Our everyday bank account

Switch to NatWest and get £125

Make banking simple with our everyday bank account

No monthly fee

Get £125 when you switch a current account held elsewhere to this account by 3rd December.

Easily use our mobile banking app - voted best banking app two years in a row by the British Bank Awards

Get a contactless Visa Debit card - make payments under £30 with one tap

Switch to us and get £125 - As seen on MoneySuperMarket

This offer is available to new and existing customers. Just use the Current Account Switch Service to close your current account held elsewhere and switch to us before 3rd December. Offer available online and in branch.

You'll need to pay in at least £1,500 and log in to Online or Mobile Banking by 7th January 2019. We'll then pay the £125 by 8th February.

Features and benefits

Mobile Banking app

Switch bank accounts

We can help you switch bank accounts with the Current Account Switch Service.

Switch bank accounts

We’ll do all the work when it comes to switching. This will include moving everything across from your old account to your new NatWest account, including Direct Debits, standing orders etc. all within 7 working days. All you need to do is tell us the details of your old bank account and when you want the Switch to start.

How does the Switch Service work?

Mobile app

Stay in control of your money with our easy to use mobile banking app.

Mobile app

Our mobile app is available to Online Banking customers with a UK or international mobile number in specific countries. It's so good it was voted by customers as the ‘Best Banking App’ in the British Bank Awards 2018 for the second consecutive year. 

What can you get up to with our mobile app?

Log in with your fingerprint on selected Apple and Android devices– it’s simple, secure and fast.

View, cancel and amend your regular payments – so you manage your bills where and when it suits you. Limits apply.

Easily pay family and friends using their mobile number - (as long as they have our mobile app or are registered for Paym). Pay Your Contacts makes it quick and easy, and they’ll get the money instantly. Limits apply.

Get cash without your card – Ideal if you’ve left your card at home. Simply go to any NatWest or Tesco cash machine and follow the steps in the app. You can withdraw up to £130 every 24 hours.

That’s only half the story. Find out what else you can do. More about Mobile app.

Joint account

This account can be opened online as a joint bank account

Joint account

When applying for a Joint bank account, make sure you have the ID details for both people who are looking to open the joint account.

Contactless Visa Debit card

Make purchases. Withdraw cash. Pay contactless.

Contactless Visa Debit card

Use your Visa Debit card to pay for day-to-day purchases.

Plus you can make contactless payments quickly and securely for items up to £30. And you can also pay contactless by using Apple Pay or Google Pay.

Arranged Overdraft

There for those unexpected bills that can pop up occasionally.

Arranged Overdraft

An Arranged Overdraft is a short-term way to borrow and can be a really useful way to pay for unexpected bills. An Arranged Overdraft means we’ve approved extra funds for you, which are available on your current account.

What you should know

You can arrange an overdraft with this bank account. We will only charge you interest and/or fees if you use your Arranged Overdraft. Subject to eligibility.

How much will I get?

It depends. We’ll look at your individual circumstances and decide on your overdraft limit. We’ll take into account age, earnings and credit rating.  

More about Overdrafts

Supporting you

Find out how we can help you manage your money.

Supporting you

Access your account wherever, whenever with 24/7 banking through online banking, our mobile app or one of our UK call centres.

Text alerts are another way to keep tabs of your money. You can set up text alerts to know your balance at a specific time, or if your money goes below a certain limit. Plus easily manage your Direct Debits like household bills, gym memberships etc.

How to open an account online

Set up your account

Complete the application form and receive a sort code and account number instantly. Getting you closer to having your account open.

Grab your ID

Take a moment to grab your ID. We’ll need some details from you, such as your address history, monthly income and some ID.

Apply online

Applying online is quick and easy. You can start your online application right now if you're ready.

Ready to apply

You can apply if you are:

Aged 18+ and a UK resident

Please review the important legal stuff:

By clicking continue you’re confirming that you’ve been provided with, and have acknowledged our important documents, including the FSCS information sheet. By proceeding with your application you also agree that you’ll receive your statements in a paperless format. We'll send you an email when your statements are ready to view in Online Banking.

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Ready to continue?

I am...

I want a...

To get the £125 switching offer you must:

Choose to close your old current account held elsewhere and switch into your new NatWest account during the application.

Once the account is opened you'll need to pay in at least £1,500 and log in to Online or Mobile Banking by 7th January.

We're sorry but if you've had cashback for switching to us since October 2017 you won't get it again.

Great, looks like you're all set and ready to go.

To get the £125 switching offer you must:

Choose to close your old current account held elsewhere and switch into your new NatWest account during the application.

Once the account is opened you'll need to pay in at least £1,500 and log in to Online or Mobile Banking by 7th January 2019.

We're sorry but if you've had cashback for switching to us since October 2017 you won't get it again.

Great, looks like you're all set and ready to go.

I would like to...

Please note that changing your account does not qualify for the £125 Switching Offer.

You must close and switch a current account held elsewhere into your NatWest account.

I want to change my...

Great, looks like you're all set and ready to go.

Great, looks like you're all set and ready to go.

I know my Online Banking details...

To get the £125 switching offer you must:

Close your old current account held elsewhere and switch it into your new NatWest account during the application.

Once the switch is complete you'll need to pay in at least £1,500 and log in to Online or Mobile Banking by 7th January.

We're sorry but if you've had cashback for switching to us since October 2017 you won't get it again.

Great, looks like you're all set and ready to go.

To get the £125 switching offer you must:

Close your old current account held elsewhere and switch it into your new NatWest account during the application.

Once the switch is complete you'll need to pay in at least £1,500 and log in to Online or Mobile Banking by 7th January.

We're sorry but if you've had cashback for switching to us since October 2017 you won't get it again.

Great, looks like you're all set and ready to go.

To get the £125 switching offer you must:

Close your old current account held elsewhere and switch it into your existing NatWest account.

Once the switch is complete you'll need to pay in at least £1,500 and log in to Online or Mobile Banking by 7th January.

We're sorry but if you've had cashback for switching to us since October 2017 you won't get it again.

Great, looks like you're all set and ready to go.