Joint bank account – Opening a joint bank account – NatWest

A joint bank account is the same as having a sole account, except both parties have control over the account, including any arranged overdraft (subject to approval). You can open a joint account on any of our current accounts (excluding student, graduate and adapt accounts) and you do not have to be a sole account holder to have a joint bank account.

If you need to make payments that come from both parties, such as household bills, a joint bank account could be ideal. Discuss how much each of you pays into the joint account per month then you can set up a standing order for the money to automatically go into the account or simply pay in when it is convenient for you.