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The NatWest Credit Card

The low rate credit card that saves you money abroad

Representative 9.9% APR (variable)

No foreign transaction fees

You won't pay foreign transaction fees when you use this credit card abroad

Low interest rates

You could pay a low interest rate of 9.9% p.a. (variable) on purchases and 6.9% p.a. (variable) on balance transfers

No annual fee

And lots more to unpack

Manage your card wherever, whenever with the NatWest mobile app (Criteria applies)

Use worldwide at Mastercard locations

Will I be accepted for this credit card?

Representative example

Purchase rate

9.9%
p.a (variable)

Representative APR

9.9%
(variable)

Assumed credit limit

£1200

Annual fee

£0

Features and benefits

Benefits

Say adios to foreign transaction fees

Pay no fees overseas when you travel abroad with this credit card. It's the perfect travel companion.

Benefit from low interest rates

Enjoy low interest rates on purchases and balance transfers.

Features

Spread the cost of your purchase

Need to make a big purchase and don’t want the money to come out of your current account? We've got you covered.

Ways to pay

There's lots of convenient ways to pay using The NatWest Credit Card. We'll cover them off here.

Other charges or fees

Some other important details you should know about.

Paying your credit card

We've made it as easy as possible for you to pay your card bill each month.

Mobile App Features

Lock and unlock your credit card

Take control of your spending

Manage your card 24/7

Replace your credit card

Set your travel plans

Go paperless

How to apply online

What will I need?

You'll need to confirm where you've lived for the last 3 years, as well as information about your bank account, income and outgoings.

How long will it take?

The application takes around 10 minutes and you'll get a decision within 5 minutes.

When will I get my card?

If your application is successful, your card should arrive within 5-7 working days.

Check out this short video guide to find out more about applying online.

Ready to apply?

Great. Let's get started. Are you a...

Do you have NatWest online banking?

icon-quickest-route-black Created with Sketch.
The quickest route

As we already know a bit about you, applying for The NatWest Credit Card should be pretty easy as we can pre-fill in a lot of your application.

What you'll need

Your income, outgoings and employment details

Your online banking log in details

A note of any cards you wish to transfer a balance from

Now for the important legal stuff

To apply, you must be

Aged 18+

A UK resident

Earning at least £10k per year

Important information

Please take some time to review, print and/or save the important information. By clicking that you’re ready to continue, you are confirming that you have been provided with, and have acknowledged our important documents.

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Are you ready to continue?

Great! Looks like you're all set and ready to go.

Register for online banking

You'll need to sign up for online banking with us in order to apply for The NatWest Credit Card online. The good news is that it normally takes only 5 minutes.

What you'll need

You'll need your sort code and account number, and your NatWest debit card if you have one.

What you'll need

Your address details for the last 3 years

Your income, outgoings and employment details

Your bank account details

A note of any cards you wish to transfer a balance from

Now for the important legal stuff

To apply, you must be

Aged 18+

A UK resident who has a UK bank account

Earning at least £10k per year

Important information

Please take some time to review, print and/or save the important information. By clicking that you’re ready to continue, you are confirming that you have been provided with, and have acknowledged our important documents.

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Are you ready to continue?

Great! Looks like you're all set and ready to go.

Something else we can help you with?