now manage your loan online, and do things like request your final settlement amount, make an extra loan payment or check your interest rate.

Support with Coronavirus

If you are concerned about being unable to make your repayments on your NatWest loan, we have lots of guidance and support to help you.

Something else we can help you with?