Select - Open our everyday bank account

The Current Account Switch Service will do all the work when it comes to switching. This will include moving everything across from your old account to your new NatWest account, including Direct Debits, standing orders etc. all within 7 working days. All you need to do is tell us the details of your old bank account and when you want the Switch to start.

To get our £150 switching offer you need to: 

• Apply and open a new account or switch in to an existing account with us by the 6th December 2019.
• In your application select to switch to us. The Current Account Switch Service will then automatically move your existing payments and close your account held elsewhere.
• Pay in at least £1500 and log in to Online or Mobile banking by 24th January 2020. 
• We'll pay £150 in to your NatWest account by the 21st February 2020.

This offer is available to new and existing customers who are resident in the UK. Not available on Student, Adapt or Foundation accounts. 

We're sorry but if you've had cashback for switching to NatWest (or Royal Bank of Scotland) since October 2017 you won't be able to get it again. 

This offer can be withdrawn at anytime. 

Before switching take a look at Current Account Switch Guarantee (PDF, 39KB) and A Guide to Switching Current Accounts (PDF, 3 MB).

How does the Switch Service work?

There are two different types of overdraft:

• An arranged overdraft, which allows you to go overdrawn up to an agreed limit. This is the type of overdraft you could apply for here. During your application for an arranged overdraft, we'll run a full credit check to determine how much we can offer you.
• An unarranged overdraft. This is when you spend more money than you have in your current account without already having an arranged overdraft, or when you exceed your current arranged overdraft limit.

Both types of overdrafts can cost you money in fees, but an unarranged overdraft will cost you more and might result in payments such as household bills being rejected.

More about Overdrafts

This account offers an Overdraft facility (subject to eligibility). 

You can also use our cost calculator to see how much an overdraft may cost you to use.

If you don't pay it back, it could have an impact on your credit score and could result in household bills being rejected.

Our mobile app is available to Online Banking customers with a UK or international mobile number in specific countries.

What can you get up to with our mobile app?

Log in with your fingerprint on selected Apple and Android devices– it’s simple, secure and fast.

View, cancel and amend your regular payments – so you manage your bills where and when it suits you. Limits apply.

Easily pay family and friends using their mobile number - (as long as they have our mobile app or are registered for Paym). Pay Your Contacts makes it quick and easy, and they’ll get the money instantly. Limits apply.

Get cash without your card – Ideal if you’ve left your card at home. Simply go to any NatWest or Tesco cash machine and follow the steps in the app. You can withdraw up to £130 every 24 hours.

That’s only half the story. Find out what else you can do. More about Mobile app.