Following the above advice will keep you save, but it’s also important to know what the banks are doing to stop fraudsters.
Banks and cash machine operators have invested heavily in an effort to combat these types of crimes. Security devices, like improved card slots, are fitted to cash machines to prevent both skimming and card tapping.
How can you avoid ATM fraud?
Always carefully cover your PIN from hidden cameras or prying eyes whenever you use your card
Do not keep a written record of your PIN
Never tell anyone else your PIN or allow anyone to use your card
Don’t choose a PIN that someone could easily guess, like as your date of birth
Store the 24 hour emergency contact number for all of your cards in your mobile phone or anywhere that’s easy to access
If your card is not returned to you by an ATM after use, call your card issuer immediately – if possible whilst at, or near, the machine
If you happen to notice anything unusual or suspicious about an ATM, do not use it and report it to the bank or cash machine operator
Check your statements regularly – if you spot anything suspicious, report it to your bank straight away
When using an ATM, make sure that look out for people close by who may be trying to distract you in order to steal your card or pin
Remember, if you’re unlucky enough to be a victim, you are protected and you will get any money lost back from your bank, providing that you have adhered to the conditions of use.