Savings interest rates
As of the 18th August, the interest rate for our Instant Access ISA; Instant Saver; Savings Builder and Premium Saver Accounts will be reducing. For more information, please read this short summary.
On this page:
Your account may no longer be on sale however we have a list of all accounts including previous rates.
Definitions:
As of the 18th August, the interest rate for our Instant Access ISA; Instant Saver; Savings Builder and Premium Saver Accounts will be reducing. For more information, please read this short summary.
Digital Regular Saver
Balance |
Gross p.a. (variable) |
AER p.a. (variable) |
£1 – £1,000 |
3.00% |
3.04% |
Over £1,000 |
0.01% |
0.01% |
Interest is calculated on a daily basis and paid into your account on the first business day of the month. You’ll be able to see and access the interest in your account on the following day.
Savings Builder
Balance grows by less than £50 a month: regular saving condition |
Balance grows by at least £50 a month: regular saving condition is met |
|
|---|---|---|
Balance |
AER/Gross p.a. (variable) |
AER/Gross p.a. (variable) |
£1 – £10,000 |
0.00% |
0.75% |
Over £10,000 |
0.00% |
0.01% |
Interest is paid on the above tiers on a stepped basis which means you’ll earn a different rate on each portion of your balance within the above tiers. Interest is calculated daily and paid on the first business day of the month and at account closure.
Instant Saver
| Balance | AER/Gross pa (variable) |
| £1 + | 0.01% |
Interest paid monthly on the first business day of the month
Looking to save regularly? With our Savings Builder account you can earn 1.00% AER/Gross p.a. (variable) when you grow your savings by £50 or more each month. Instant access to your money when you need it, and start saving from just £1. Eligibility criteria and conditions apply.
Cash ISA
| Balance | Tax-free p.a./AER (variable) |
|---|---|
| £1 -£49,999 | 0.01% |
| £50,000+ | 0.10% |
| On the first £20,000 Standard variable interest rate including conditional bonus of 0.75% tax-free p.a./ AER fixed |
On Remaining Balance Standard variable interest rate excluding conditional bonus |
|
|---|---|---|
| Balance | Tax-free p.a. (variable) / AER (variable) | Tax-free p.a. /AER (variable) |
| £1 - £9,999 | 0.95% (including 0.75% bonus) | 0.20% |
| £10,000 - £24,999 | 1.10% (including 0.75% bonus) | 0.35% |
| £25,000 - £49,999 | 1.25% (including 0.75% bonus) | 0.50% |
| £50,000 + | 1.50% (including 0.75% bonus) | 0.75% |
Bonus interest is calculated daily and paid into your account on the first business day of the month.
Premium Saver
| Balance |
One or more withdrawals made in a month: bonus condition is not met AER/Gross p.a. (variable) |
No withdrawals made in a month: bonus condition is met AER/Gross p.a. (variable) |
| £1 - £24,999 | 0.01% | 0.01% (no bonus is paid) |
| £25,000 - £49,999 | 0.01% | 0.10% (includes 0.09% bonus) |
| £50,000 - £1,000,000 | 0.01% | 0.20% (includes 0.19% bonus) |
| Over £1,000,000 | 0.01% | 0.01% (no bonus is paid) |
Interest paid monthly on the first business day of the month.
Help to Buy: ISA
| Balance |
AER p.a. (Variable) | Tax-free p.a. (variable) |
| £1+ | 1.00% | 1.00% |
Interest paid monthly on the first business day of the month
Children's First Saver
| Balance | AER/Gross pa (variable) |
| £1+ | 0.35% |
Interest is paid quarterly on the first business day in January, April, July and October and at account closure.
First Reserve
| Balance | AER/Gross pa (variable) |
| £1 - £24,999 | 0.10% |
| £25,000 - £999,999 | 0.20% |
| £1,000,000+ | 0.25% |
You will only start to receive interest on any money in your First Reserve account when your offset savings (and any offset current account) balance is more than your Offset Flexible Mortgage balance. Any interest payable will be calculated daily and paid monthly.
If you remove your First Reserve account from the Offset arrangement interest will be calculated daily and paid quarterly on the first business day in January, April, July and October and at account closure. You’ll be able to see and access the interest in your account on the following day.
Primary Savings (account not on sale)
| Balance | AER/Gross pa (variable) |
| £1+ | 0.01% |
Interest paid monthly on the first business day of the month
1 Year Fixed Rate ISAs
| Issue Number |
Term Start Date | Term End Date | Balance & Interest Rate AER/Tax-free p.a. |
| 232 | 9 December 2019 | 9 December 2020 | £1,000 - £24,999 = 0.65% |
| £25,000+ = 0.85% | |||
| 234 | 13 January 2020 | 13 January 2021 | £1,000 - £24,999 = 0.65% |
| £25,000+ = 0.85% | |||
| 236 | 10 February 2020 | 10 February 2021 | £1,000 - £24,999 = 0.65% |
| £25,000+ = 0.85% | |||
| 238 | 16 March 2020 | 16 March 2021 | £1,000 - £24,999 = 0.65% |
| £25,000+ = 0.85% | |||
| 240 | 14 April 2020 | 14 April 2021 | £1,000 - £24,999 = 0.55% |
| £25,000+ = 0.65% | |||
| 242 | 11 May 2020 | 11 May 2021 | £1,000 - £24,999 = 0.30% |
| £25,000+ = 0.35% | |||
| 244 | 8 June 2020 | 8 June 2021 | £1,000 - £24,999 = 0.30% |
| £25,000+ = 0.35% | |||
| 246 | 13 July 2020 | 13 July 2021 | £1,000 - £24,999 = 0.30% |
| £25,000+ = 0.35% | |||
| 248 | 10 August 2020 | 10 August 2021 | £1,000 - £24,999 = 0.20% |
| £25,000+ = 0.20% | |||
| 250 | 7 September 2020 | 7 September 2021 | £1,000 - £24,999 = 0.20% |
| £25,000+ = 0.20% | |||
| 252 | 12 October 2020 | 12 October 2021 | £1,000 - £24,999 = 0.15% |
| £25,000+ = 0.15% | |||
| 254 | 9 November 2020 | 9 November 2021 | £1,000 - £24,999 = 0.15% |
| £25,000+ = 0.15% | |||
| 256 | 7 December 2020 | 7 December 2021 | £1,000 - £24,999 = 0.15% |
| £25,000+ = 0.15% | |||
| 258 | 11 January 2021 | 11 January 2022 | £1,000 - £24,999 = 0.15% |
| £25,000+ = 0.15% |
2 Year Fixed Rate ISAs
| Issue Number | Term Start Date | Term End Date | Balance & Interest Rate AER/Tax-free p.a. |
| 209 | 10 December 2018 | 10 December 2020 | £1,000 - £24,999 = 1.15% |
| £25,000+ = 1.25% | |||
| 211 | 14 January 2019 | 14 January 2021 | £1,000 - £24,999 = 1.15% |
| £25,000+ = 1.25% | |||
| 213 | 11 February 2019 | 11 February 2021 | £1,000 - £24,999 = 1.00% |
| £25,000+ = 1.10% | |||
| 215 | 11 March 2019 | 11 March 2021 | £1,000 - £24,999 = 1.00% |
| £25,000+ = 1.10% | |||
| 217 | 8 April 2019 | 8 April 2021 | £1,000 - £24,999 = 1.00% |
| £25,000+ = 1.10% | |||
| 219 | 13 May 2019 | 13 May 2021 | £1,000 - £24,999 = 1.00% |
| £25,000+ = 1.10% | |||
| 221 | 10 June 2019 | 10 June 2021 | £1,000 - £24,999 = 0.85% |
| £25,000+ = 0.95% | |||
| 223 | 8 July 2019 | 8 July 2021 | £1,000 - £24,999 = 0.85% |
| £25,000+ = 0.95% | |||
| 225 | 12 August 2019 | 12 August 2021 | £1,000 - £24,999 = 0.85% |
| £25,000+ = 0.95% | |||
| 227 | 9 September 2019 | 9 September 2021 | £1,000 - £24,999 = 0.85% |
| £25,000+ = 0.95% | |||
| 229 | 14 October 2019 | 14 October 2021 | £1,000 - £24,999 = 0.70% |
| £25,000+ = 0.90% | |||
| 231 | 11 November 2019 | 11 November 2021 | £1,000 - £24,999 = 0.70% |
| £25,000+ = 0.90% | |||
| 233 | 9 December 2019 | 9 December 2021 | £1,000 - £24,999 = 0.70% |
| £25,000+ = 0.90% | |||
| 235 | 13 January 2020 | 13 January 2022 | £1,000 - £24,999 = 0.70% |
| £25,000+ = 0.90% | |||
| 237 | 10 February 2020 | 10 February 2022 | £1,000 - £24,999 = 0.70% |
| £25,000+ = 0.90% | |||
| 239 | 16 March 2020 | 16 March 2022 | £1,000 - £24,999 = 0.70% |
| £25,000+ = 0.90% | |||
| 241 | 14 April 2020 | 14 April 2022 | £1,000 - £24,999 = 0.65% |
| £25,000+ = 0.75% | |||
| 243 | 11 May 2020 | 11 May 2022 | £1,000 - £24,999 = 0.35% |
| £25,000+ = 0.40% | |||
| 245 | 8 June 2020 | 8 June 2022 | £1,000 - £24,999 = 0.35% |
| £25,000+ = 0.40% | |||
| 247 | 13 July 2020 | 13 July 2022 | £1,000 - £24,999 = 0.35% |
| £25,000+ = 0.40% | |||
| 249 | 10 August 2020 | 10 August 2022 | £1,000 - £24,999 = 0.25% |
| £25,000+ = 0.25% | |||
| 251 | 7 September 2020 | 7 September 2022 | £1,000 - £24,999 = 0.25% |
| £25,000+ = 0.25% | |||
| 253 | 12 October 2020 | 12 October 2022 | £1,000 - £24,999 = 0.15% |
| £25,000+ = 0.15% | |||
| 255 | 9 November 2020 | 9 November 2022 | £1,000 - £24,999 = 0.15% |
| £25,000+ = 0.15% | |||
| 257 | 7 December 2020 | 7 December 2022 | £1,000 - £24,999 = 0.15% |
| £25,000+ = 0.15% | |||
| 259 | 11 January 2021 | 11 January 2023 | £1,000 - £24,999 = 0.15% |
| £25,000+ = 0.15% |
Fixed Term Savings - 1 Year
| Issue Number |
Maturity Date | Balance Tier | Annual Rate of Interest |
| 126 | 9 December 2020 | £500 - £49,999 | 0.65% |
| £50,000 + | 0.85% | ||
| 128 | 13 January 2021 | £500 - £49,999 | 0.65% |
| £50,000 + | 0.85% | ||
| 130 | 17 February 2021 | £500 - £49,999 | 0.65% |
| £50,000 + | 0.85% | ||
| 132 | 23 March 2021 | £500 - £49,999 | 0.65% |
| £50,000 + | 0.85% | ||
| 134 | 4 May 2021 | £500 - £49,999 | 0.55% |
| £50,000+ | 0.65% | ||
| 136 | 15 June 2021 | £500 - £49,999 | 0.30% |
| £50,000+ | 0.35% | ||
| 138 | 20 July 2021 | £500 - £49,999 | 0.30% |
| £50,000+ | 0.35% | ||
| 140 | 24 August 2021 | £500 - £49,999 | 0.20% |
| £50,000+ | 0.20% | ||
| 142 | 28 September 2021 | £500 - £49,999 | 0.20% |
| £50,000+ | 0.20% |
Fixed Term Savings - 2 Years
| Issue Number |
Maturity Date | Balance Tier | Annual Rate of Interest |
| 105 | 3 December 2020 | £500 - £49,999 | 1.15% |
| £50,000+ | 1.25% | ||
| 107 | 7 January 2021 | £500 - £49,999 | 1.15% |
| £50,000+ | 1.25% | ||
| 109 | 5 February 2021 | £500 - £49,999 | 1.00% |
| £50,000+ | 1.10% | ||
| 111 | 3 March 2021 | £500 - £49,999 | 1.00% |
| £50,000+ | 1.10% | ||
| 113 | 7 April 2021 | £500 - £49,999 | 1.00% |
| £50,000+ | 1.10% | ||
| 115 | 12 May 2021 | £500 - £49,999 | 1.00% |
| £50,000+ | 1.10% | ||
| 117 | 16 June 2021 | £500 - £49,999 | 0.85% |
| £50,000+ | 0.95% | ||
| 119 | 21 July 2021 | £500 - £49,999 | 0.85% |
| £50,000+ | 0.95% | ||
| 121 | 27 August 2021 | £500 - £49,999 | 0.85% |
| £50,000+ | 0.95% | ||
| 123 | 30 September 2021 | £500 - £49,999 | 0.85% |
| £50,000+ | 0.95% | ||
| 125 | 4 November 2021 | £500 - £49,999 | 0.70% |
| £50,000 + | 0.90% | ||
| 127 | 9 December 2021 | £500 - £49,999 | 0.70% |
| £50,000 + | 0.90% | ||
| 129 | 13 January 2022 | £500 - £49,999 | 0.70% |
| £50,000 + | 0.90% | ||
| 131 | 17 February 2022 | £500 - £49,999 | 0.70% |
| £50,000 + | 0.90% | ||
| 133 | 23 March 2022 | £500 - £49,999 | 0.70% |
| £50,000 + | 0.90% | ||
| 135 | 4 May 2022 | £500 - £49,999 | 0.65% |
| £50,000 + | 0.75% | ||
| 137 | 15 June 2022 | £500 - £49,999 | 0.35% |
| £50,000+ | 0.40% | ||
| 139 | 20 July 2022 | £500 - £49,999 | 0.35% |
| £50,000+ | 0.40% | ||
| 141 | 24 August 2022 | £500 - £49,999 | 0.25% |
| £50,000+ | 0.25% | ||
| 143 | 28 September 2022 | £500 - £49,999 | 0.25% |
| £50,000+ | 0.25% |
Fixed Term Savings Auto Reinvestment - 1 Year
| Issue Number | Maturity Date | Balance Tier | Annual Rate of Interest |
ARI 685 (ARI 657) |
2 December 2020 |
£500 - £49,999 |
0.65% |
|
|
£50,000+ |
0.85% |
ARI 687 (ARI 104, 659, 662, 663) |
7 January 2021 |
£500 - £49,999 |
0.65% |
|
|
£50,000+ |
0.85% |
| ARI 689 (ARI 106) | 20 January 2021 | £500-£49,999 | 0.65% |
| £50,000+ | 0.85% | ||
| ARI 690 (ARI 664) | 28 January 2021 | £500-£49,999 | 0.65% |
| £50,000+ | 0.85% | ||
| ARI 692 (ARI 108) | 17 February 2021 | £500-£49,999 | 0.65% |
| £50,000+ | 0.85% | ||
| ARI 693 (ARI 666) | 4 May 2021 | £500-£49,999 | 0.65% |
|
|
£50,000+ |
0.85% |
ARI 695 (ARI 110 and FRB: 605/629/703/730/803/733/803) |
16 March 2021 |
£500 - £49,999 |
0.65% |
|
|
£50,000+ |
0.85% |
ARI 696 (ARI 668 and FRB: 735/631/607/804) |
9 April 2021 |
£500 - £49,999 |
0.65% |
|
|
£50,000+ |
0.85% |
ARI 698 (ARI 112) |
21 April 2021 |
£500 - £49,999 |
0.65% |
|
|
£50,000+ |
0.85% |
| ARI 700 (114/609/633/670/705/738/805) | £500 - £49,999 | 0.55% | |
| £50,000+ | 0.65% | ||
ARI 702 (ARI 672) |
15 June 2021 |
£500 - £49,999 |
0.30% |
|
|
£50,000+ |
0.35% |
ARI 705 (ARI 116 and FRB: 741/611/707/806/635/743/709/745/711/613/807/637 |
30 June 2021 |
£500 - £49,999 |
0.30% |
|
|
£50,000+ |
0.35% |
ARI 707 (ARI 674) |
16 July 2021 |
£500 - £49,999 |
0.30% |
|
|
£50,000+ |
0.35% |
ARI 709 (ARI 674) |
3 August 2022 |
£500 - £49,999 |
0.30% |
|
|
£50,000+ |
0.35% |
ARI 711 (ARI 677) |
13 August 2021 |
£500 - £49,999 |
0.20% |
|
|
£50,000+ |
0.20% |
ARI 713 (120/ 615 / 617/639/641/713/715/747/808) |
08 September 2021 |
£500 - £49,999 |
0.20% |
|
|
£50,000+ |
0.20% |
ARI 714 (ARI 679) |
15 September 2021 |
£500+ |
0.20% |
ARI 717 (ARI 122/681) |
15 October 2021 |
£500+ |
0.20% |
ARI 720 (ARI 124/619/621/717/719/721) |
18 November 2021 |
£500+ |
0.15% |
ARI 723 (ARI 685) |
14 December 2021 |
£500 - £49,999 |
0.15% |
|
|
£50,000+ |
0.15% |
| 0.90% |
Fixed Term Savings Auto Reinvestment - 2 Years
| Issue Number | Maturity Date | Balance Tier | Annual Rate of Interest |
| ARI 660 (ARI 057) |
4 December 2020 | £500 - £49,999 | 1.15% |
| £50,000+ | 1.25% | ||
| ARI 661 (ARI 616) |
11 December 2020 | £500 - £49,999 | 1.15% |
| £50,000+ | 1.25% | ||
| ARI 665 (ARI 618, 059) |
11 January 2021 |
£500 - £49,999 |
1.15% |
| £50,000+ |
1.25% |
||
| ARI 667 (ARI 620, 061) |
18 February 2021 | £500 - £49,999 |
1.00% |
| £50,000+ |
1.10% | ||
| ARI 669 (ARI 624, 063) | 18 March 2021 | £500 - £49,999 |
1.00% |
| £50,000+ |
1.00% | ||
| ARI 671 (ARI 626,065) | 19 April 2021 | £500 - £49,999 | 1.10% |
| £50,000+ | 1.10% | ||
| ARI 673 (ARI 067) | 17 May 2021 | £500 - £49,999 |
1.00% |
| £50,000+ |
1.10% | ||
| ARI 675 (ARI 628, 069) | 14 June 2021 | £500 - £49,999 |
0.85% |
| £50,000+ |
0.95% | ||
| ARI 676 (ARI 630) |
8 July 2021 | £500 - £49,999 |
0.85% |
| £50,000+ |
0.95% | ||
| ARI 678 (ARI 632, 071, 073) | 9 August 2021 | £500 - £49,999 |
0.85% |
| £50,000+ |
0.95% | ||
| ARI 680 (ARI 075) | 9 September 2021 | £500 - £49,999 |
0.85% |
| £50,000+ |
0.95% | ||
ARI 682 (ARI 077, 634, 635) |
14 October 2021 |
£500 - £49,999 |
0.70% |
|
|
£50,000+ |
0.90% |
ARI 684 (ARI 075) |
9 December 2021 |
£500 - £49,999 |
0.70% |
|
|
£50,000+ |
0.90% |
ARI 686 (ARI 639, 081) |
20 December 2021 |
£500 - £49,999 |
0.70% |
|
|
£50,000+ |
0.90% |
| ARI 688 (ARI 641, 083) | 20 January 2022 | £500-£49,999 | 0.70% |
| £50,000+ | 0.90% | ||
| ARI 691 (ARI 642, 085) | 17 February 2022 | £500-£49,999 | 0.70% |
| £50,000 | 0.90% | ||
ARI 694 (ARI 644 and FRB: 630/731/732/734 |
16 March 2022 |
£500 - £49,999 |
0.70% |
|
|
£50,000+ |
0.90% |
ARI 697 (ARI 089 and FRB: 736/737/632) |
20 April 2022 |
£500 - £49,999 |
0.70% |
|
|
£50,000+ |
0.90% |
| ARI 699 (091/634/646/739/740) | 4 May 2022 | £500 - £49,999 | 0.65% |
| £50,000+ | 0.75% | ||
ARI 701 (ARI 093) |
2 June 2022 |
£500 - £49,999 |
0.65% |
|
|
£50,000+ |
0.75% |
ARI 703 (ARI 648 and FRB: 742/636/744) |
15 June 2022 |
£500 - £49,999 |
0.35% |
|
|
£50,000+ |
0.40% |
ARI 704 (ARI 095 and FRB: 746/638) |
7 July 2022 |
£500 - £49,999 |
0.35% |
|
|
£50,000+ |
0.40% |
ARI 706 (ARI 650) |
14 July 2022 |
£500 - £49,999 |
0.35% |
|
|
£50,000+ |
0.40% |
ARI 708 (ARI 097 and FRB: 640/642/748) |
24 August 2022 |
£500 - £49,999 |
0.35% |
|
|
£50,000+ |
0.40% |
ARI 710 (ARI 652) |
17 August 2022 |
£500 - £49,999 |
0.25% |
|
|
£50,000+ |
0.25% |
ARI 712 (ARI 099) |
30 August 2022 |
£500 - £49,999 |
0.25% |
|
|
£50,000+ |
0.25% |
ARI 715 (ARI 654) |
30 September 2022 |
£500+ |
0.25% |
ARI 716 (ARI 101) |
7 October 2022 |
£500+ |
0.25% |
ARI 718 (ARI 654) |
20 October 2022 |
£500+ |
0.15% |
ARI 719 (ARI 101) |
10 November 2022 |
£500+ |
0.15% |
ARI 724 (ARI 150/660) |
15 December 2022 |
£500 - £49,999 |
0.15% |
|
|
£50,000+ |
0.15% |
Fixed Rate Bond Auto Reinvestment - 1 Year
| Issue Number |
Relating to Maturing Issues |
Maturity Date |
Balance & Annual Rate of Interest |
| ARI 107 |
/743/709/745/711/ 613/807/637 |
19 June 2020 | £5,000 - £49,999 = 0.70% |
| £50,000+ = 0.85% | |||
ARI 109 |
639/747/615/713/808/617/715/641 |
27 August 2020 |
£5,000 - £49,999 = 0.70% |
£50,000+ = 0.85% |
|||
ARI 111 |
619/717/719/621/721 |
23 October 2020 |
£5,000 - £49,999 = 0.65%
|
£50,000+ = 0.85% |
|||
ARI 113 |
623/723/725/601/801/625 |
29 December 2020 |
£5,000 - £49,999 = 0.65% |
|
|
|
£50,000+ = 0.85% |
ARI 115 |
728/603/802/701/627 | 22 January 2020 |
£5,000 - £49,999 = 0.65% |
|
|
|
£50,000+ = 0.85% |
Interest is paid monthly or annually depending on what you selected when you opened the account. Monthly interest is paid on the last business day of every month and on the Maturity Date. Annual interest is paid on the last business day of April and on the Maturity Date.
Fixed Rate Bond Auto Reinvestment - 2 Years
| Issue Number |
Relating to Maturing Issues |
Maturity Date |
Balance & Annual Rate of Interest |
| ARI 90 | 746/638 | 19 June 2020 | £5,000 - £49,999 = 1.00% |
| £50,000+ = 1.06% | |||
| ARI 91 | 640/748 | 29 July 2020 | £5,000 - £49,999 = 1.00% |
| £50,000+ = 1.06% | |||
| ARI 93 | 642 | 29 July 2020 | £5,000 - £49,999 = 1.15% |
| £50,000+ = 1.25% | |||
| ARI 96 | 602 | 24 December 2020 | £5,000 - £49,999 = 1.15% |
| £50,000+ = 1.25% | |||
| ARI 98 | 604/702 | 21 January 2021 | £5,000 - £49,999 = 1.00% |
| £50,000+ = 1.10% | |||
| ARI 100 | 704/606 | 15 February 2021 | £5,000 - £49,999 = 1.00% |
| £50,000+ = 1.10% | |||
| ARI 102 | 608 | 29 March 2021 | £5,000 - £49,999 = 1.00% |
| £50,000+ = 1.10% | |||
| ARI 104 | 610/706 | 27 April 2021 | £5,000 - £49,999 = 0.80% |
| £50,000+ = 0.90% | |||
| ARI 106 | 708/612/710 | 21 June 2021 | £5,000 - £49,999 = 0.85% |
| £50,000+ = 0.95% | |||
ARI 108 |
616/714 |
30 August 2021 |
£5,000 - £49,999 = 0.85% |
| £50,000+ = 0.95% | |||
ARI 110 |
718/620/720/622/722 |
25 October 2021 |
£5,000 - £49,999 = 0.70% |
|
£50,000+ = 0.90% |
||
ARI 112 |
624/625/724/726 |
29 December 2021 |
£5,000 - £49,999 = 0.70% |
|
|
|
£50,000+ = 0.90% |
ARI 114 |
628/729 |
22 January 2020 |
£5,000 - £49,999 = 0.70% |
|
|
|
£50,000+ = 0.90% |
Interest is paid monthly or annually depending on what you selected when you opened the account. Monthly interest is paid on the last business day of every month and on the Maturity Date. Annual interest is paid on the last business day of April and on the Maturity Date.
If you are coming to the end of your fixed term or would like to find out about our latest offerings, take a look here.
Business Reserve
| Balance |
Interest Rate from 29th May 2020 AER/Gross p.a. (variable) |
| £0+ | 0.01% |
Interest paid monthly
Liquidity Manager 35 Day notice
| Balance | Interest Rate from 1st June 2020 AER/Gross p.a. (variable) |
| £0+ | 0.10% |
Interest paid monthly
Liquidity Manager 95 Day notice
| Balance | Interest Rate from 9th July 2020 AER/Gross p.a. (variable) |
| £0+ | 0.15% |
Interest paid monthly
Client Deposit Manager
| Balance | Interest Rate from 29th May 2020 AER/Gross p.a. (variable) |
| £0+ | 0.01% |
Interest paid quarterly
Business Currency Reserve Account
| Currency | Balance | AER | Gross rate p.a |
US Dollars (Corporates) |
0+ |
0.01% |
0.01% |
US Dollars (Non-Bank Financial Institutions) |
0+ |
0.01% |
0.01% |
US Dollars (Financial Institutions) |
0+ |
0.00% |
0.00% |
Euros (Corporates) |
0+ |
0.00% |
0.00% |
Euros (Non-Bank Financial Institutions) |
0+ |
-0.60% |
-0.60% |
Euros (Financial Institutions) |
0+ |
-0.75% |
-0.75% |
| Canadian Dollars (Corporates / Non-Bank Financial Institutions) | 0+ | 0.01 % | 0.01 % |
Canadian Dollars (Financial Institutions) |
0+ |
0.00% |
0.00% |
| Australian Dollars (Corporates / Non-Bank Financial Institutions) | 0+ | 0.01 % | 0.01 % |
Australian Dollars (Financial Institutions) |
0+ |
0.00% |
0.00% |
| Norwegian Krone (Corporates / Non-Bank Financial Institutions) | 0+ | 0.00 % | 0.00 % |
Norwegian Krone (Financial Institutions) |
0+ |
0.00% |
0.00% |
| New Zealand Dollars (Corporates / Non-Bank Financial Institutions) | 0+ | 0.01 % | 0.01 % |
New Zealand Dollars (Financial Institutions only) |
0+ |
0.00% |
0.00% |
South African Rand (Corporates / Non-Bank Financial Institutions) |
0+ | 2.73% |
2.70% |
South African Rand (Financial Institutions) |
0+ |
0.00% |
0.00% |
Japanese Yen (Corporates) |
0+ |
0.00% |
0.00% |
Japanese Yen (Non-Bank Financial Institutions / Financial Institutions) |
0+ |
-0.20% |
-0.20% |
Danish Krone (Corporates) |
0+ |
0.00% |
0.00% |
Danish Krone (Non-Bank Financial Institutions / Financial Institutions) |
0+ |
-0.95% |
-0.95% |
Swiss Francs (Corporates) |
0+ |
0.00% |
0.00% |
Swiss Francs (Non-Bank Financial Institutions / Financial Institutions) |
0+ |
-0.95% |
-0.95% |
Swedish Krona (Corporates) |
0+ |
0.00% |
0.00% |
| Swedish Krona (Non-Bank Financial Institutions) | 0+ | -0.20% | -0.20% |
| Swedish Krona ( Financial Institutions) | 0+ | -0.25% | -0.25% |
Hong Kong Dollars |
0+ |
0.00% |
0.00% |
Singapore Dollars |
0+ |
0.00% |
0.00% |
| Rates correct as at 7th October 2020 |
Interest paid quarterly
Your account may no longer be on sale, however you can find all our savings accounts and previous rates here.
Definitions:
Annual Equivalent Rate (AER). This is a notional rate used for interest bearing accounts which illustrates the interest rate if paid and compounded each year. It helps you to compare the effective rates of credit interest on different accounts.
Tax-free interest means interest payable is exempt from UK income tax.
Gross Rate. This means the interest rate you are paid without the deduction of income tax.
p.a. Per annum (per year)