NatWest Savings Accounts

Compare our savings accounts


Interest rate

Key info

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Instant Saver

Exclusive to our current account customers


AER/Gross p.a. (variable)

Flexible saving with no need to deposit regularly

Savings Builder

Exclusive to our current account customers

Up to
AER/Gross p.a. (variable) for £50 or more saved each month

For regular savings of £50 or more each month up to £10k

Premium Saver

Exlusive to our current account customers

Bonus interest of up to
AER/Gross p.a (variable) for leaving your savings untouched

Better suited for leaving balances of over £25k untouched

Cash ISA

Up to
tax-free AER/Gross p.a. (variable)

Interest earnt up to £20k won't be taxed

First Saver


AER/Gross p.a. (variable)

Savings for children aged 16 and under

Individual account eligibility applies.

How to save money during lockdown


Review your subscriptions

From Spotify to Amazon Prime, millions of us enjoy the benefits of entertainment and convenient paying options. But how often are you using the services you pay for? If the answer is occasionally or not at all, temporarily cancel and save your money.


Freeze your gym memberships

A lot of fitness companies have already frozen direct debits while gyms remain closed. Make sure yours has and you're not needlessly paying for something you can't use.


Resist the urge to splurge

Boredom is a huge trigger when it comes to online spending. Resist the temptation to spend on items you don't absolutely need. That money you save could be used for something far more important to you in the future.

Free time

Utilise your free time

When was the last time you went through your income vs outgoings? Just by taking a couple of hours out you could uncover multiple ways of cutting costs.

Spare cash

Move spare cash into a savings account

For those that are able, moving spare cash into a savings account helps you adopt healthy savings habits during uncertain times. In addition, you'll start to build a sum which may come in handy in the future.

Questions about savings

Manage your existing savings account

Find out how you can use our Savings Goal Tool using your mobile app as well as other top tips to help you save. You can log in and manage or close your savings account and learn about your personal savings allowance.

Financial Services Compensation Scheme

Your eligible deposits with NatWest are protected up to a total of £85,000, by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.

Find out more (PDF, 3k KB) about the scheme and how it protects your money.

Something else we can help you with?