Help to Buy: ISA at a glance
Saving to buy your first home can be a challenge, but now there’s a way you can get a helping hand.
Save up to £1,200 in the first calendar month, then up to £200 per calendar month (please note that the later in the month you first fund the less time you will have to add funds for the month. For example if you deposit some of your allowance on the 25th January, you have until 31st January to use the rest of your monthly allowance)
Earn 2.50% AER/ 2.47% tax-free on your savings
When you are ready to buy your first home you'll qualify for a 25% UK Government bonus on amounts saved between £1,600 & £12,000
The UK Government bonus is paid on property prices up to £450,000 in London and £250,000 elsewhere in the UK. It is paid towards the completion cost of your first home (and not towards the deposit)
When you are ready to buy your first home request to close your NatWest Help to Buy: ISA and once closed we will send you a Closing Document that you conveyancer (e.g. solicitor) will need to claim the bonus from the UK Government. Do not withdraw funds before closing your account and please allow 5 days for account closure and a further 5 days for the Closing Document to be sent.
Please read the Summary Box below before applying and full scheme rules can be found at: www.helptobuy.gov.uk/isa
We offer a range of mortgages to first time buyers.
NatWest mortgages are available for over 18s