Child bank account for 11-18 year olds
A simple children's bank account
Earn 1% interest on your balance
Make purchases and withdraw cash with your Visa debit card
Check your balance wherever you are with our mobile banking app
Use Apple Pay and Google Pay™ to buy things with your phone. You must be 13+ to use these services
No monthly fee
This child bank account is for 11 to 18 year olds who are UK residents.
Visa Debit Card
Visa Debit Card in detail
You can use your Visa Debit Card to buy all sorts of things like train tickets, cinema tickets, snacks and drinks etc, so you don’t have to worry about carrying cash.
What you should know
We’ll send you a code called a PIN number. Don’t tell anyone this number. You enter it when you want to take money out of a cash machine, or pay for things in shops or online.
Mobile Banking app
Mobile Banking app in detail
Log in with your fingerprint on selected Apple and Android devices– it’s simple, secure and fast.
View your accounts – you can check recent transactions (things you’ve spent money on) and transfer money between your own accounts.
If you’re 16 or older you’re able to pay family and friends - For example you can send money using their mobile number with Pay Your Contacts. It’s quick and easy (as long as they have our mobile app or are registered for Paym). Limits apply.
App available to Online Banking customers with a UK or international mobile number in specific countries
More about our Mobile Banking app
Earn interest in detail
Interest is when your money earns money. So, if you had £100 in your account, 1% interest would be £1.00. In other words, you get a bit of extra money, just for keeping money in your account. Sweet.
What you should know
Interest is calculated daily and paid monthly.
Annual Equivalent Rate (AER). This is a notional rate used for interest bearing accounts which illustrates the interest rate if paid and compounded each year. It helps you to compare the effective rates of credit interest on different accounts.
This means the interest rate you are paid before the deduction of basic rate income tax.