MyRewards customers

MyRewards

MyRewards in detail

What are Rewards?

You automatically earn Rewards on seven types of household bills paid by Direct Debit and on purchases at partner Retailers on our MyRewards account range. Monthly account fee starts from £2.

Earning Rewards does not impact the account benefits you and your family automatically get with your bank account. To view and use your account benefits visit: 

Manage your Bank Account

They could grow quickly

There's no limit to the Rewards you can earn. Average earning of £83 in Rewards a year is based on paying bills of £345 a month and is before the Reward monthly account fee is paid.

They're easy to exchange

As soon as your available Rewards balance is the equivalent of £5 or more, you can convert your Rewards to money, which you can either transfer into your NatWest bank account or use towards reducing your credit card balance.

Rewards can also be exchanged for e-codes at selected retailers or converted to money and donated to participating charities.

Not earning Rewards?

There's no limit to the Rewards you can earn. Average earning of £83 in Rewards a year is based on paying bills of £345 a month and is before the Reward monthly account fee is paid.

If you have a Select account, and did not sign up for Cashback Plus before 12th October 2015, you are not earning any Rewards. If you signed up for Cashback Plus before 12th October 2015, you are currently earning at least 1% Rewards at our Partner retailers and in personalised offers.

Learn about our Reward accounts to get started:

2% Rewards on seven types of household bills paid by Direct Debit
1% or more at partner retailers

Learn about our Reward Accounts

Monthly account fee starts from £2.  You must be 18 or over and a UK resident.

Eligibility

To be eligible for a MyRewards account you must have one of our Reward current accounts range and/or a Reward credit card.

Reward Account eligibility (for accounts opened on or after 26th June 2017)

To earn Rewards on your household bills, you’ll need to pay £1,500 into any personal current account(s) you have with us (as long as it’s not a Foundation, Basic or mortgage current account) every calendar month. The £1,500 can’t be transferred from another NatWest current account or savings account that you have with us. You must also log into online or mobile banking at least once every three months. Otherwise, we may not pay Rewards on household bills and we may convert your Reward account to a Select account.

Reward Silver and Reward Platinum eligibility (for accounts opened on or after 26th June 2017)

To keep earning Rewards on your household bills, you must log into online or mobile banking at least once every three months. 

All our travel insurance, car breakdown cover and home emergency cover is underwritten by U K Insurance Limited. Our mobile phone insurance is underwritten by Aviva.

App available on selected smartphones, to NatWest customers with Online Banking and a UK mobile number beginning 07.

Important documents

Please and/or save a copy of these documents

Follow these easy steps

Setup

Have your setup your MyRewards account yet? With a MyRewards account you’ll be able to view all your personalised offers and exchange your Rewards.

Earn

There's no limit to the Rewards you can earn. 2% Rewards on seven types of household bills paid by Direct Debit and 1% or more at partner retailers.

Exchange

You can Trade up Rewards at one of our partner retailers, Bank it and exchange your Rewards for money or Donate to one of our chosen charities.

Our partner retailers

With MyRewards you can:

  • Earn 1% back in Rewards with our Partner Retailers. 
  • Exchange your Rewards for e-codes from a range of partner retailers.
  • Exchange your Rewards in to a donation supporting one of our many chosen charities.

Our Reward accounts

Reward current accounts

Three different bank accounts packed with benefits to choose from. Get 2% back in Rewards on eligible household bills paid by direct debit. Plus all the features of our everyday bank account too.

To apply, you must be 18+ and a UK resident.

Reward credit card

Representative 23.7% APR (variable)

Earn 1% in Rewards on your supermarket spend, between 1-15% in Rewards at selected MyRewards retailers and 0.5% everywhere else you shop.

To apply, you must be 18+, earning at least £10K per year and a mainland UK resident. Annual Fee applies.

Something else we can help you with?