Savings Builder
Get rewarded for saving regularly
Earn up to 1.50% AER/Gross p.a. (variable) when you grow your savings by £50 or more each month
Open this account with just £1
Immediate access to your money whenever you need it
Savings
Accounts to make your money work harder
Eligibility criteria applies.
Instant Saver
Our free instant access savings account
Open this account with just £1
Immediate access to your money, whenever you need it
Awarded the 5-star Fairbanking mark with our Savings Goals tool for helping people manage their money better
Premium Saver
Earn bonus interest on balances over £25,000
Leave your savings untouched to earn bonus interest
Immediate access to your money whenever you need it
Types of Cash ISAs
We offer three different types of cash ISA, so you’ll earn tax free interest no matter which one suits you best
Access your money instantly and earn tax-free interest on balances up to £20,000 (2019/2020) with our Cash ISA
Give the funds for your first home a boost with our Help To Buy: ISA
Leave your savings untouched and fix your interest rate for 1 or 2 years with our Fixed Rate cash ISA
Our Fixed Term Savings Account
Choose a one or two-year term – whatever suits you best
Have a clear idea of how much interest your savings will earn
Give us 35 days’ notice in writing if you need to access your money before your account matures. Early Closure Charge may apply.
First Saver
Free, instant access savings account for children 16 and under
Open this account with just £1
Access funds instantly, if you need them
Hold the account in trust for a child or in the child’s own name if they’re 7 or over
Get access to Pigby’s World of savings tips and a free pigbybank subject to availability
Junior ISA
A stocks and shares ISA for children 16 and under
Make tax-efficient investments up to £4,368 (2019/20) for your child
Account is held in your child’s name
Converts to an adult Stocks and Shares ISA when your child reaches 18
The value of this ISA may go up or down as it’s linked to shares
Tools to streamline your savings
Use our savings tools to get a handle on what’s coming in, what’s going out and where you could save more.
Manage your existing savings account
At your savings hub, you can find out about your interest rate and when you’ll be paid your interest. You can use our tools and tips to help your savings grow. You can log in and manage your account, (including closing an instant access account). And you can learn about your personal savings allowance.
Financial Services Compensation Scheme
Your eligible deposits with NatWest are protected up to a total of £85,000, by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.
Find out more about the scheme and how it protects your money.