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Moving home

Get moving with NatWest

NatWest mortgages are available to over 18s. Your home may be repossessed if you do not keep up repayments on your mortgage.

Helping make your next move that little bit easier

Find out what we could offer you

Step 1

Our Agreement in Principle provides a personalised indication of how much you could borrow
Will not impact your credit score
Takes less than 10 minutes
Shows your estate agent that you are a serious buyer

Get an Agreement in Principle

Ready to apply for your new mortgage?

Step 2

Apply online today, or contact us if you'd like support
Save progress and come back whenever you like
Upload, submit and sign all of your documents online

Start your application now

Or use our calculator to find out how much you could borrow

Get a rough idea of how much we might be able to lend you, see our rates, the monthly payments and find out about any fees involved.

Use our mortgage calculator

You could buy your next home with just a 5% deposit

With our new range of 95% mortgages, you could be buying your new home sooner than you imagined.

Exclusions & eligibility criteria apply. Supported by the UK Government's mortgage guarantee scheme.

Find out more

Stamp Duty holiday ends 30th June 2021

Make sure you allow enough time to complete your home purchase by 30th of June to take advantage of the Stamp Duty holiday.

Different factors can influence whether you can complete your mortgage by the deadline. Local Authorities may require additional time to complete personal searches. Local authority turn around times.

Britain's Best Online Mortgage Lender 2021

You can upload, submit, sign and see all your documents online with our paperless mortgage application
No fees on selected mortgages
£250 Cash back on selected mortgages (criteria apply)
Discounted mortgage rates when purchasing an energy efficient home (with a valid Energy Performance Certificate rating of A or B) with a Green Mortgage. Available on select products. Product fees may apply.

Get your Agreement in Principle today

Already started? Sign in and pick up where you left off

Here's what you need to know

Home movers guide

Stamp duty

Joint mortgages

Home & Life Insurance

Already have a mortgage with us? Your mortgage could move with you

Most of our mortgages can be moved to your new home, avoiding early repayment fees if you're still on a deal. This is called 'porting'...move home more easily with us

Help with common questions

Do we charge an application fee?

What is a base rate?

What is a product fee?

This is charged on some mortgages as part of the deal. It can be paid up-front or added to the total mortgage amount. If you add it to your mortgage, you’ll pay interest on it at the same rate as the rest of your borrowing. It might be a flat fee, or a percentage of the loan amount.

Other lenders might refer to this as an 'Arrangement fee'.