Mobile banking app update | NatWest

We've updated our mobile app

Woman sitting in a pink chair in her lounge using her tablet and smiling.

Great news, we've updated our app

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App available to Online Banking customers with a UK or international mobile number in specific countries.

Latest mobile app updates

Manage your Credit Card

If you have a NatWest MasterCard credit card, it’s now quick and easy to lock and unlock your card via our App.

Whether you have misplaced your card or just want to control when it’s used, you can now put a temporary lock on all transactions at the tap of a button.

For added peace of mind we’ll notify you if anyone attempts to use your card whilst it’s locked.


Introducing Cora

Cora is our new digital assistant powered by artificial intelligence that can answer your questions or help get you to the right place quickly.


You can find Cora by choosing ‘Message us’ in our mobile banking app.


'What's new' and 'show me how' enhancements

We’ve listened to your feedback and have simplified the ’what’s new’ and ‘show me how’ sections of the app, combining them into one location under the Help menu, making it quick and easy to learn about the latest app updates, and find ‘how to’ guides when you need them.


Always open

Can’t make it to a branch? No problem, you can now apply for products wherever you are through the app, including:

  • Savings accounts
  • Overdrafts
  • Loans
  • Credit Cards

If you’re using our iPhone App you can also now set up NatWest Invest by selecting the ‘Products’ option in the menu.

Have a business account?

If you have a business account you can now quickly and easily apply for FreeAgent online accounting software through our iPhone and iPad Apps. Just tap on the ‘Products’ menu and choose the ‘Online Accounting’ option


Past updates to the app

Remain logged in

If you're using our mobile app and need to navigate away to check a text message or use another app, you can now access our app again without needing to log back in, as long as its within 2 minutes.


You are free to opt out from this feature if you would prefer to log in each time you move away from the app.

Edit future payments

For iPhone app users you can now make changes and amend any payments you have scheduled to leave your account on a future date (up to 120 days in the future).

Check payment limits

We have added the ability to view the payment limits for all payment types that you can make through your mobile app.


On iPhone you can now view all the payment limits under the payments hub by selecting ‘Payment limits’.

Credit Card improvements

We have made some great improvements, helping you to better manage your credit card.

You will now be able to:


  • View your most up to date balance quicker than ever
  • View an improved summary showing the payments made since your last statement and how much you still need to pay
  • Improved notifications to let you know if you’re approaching your credit limit
  • Lock and unlock your MasterCard credit card direct from your app with one swipe

Remove business accounts

Do you no longer use your business account or just don’t want to see it on your app anymore? On iPhone you can now remove any business accounts you have linked to your mobile app.


To do this simply follow these steps:


  • Log in to your app and select your business profile
  • Select the ‘My profile’ icon
  • Touch ‘Edit’
  • Then ‘Delete profile’

Store your receipts digitally

Capture all your business outgoing receipts digitally through your app on Apple and Android devices!


You can now photograph all your business receipts and automatically match them with transactions in your app. Excellent for accounting and tax purposes.


  • Take a picture of any receipt and digitise it in your app
  • Relevant details from the receipt are automatically picked up by the app including amount, date and merchant name
  • Your app can create a receipts list allowing you to easily and quickly review your outgoings
  • You can export your receipt lists to excel or as a PDF making it easy to track outgoings and stay on top of your accounts

Manage future dated payments & transfers

It's now even easier to manage your payments via the app.

In addition to setting up payments and transfers to leave your account on a future date, you can now view and cancel these payments before they are due to leave, should your plans change.

Our app has a new look

You will notice we’ve given the app an improved new look.


These changes mean it is easier to discover and use more of the great features already available within the mobile app. 

View & Share BIC and IBAN

Need to receive an international payment but can’t find your details?


You can now view or share your account details including BIC and IBAN as well as your sort code, account number, directly from your mobile app.

Payment improvements

There are now more reasons than ever to make payments using your mobile app.


  • For new payments under £250, you can now save the details without the need for a card-reader.
  • Never forget to make a payment again. You can now set a payment or transfer to leave you account at a later date (up to 4 months).
  • You can now remove old payment details that you no longer need.

Download the app on selected international mobile numbers

If you have not been able to download the app because you’ve got an international mobile number,  now you can.


You can now download and use our app on the following international mobile numbers.


These include:


Australia, Belgium, Cyprus, Denmark, France, Gibraltar, Greece, Hong Kong, Ireland, Malta, New Zealand, Poland, Singapore, South Africa, Spain, Sweden, Switzerland and the USA.

Our Android app has a new look

If you use an Android mobile phone or tablet you will notice we’ve introduced an improved look and layout, making it easier to navigate through our app and do you’re banking on the move.  

Always open

Need a loan but your is branch closed. No problem.


Apply and open pre approved products through the app, if eligible on Android and Apple devices.

See all your business accounts in one place

All your business accounts can now be accessed through your app!


If you are a business customer with more than one business account you can now manage them all from the app using your existing log in details. Additional business accounts can be added through the ‘My Profile’ section in your mobile app.

iPhone X - Face ID

Lucky enough to already have the iPhone X?


You can use your iPhone X to log into your mobile app using Face ID.

Credit card improvements

Manage your Credit Card PIN.


We have made it even easier to manage your credit card through your app on Android devices.


You can now and unblock your PIN through the app and get PIN reminders posted out to you.

Introducing 'My profile'

‘My profile’ is a new area in the app where you can now easily update your details, settings and your notifications.


To view your profile tap the icon on the top right of your accounts home screen on your iPhone when you log in.

Send international payments straight from your app!

Do you need to send money abroad?


You can now send international payments with your mobile app in a few simple steps, without having to login to Online Banking or visit a branch:


  • Tap 'International payments' on your Account Summary screen
  • Choose an existing payee from your list
  • Enter an amount, select delivery payment speed and allocate fees
  • Check the details and when you're happy, confirm the payment

Payments must be made on Online Banking before you can pay through our app.

Start banking on the mobile app in minutes

App available to Online Banking customers with a UK or international mobile number in specific countries.

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