Savings Finder Lightbox

Savings Account Finder.

Important Information

This tool is designed to help you find savings accounts that may be suitable to meet your needs.  This tool does not provide recommendations and not all of our savings products are included.  The products you will see are based on the information you provide.

This tool is suitable for customers age 16 and over and resident in the UK.  This tool is not suitable for joint customers.

On the 6th of April 2016, the Personal Savings Allowance was launched. This means if you’re a basic rate taxpayer (paying 20% tax on income) you can earn £1,000 interest per tax year without paying tax on it.  If you’re a higher rate taxpayer (paying 40% tax) you get a £500 Personal Savings Allowance. Additional rate taxpayers (paying 45% tax) don’t get any allowance. Savings Account Finder does not take into account your individual situation in relation to the Personal Savings Allowance. For more information on how this impacts you and your savings choices see Personal Savings Allowance.

The following terms are referenced in Savings Account Finder:
Annual Equivalent Rate (AER). This is a notional rate used for interest bearing accounts which illustrates the interest rate if paid and compounded each year. It helps you to compare the effective rates of credit interest on different accounts.
Gross Rate. This means the interest rate you are paid without the deduction of income tax.
p.a. Per annum (per year).

If you’ve changed your mind about using Savings Account Finder you can view our whole savings range here

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