Mortgage Rates Calculator | NatWest

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Mortgage Calculator & Rate Finder

Quickly search our range of mortgages with our mortgage calculator. It's easy to see our great range of deals.

Max 35
Years please enter the term in years
This is the purchase price of the property.
The amount of cash you are putting towards the cost of your property.
This is the purchase price of the property you wish to move to.
This is the amount of equity and/or cash you are putting towards the cost of the new property.
The value of your current property based on the last valuation.
This is the outstanding balance of your current mortgage.
Would you like to borrow more?
How much would you like to borrow?
How much would you like to borrow?
Repayment Type
Search for a mortgage
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To help us show you the right mortgages, tell us about you…


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mortgages found

 

Eligibility for some of the below products may be subject to a minimum total loan amount (excluding any added product fees). Please read the description in the left hand column entitled ‘Mortgages’ to check if the product is available for your chosen loan amount.

See more details on a mortgage by simply tapping or clicking on the row or the arrow on the right. You can also sort the products easily by clicking the heading you'd like to sort by.

 

Sorry, based on the details provided it appears we do not have a product range that meet your needs. Please refer to the details below and amend you search as required :

New business mortgages : minimum deposit 5% and minimum loan size £25,000

Existing customer mortgages : minimum loan size £25,000

Existing customer borrowing more : minimum deposit 10% and minimum loan size £25,000

Buy to let customers : minimum deposit 25% and minimum loan size £25,000

Buy to changing deal : minimum deposit 10% and minimum loan size £25,000



Sorry, based on the details provided it appears we do not have a product range that meet your needs. Please refer to the details below and amend you search as required :

New business mortgages : minimum deposit 5% and minimum loan size £25,000

Existing customer mortgages : minimum loan size £25,000

Existing customer borrowing more : minimum deposit 10% and minimum loan size £25,000

Buy to let customers : minimum deposit 25% and minimum loan size £25,000

Buy to changing deal : minimum deposit 10% and minimum loan size £25,000

 

Mortgages Initial Rate Rate thereafter (variable) LTV Product Fee Monthly Payment Monthly Payment (if product fee added to borrowing)
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Important Information

Your home or property may be repossessed if you do not keep up repayments on your mortgage.

All figures provided are for illustrative purposes only.

This will be dependant on your financial situation, property value and the size of your deposit or equity.

 

Representative Example

Fixed Rate

A mortgage of £131,995 payable over 23 years (and 6 months) initially on a fixed rate for 5 years at 2.99% and then our variable rate of 4.24% for the remaining 18 years (and 6 months) would require 60 monthly payments of £652.17 and 222 monthly payments of £722.97.

The total amount payable would be £200854.91 made up of the loan amount of £131,995 plus interest of £68,859.91. A product fee of £995, a valuation fee of £248 and a CHAPS fee of £30 are also payable.

The overall cost for comparison is 3.9% APRC representative.

Representative Example

Tracker


A mortgage of £123,447 payable over 19years initially on a tracker rate for 2 years at 2.89% above the NatWest Bank base rate and then our variable rate of 4.24% for the remaining 17 years would require 24 monthly payments of £704.26 and 204 monthly payments of £781.05.

The total amount payable would be £177,465.16 made up of the loan amount £123,447 plus interest of £54,018.16. A product fee of £995, a valuation fee of £248 and a CHAPS fee of £30 are also payable.

The overall cost for comparison is 4.1% APRC representative.

This is not a formal quotation or a commitment to lend.

Borrowing amounts greater than £500,000 are subject to additional lending criteria.  

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Opening hours: 
Mon-Fri 8am-8pm, Sat 9am-4pm, Sun 9am-4pm.
Excluding public holidays.
Calls may be recorded.


Customers with hearing and speech impairments can contact us by using

Minicom number 0800 027 1396

maximum value should not be more than 35

Minimum value should not be less than 3

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