Open a Reward Platinum account
What you get with Reward Platinum
Earn 2% in Rewards on 7 types of household bills paid by Direct Debit. On 1st February 2020 we're changing the way you can earn Rewards.
Plus, earn at least 1% back in Rewards on spend with our partner retailers
Covers your mobile phone against damage, breakdown, loss and theft
Also provides UK car breakdown cover, multi-trip worldwide family travel insurance and much more
Like all of our current accounts, you can pay your way - use Apple Pay and Google Pay™ for payments with your phone, and Paym, to send money securely with just a telephone number and our mobile banking app
£20 monthly account fee
To apply, you must be 18+ and a UK resident. To earn Rewards you need to log into Online or Mobile Banking at least once every three months.
Compare our Reward accounts
Features and benefits
Mobile Banking app OpenClose
We're changing the way you can earn Rewards
On the 1st February 2020, instead of earning 2% back in Rewards on household bills, you'll earn £4 a month back in Rewards for 2 or more Direct Debits - 2 of those Direct Debits need to be at least £2 each. Plus, earn an extra £1 a month back in Rewards with 1 mobile app log in.
That's up to £5 a month back in Rewards to spend on whatever you like!
Switch to NatWest
The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the Switch to start.
Open a bank account online
Upload your ID
Get ready to apply
Before you apply, we need to check you're happy with a few things. And ask you a few questions up front. Then we can make your application as quick and simple as it can be.
First things first. You can apply if you:
- are aged 18 or over and a UK resident
- will log into Online or Mobile Banking at least once every three months
Not sure a Reward account is for you? Look into our Select everyday bank account with no monthly fee.
Now please take a look at the important legal stuff
If you carry on applying, it means you're happy with what's in these documents, including the FSCS information sheet. And happy to view your statements in Online Banking - not posted. Please take some time to review, print and/or save the important information.