Open a Student bank account
Here's what a student bank account gets you
Interest-free overdraft up to £2000 (£500 in first term) with an instant online decision
Choose 1 of 3 great offers; a tastecard, Amazon Prime Student membership or National Express Coachcard
Manage your money on the go with our easy to use mobile banking app
Send money to your friends in the mobile banking app with Paym
Tap and pay with your phone using Apple Pay and Google Pay™
Apply online only. You must be 17+ living in the UK. You must either be a full time undergraduate student on at least a 2 year course at a UK University/College or you must be completing a full time postgraduate or nursing course lasting a year or more. You need to be 18 or over and have lived in the UK for 3+ years to apply for an Overdraft.
Choose 1 of 3 offers
1 - tastecard
2 - Amazon Prime Student
Frequently asked questions
How do I apply for an overdraft on my student bank account?
If you're 18+ years old, a student and have lived in the UK for over 3 years you can apply for an overdraft online. If approved, the overdraft limit is £500 for the first term of your first year of study. You can apply to increase the overdraft up to £2,000 after the first term
When will I receive the overdraft funds?
If you apply for an overdraft Monday - Thursday before 5.30pm the funds will be available the next working day. Anytime outside this will be up to 2 working days
What happens to my student bank account after I graduate?
After you graduate we will switch your account to a Graduate account. We’ll notify you about 60 days in advance so there's no unexpected surprises
How to apply online
Start and submit your online application
Your UCAS Student Code
Have your ID ready
Pick your offer
If you've ever banked with NatWest you'll need to select existing customer below to start your application