How to apply for a mortgage

Continuing your mortgage journey

Continuing your
mortgage journey

Thanks for using our Agreement in Principle tool. We hope it's been useful in your research

NatWest mortgages are available for over 18s

Your home may be repossessed if you do
not keep up repayments on your mortgage

The next step is to choose your preferred way to apply

Apply in branch or by phone

Get advice from a qualified mortgage adviser on which mortgage is best for you.

You can choose to either meet with an adviser at your local branch, or talk with a member of our mortgage team over the telephone.

Your appointment will take around 2 hours.

Book an appointment
Call us, or we can call you...
Or arrange a free call back


Opening hours: 
Mon-Fri 8am-8pm, Sat 9am-4pm, Sun 9am-4pm.
Excluding public holidays.
Calls may be recorded.

Customers with hearing and speech impairments can contact us by using

Minicom number 0800 027 1396

Apply online

If you're comfortable choosing a mortgage without advice from us you could apply online.

As we cannot assess the suitability of the mortgage you select online you won’t benefit from the protection provided by our advised service.

Your application will take around 30 minutes.

Apply online today

It is not possible to apply online for a Right to Buy, shared equity, interest only or 95% mortgage, or when consolidating personal debt when remortgaging. 

If you have tied accomodation or work for the armed forces, please call us or visit your local branch.

Not ready to apply just yet?

How much a mortgage will cost?

Use our mortgage calculator tools to help you understand how much you could be paying each month


Mortgage Calculator Tools

How much can I borrow?

Find out how much we may be prepared to lend to you without your credit score being affected 


This will not affect your ability to apply for loans or credit with us or elsewhere


Get an updated Agreement in Principle

We're here to help

If you have any questions about getting a mortgage with us, please get in touch. You can chat online or by phone, or visit your local branch.

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