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Savings

NatWest Savings Accounts

Individual account eligibility applies

As of the 18th August, the interest rate for our Cash ISA, Savings Builder and Premium Saver Account will be reducing. For more information, please read this short summary.
Compare our savings accounts
Saving in lockdown
Questions about savings
Manage my NatWest savings account

Compare our savings accounts

Account

Interest rate

Key info

Find out more

Instant Saver

Exclusive to our current account customers

0.01%

AER/Gross p.a. (variable)

Flexible saving with no need to deposit regularly

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Savings Builder

Exclusive to our current account customers

Up to
1.00%
AER/Gross p.a. (variable) for £50 or more saved each month

For regular savings of £50 or more each month up to £10k

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Premium Saver

Exlusive to our current account customers

Bonus interest of up to
0.34%
AER/Gross p.a (variable) for leaving your savings untouched

Better suited for leaving balances of over £25k untouched

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Cash ISA

Up to
0.25%
tax-free AER/Gross p.a. (variable)

Interest earnt up to £20k won't be taxed

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First Saver

0.35%

AER/Gross p.a. (variable)

Savings for children aged 16 and under

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Individual account eligibility applies.

How to save money during lockdown

Subscriptions

Review your subscriptions

From Spotify to Amazon Prime, millions of us enjoy the benefits of entertainment and convenient paying options. But how often are you using the services you pay for? If the answer is occasionally or not at all, temporarily cancel and save your money.

Memberships

Freeze your gym memberships

A lot of fitness companies have already frozen direct debits while gyms remain closed. Make sure yours has and you're not needlessly paying for something you can't use.

Spending

Resist the urge to splurge

Boredom is a huge trigger when it comes to online spending. Resist the temptation to spend on items you don't absolutely need. That money you save could be used for something far more important to you in the future.

Free time

Utilise your free time

When was the last time you went through your income vs outgoings? Just by taking a couple of hours out you could uncover multiple ways of cutting costs.

Spare cash

Move spare cash into a savings account

For those that are able, moving spare cash into a savings account helps you adopt healthy savings habits during uncertain times. In addition, you'll start to build a sum which may come in handy in the future.

Questions about savings

Manage your existing savings account

Find out how you can use our Savings Goal Tool using your mobile app as well as other top tips to help you save. You can log in and manage or close your savings account and learn about your personal savings allowance.

Visit your savings hub

Financial Services Compensation Scheme

Your eligible deposits with NatWest are protected up to a total of £85,000, by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.

Find out more (PDF, 3k KB) about the scheme and how it protects your money.

Something else we can help you with?

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