Switch Your Existing Mortgage Deal | NatWest

House on coins

Switch to a new mortgage deal

If your rate is up for renewal, have a look at how we can help

Your home or property may be repossessed if you do not keep up repayments on your mortgage.

On this page

Get started on switching your mortgage


Ready to switch your mortgage to a different deal, or just want a look at what we have on offer?

Get started by logging in to our "Manage my Mortgage" system and get a personalised quote in only a few minutes.

To log in, all you'll need is:

Your mortgage account number


Date of Birth

Your property postcode

Get started

Please note our online service is unavailable from 5am to 7am due to routine maintenance.

Not sure if you can switch your deal right now?


You will need to talk to us if


You would like advice about choosing a new deal.

You have a NatWest Offset mortgage.




Arrange a call back


You can choose to switch online if


You’re happy to choose your new deal yourself without advice.

Your current Residential or Buy to Let mortgage deal is coming to an end.

Your mortgage deal has ended and you are currently paying our Standard Variable Rate (SVR).

Get Started
Why keep your mortgage with us?

1. We know you

As an existing customer, we already have your details, meaning we don't need to carry out any credit or affordability checks.

2. Getting a quote is quick

Our secure online platform lets you complete your application in under 10 minutes.

3. You can plan in advance

You can pick a new deal three months in advance, we'll switch it when your current deal ends.

4. Choice and confidence

Your quote is personalised and you can progress online or in person, whichever you're more comfortable with.

We are here to help

If you want to know more about switching to a new deal, or have any other questions about switching, please get in touch.

Set Tab for lightbox