Buying your first home

NatWest mortgages are available to over 18s. Your home may be repossessed if you do not keep up repayments on your mortgage.

Here to help you make the big move

Find out what we could offer you

Step 1

Our Agreement in Principle provides a personalised indication of how much you could borrow
Will not impact your credit score
Takes less than 10 minutes
Shows your estate agent that you are a serious buyer

Get an Agreement in Principle

Ready to apply for your new mortgage?

Step 2

Apply online today, or contact us if you'd like support
Save progress and come back whenever you like
Upload, submit and sign all of your documents online

Start your application now

Or use our calculator to find out how much you could borrow

Get a rough idea of how much we might be able to lend you, see our rates, the monthly payments and find out about any fees involved.

Use our mortgage calculator

You could buy your first home with just a 5% deposit

With our new range of 95% mortgages, you could be buying your first home sooner than you imagined.

Exclusions & eligibility criteria apply. Supported by the UK Government's mortgage guarantee scheme.

Find out more

Stamp Duty holiday ends 30th June 2021

Make sure you allow enough time to complete your home purchase by 30th of June to take advantage of the Stamp Duty holiday.

Different factors can influence whether you can complete your mortgage by the deadline. Local Authorities may require additional time to complete personal searches. Local authority turn around times.

Britain's Best Mortgage Provider 2020

Qualified mortgage professionals available to help answer any questions and guide you through the process, if required
No fees on selected mortgages
£250 Cashback on selected mortgages (criteria applies)
Submit your documentation online with our paperless mortgage application
Discounted mortgage rates when purchasing an energy efficient home (with a valid Energy Performance Certificate rating of A or B) with a Green Mortgage. Available on select products. Product fees may apply.

Get your Agreement in Principle today

Already started? Sign in and pick up where you left off

Here's what you need to know...

It's an exciting time but it can also be quite stressful. Don't worry, we can give you as much help and advice as you need.

Find out more about the home buying process, what to expect and get a few tips to help you make the big move.

First time buyer guide

5 chances to win £5,000 Cash

Enter our free prize draw using the online entry form for a chance to win one of our 5 prizes of £5,000 in cash.

Closing date 17th May 2021. One entry per person. Five prizes available – one prize per winner. Excludes Northern Ireland. Over 18s only.