Switch Your Existing Mortgage Deal | NatWest

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Switch to a new mortgage deal

Are you eligible to switch?

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Your home or property may be repossessed if you do not keep up repayments on your mortgage.

Why keep your mortgage with NatWest?


No affordability checks

There are no credit or affordability checks when you switch to a new deal, there are also no legal fees to pay.

You can get a personalised quote online in just a few minutes.

Award winning service

We're proud to have been voted 2017's Best National Bank for mortgages by What Mortgage.

Use your mortgage account number to log-in to our secure portal: "Manage my Mortgage".

No valuation required

No need to pay for a new valuation - you can use your existing valuation or check the current value of your property against our House Price Index for free.

Please note our online service is unavailable from 5am to 7am due to routine maintenance.

You can choose to switch online if...


Your current Residential or Buy to Let mortgage deal is coming to an end.

Your mortgage deal has ended and you are currently paying our Standard Variable Rate (SVR).

You’re happy to choose your new deal yourself without advice.

Check out available deals


You will need to talk to us if...


You have a NatWest Offset mortgage.

You would like advice about choosing a new deal.


Arrange a call back or you can call us to book an appointment to discuss your options.

Arrange a call back
We are here to help

If you want to know more about switching to a new deal, or have any other questions about switching, please get in touch.

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