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Bank accounts

Select - Open our everyday bank account

Make banking simple with our most popular everyday bank account

£125 when you switch to us (available to new and existing customers)

Easily use our mobile banking app

Multiple ways to pay: Apple Pay, Google Pay™  and Contactless Visa Debit Card. Limits apply.

Arranged overdraft available (subject to eligibility)

No monthly fee

£125. Just another reason to switch to us

Apply to Switch

Switch into a new or existing account with us online or through our Mobile Banking app by 19th November 2020. We may end this offer at any time
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Fill out your Switch details

Within 7 days the Current Account Switch Service will automatically move your existing payments and close your old account
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Switch criteria

Pay in at least £1,500 and log in to our mobile app or Online Banking by 15th January 2021

Pay day

£125 will be paid to your NatWest bank account by the 12th February 2021

Budget better, spend less

Spending will put your transactions into categories, giving you a detailed view of where your money is going.

Available to customers aged 16+ who hold a Personal or Premier current account.

Check your credit score for free

Get on top of your finances by regularly monitoring your credit score in our mobile app.

Available once opted in via the app (to customers aged 18+ with a UK address - provided by TransUnion)

View your accounts with other banks

View balances and transactions on selected accounts with participating UK banks. All your money on one screen.

You need to be registered for online banking with other banks.

App available to customers aged 11+ with a compatible iOS and Android devices and a UK or international mobile number in specific countries. 

Save up to £50 each month with our Digital Regular Saver

We've just added Digital Regular Saver to our range of savings accounts. You'll get our highest interest rate when you save between £1-£50 by standing order each month, on balances up to £1000. What are you waiting for?

Specific account eligibility criteria and conditions apply.

Overdraft details

How do overdrafts work?

An arranged overdraft can be useful for short term borrowing. Understand arranged and unarranged overdrafts and their impact on your account. An overdraft is a form of borrowing and is repayable on demand.

How much will an overdraft cost?

Understand the cost and impact of overdrafts and whether you're eligible to apply for one. If you don't repay what is owed, you could harm your credit score and borrowing capability.

Open a bank account online - FAQs

Get ready to apply

Before you apply, we need to check you're happy with a few things. And ask you a few questions up front. Then we can make your application as quick and simple as it can be.

First things first. You can apply if you:

are aged 18 or over and a UK resident

Now please take a look at the important legal info

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

All okay? You’re nearly ready to start.

To speed up your application for our Select account, we need to do a few final checks with you. They'll only take a minute.

Do we already know you?
If you have a current account, credit card, loan or savings account with NatWest please let us know.

To get the £125 switch offer you need to:

  • Apply and switch to NatWest by 19th November 2020
  • Pay in £1,500 and login to our mobile banking app or Online Banking by 15th January 2021

If you've had any cashback for switching to us (Royal Bank/Ulster Bank) since October 2017 you won't be eligible for this offer.

What kind of account do you want?

You're all set

Depending on what ID we need to see, we may ask you for:

  • A selfie (we won't keep this after your application)
  • Photo ID, such as Driving Licence, Passport or EU ID card
  • Proof of your address, such as a utility bill, bank statement or Driving Licence

Don't worry, if you don't have these with you when you're applying you can choose to do this later.

You're all set

Depending on what ID we need to see, we may ask you for:

  • Photo ID, such as driving licence, Passport or EU ID card
  • Proof of your address, such as a utility bill, bank statement or driving licence

Look out for an email and text after you have applied from our security partners, DigiDocs. It'll have a link to securely upload your documents for us to check. 

Do you have a current account with NatWest?
What would you like to do today?
Do you know your Online Banking details?
If you log in to Online Banking we can pre-fill some of the application for you.

To get the £125 switch offer you need to:

  • Apply and switch to NatWest by 19th November 2020
  • Pay in £1,500 and login to our Mobile Banking app or Online Banking by 15th January 2021

If you've had any cashback for switching to us (Royal Bank/Ulster Bank) since October 2017 you won't be eligible for this offer.

What kind of account do you want?

You're all set

You’ll need to login with your Online Banking details at the start of the application, so make sure you have them handy.

You're all set

You’ll need to login with your Online Banking details at the start of the application, so make sure you have them handy.

To get the £125 switch offer you need to:

  • Apply and switch to NatWest by 19th November 2020
  • Pay in £1,500 and login to our Mobile Banking app or Online Banking by 15th January 2021

If you've had any cashback for switching to us (Royal Bank/Ulster Bank) since October 2017 you won't be eligible for this offer.

Please register for Online Banking

To help kick-start your application, we'll need you to register for NatWest Online Banking. If you've forgotten your login details you can re-register via the same process.

You'll need your bank account sort code and account number, and your NatWest Bank debit card if you have one.

The good news is that it normally takes about 5 minutes to register.

Which account would you like to change?

Switch offer

Changing your existing account doesn't qualify you for our switching offer.

To qualify, you need to switch and close a current account held with another bank to your NatWest account.

You’re all set

During the application, you'll need:

  • The account number and sort code of the account you want to change

As you're changing your account, the account details and debit card will stay the same. Just to make life easier for you.

Switch offer

Changing your existing account doesn't qualify you for our switching offer.

To qualify, you need to switch and close a current account held with another bank to your NatWest account.

You're all set

During the application, you'll need:

  • The account number and sort code of the account you want to change

As you're changing your account, the account details and debit card will stay the same. Just to make life easier for you.

To get the £125 switch offer you need to:

  • Apply and switch to NatWest by 19th November 2020
  • Pay in £1,500 and login to our Mobile Banking app or Online Banking by 15th January 2021

If you've had any cashback for switching to us (or Royal Bank/Ulster Bank) since October 2017 you won't be eligible for this offer.

You’re all set

You’ll need these bits of info handy for your application:

  • The account number, sort code and debit card number of the bank account you want to switch to NatWest
  • The account number and sort code of your existing NatWest current account

The Current Account Switch Service will move everything across from your old bank account to your NatWest current account within 7 working days. 

Do you know your Online Banking details?
If you log in to Online Banking we can pre-fill some of the application for you.

To get the £125 switch offer you need to:

  • Apply and switch to NatWest by 19th November 2020
  • Pay in £1,500 and login to our Mobile Banking app or Online Banking by 15th January 2021

If you've had any cashback for switching to us (or Royal Bank/Ulster Bank) since October 2017 you won't be eligible for this offer.

You’re all set

Depending on what ID we need to see, we may ask you for:

  • Photo ID, such as Drivers licence, Passport or EU ID card
  • Proof of your address, such as a utility bill or bank statement

Look out for an email and text after you have applied from our security partners, DigiDocs. It'll have a link to securely upload your documents for us to check.

To get the £125 switch offer you need to:

  • Apply and switch to NatWest by 19th November 2020
  • Pay in £1,500 and login to our Mobile Banking app or Online Banking by 15th January 2021

If you've had any cashback for switching to us (or Royal Bank/Ulster Bank) since October 2017 you won't be eligible for this offer.

You’re all set

Depending on what ID we need to see, we may ask you for:

  • Photo ID, such as Drivers licence, Passport or EU ID card
  • Proof of your address, such as a utility bill or bank statement

Look out for an email and text after you have applied from our security partners, DigiDocs. It'll have a link to securely upload your documents for us to check,

To get the £125 switch offer you need to:

  • Apply and switch to NatWest by 19th November 2020
  • Pay in £1,500 and login to our Mobile Banking app or Online Banking by 15th January 2021

If you've had any cashback for switching to us (or Royal Bank/Ulster Bank) since October 2017 you won't be eligible for this offer.

You’re all set

Depending on what ID we need to see, we may ask you for:

  • Photo ID, such as Drivers licence, Passport or EU ID card
  • Proof of your address, such as a utility bill or bank statement

Look out for an email and text after you have applied from our security partners, DigiDocs. It'll have a link to securely upload your documents for us to check.