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Bank accounts

Select - Open our everyday bank account

Make banking simple with our most popular everyday bank account

Easily use our mobile banking app

Multiple ways to pay: Apple Pay, Google Pay™  and Contactless Visa Debit Card. Limits apply.

Arranged overdraft available (subject to eligibility)

No monthly fee

Budget better, spend less

Spending will put your transactions into categories, giving you a detailed view of where your money is going.

Available to customers aged 16+ who hold a Personal or Premier current account.

Check your credit score for free

Get on top of your finances by regularly monitoring your credit score in our mobile app.

Available once opted in via the app (to customers aged 18+ with a UK address - provided by TransUnion)

View your accounts with other banks

View balances and transactions on selected accounts with participating UK banks. All your money on one screen.

You need to be registered for online banking with other banks.

App available to customers aged 11+ with a compatible iOS and Android devices and a UK or international mobile number in specific countries. 

Overdraft details

How do overdrafts work?

An arranged overdraft can be useful for short term borrowing. Understand arranged and unarranged overdrafts and their impact on your account. An overdraft is a form of borrowing and is repayable on demand.

How much will an overdraft cost?

Understand the cost and impact of overdrafts and whether you're eligible to apply for one. If you don't repay what is owed, you could harm your credit score and borrowing capability.

Switch to NatWest

The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account to your new account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the Switch to start.

Current Account Switch Guarantee (PDF, 39KB)

A Guide to Switching Current Accounts (PDF, 3MB)

How does the Switch service work?

Open a bank account online - FAQ's

Get ready to apply

Before you apply, we need to check you're happy with a few things. And ask you a few questions up front. Then we can make your application as quick and simple as it can be.

First things first. You can apply if you:

are aged 18 or over and a UK resident

Now please take a look at the important legal info

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

All okay? You’re nearly ready to start.

To speed up your application for our Select account, we need to do a few final checks with you. They'll only take a minute.

Do we already know you?
What kind of account do you want?

You're all set

Depending on what ID we need to see, we may ask you for:

  • A selfie (we won't keep this after your application)
  • Photo ID, such as Driving Licence, Passport or EU ID card
  • Proof of your address, such as a utility bill, bank statement or Driving License

Don't worry, if you don't have these with you when you're applying you can choose to do this later.

You're all set

Depending on what ID we need to see, we may ask you for:

  • Photo ID, such as driving licence, Passport or EU ID card
  • Proof of your address, such as a utility bill, bank statement or driving licence

Look out for an email and text after you have applied from our security partners, DigiDocs. It'll have a link to securely upload your documents for us to check. 

Do you have a current account with NatWest?
What would you like to do today?
Do you know your Online Banking details?
If you log in to Online Banking we can pre-fill some of the application for you.

You’re all set

You’ll need to login with your Online Banking details at the start of the application, so make sure you have them handy.

 

Please register for Online Banking

To help kick-start your application, we'll need you to register for NatWest Online Banking.

If you've forgotten your login details, don't worry, you can re-register via the same process to get a new one.

 

What you'll need

You'll need your bank account sort code and account number, and your NatWest Bank debit card if you have one.

The good news is that it normally takes about 5 minutes to register.

Which account would you like to change?

You’re all set

During the application, you'll need:

  • The account number and sort code of the account you want to change

As you're changing your account, the account details and debit card will stay the same. Just to make life easier for you.

You’re all set

During the application, you'll need:

  • The account number and sort code of the account you want to change

As you're changing your account, the account details and debit card will stay the same. Just to make life easier for you.

You’re all set

You’ll need these bits of info handy for your application:

  • The account number, sort code and debit card number of the bank account you want to switch to NatWest
  • The account number and sort code of your existing NatWest current account

The Current Account Switch Service will move everything across from your old bank account to your NatWest current account within 7 working days. 

Do you know your Online Banking details?
If you log in to Online Banking we can pre-fill some of the application for you.

You’re all set

Depending on what ID we need to see, we may ask you for:

  • Photo ID, such as Drivers licence, Passport or EU ID card
  • Proof of your address, such as a utility bill or bank statement

Look out for an email and text after you have applied from our security partners, DigiDocs. It'll have a link to securely upload your documents for us to check.

You’re all set

Depending on what ID we need to see, we may ask you for:

  • Photo ID, such as Drivers licence, Passport or EU ID card
  • Proof of your address, such as a utility bill or bank statement

Look out for an email and text after you have applied from our security partners, DigiDocs. It'll have a link to securely upload your documents for us to check.

You're all set

Depending on what ID we need to see, we may ask you for:

  • Photo ID, such as Drivers licence, Passport or EU ID card
  • Proof of your address, such as a utility bill or bank statement

Look out for an email and text after you have applied from our security partners, DigiDocs. It'll have a link to securely upload your documents for us to check.