First Time Buyers

Buying your first home

Stamp Duty holiday ends 31st March 2021

Best Mortgage Provider 2020

Could you save money with a Green Mortgage?

Buy an energy efficient home and you could save money on your monthly mortgage payments.

Go green for discounted mortgage rates. 

NatWest Green Mortgages are available to over 18s purchasing a home with a valid Energy Performance Certificate (EPC) rating of A or B. Available on selected products. Product fees may apply. Your home may be repossessed if you do not keep up repayments on your mortgage.

5 chances to win £5,000 Cash

Enter our free prize draw using the online entry form for a chance to win one of our 5 prizes of £5,000 in cash.

Closing date 18th January 2021. One entry per person. Five prizes available – one prize per winner. Excludes Northern Ireland. Over 18s only.

Terms and conditions apply

How much could I borrow?

Personalised indication with an Agreement in Principle

Takes less than 10 minutes, plus you can save and pick up where you left off.

More accurate than our mortgage calculator, because it's personalised to you.

Useful to show your estate agent that you're serious and gives you more confidence in the price of properties you can afford.

Uses your credit score without affecting it.

You're not committing to get a mortgage with us but, if you do want one, then you'll need an Agreement in Principle first.

Simple indication with our mortgage calculator

Takes less than 5 minutes.

Gives you an initial idea of house prices to start looking at.

Doesn't use your personal details.

...if you've got a bit more time, it's worth getting a more personalised view of how much you could borrow with an Agreement in Principle instead, it gives a more accurate result, and you can save it at any point to pick up later.

Need some help?

Call us

Arrange a callback

Complete our quick form to arrange a callback at a time that suits you, including evenings and weekends.

This will allow you to arrange a phone or branch appointment with a qualified mortgage adviser.

Something else we can help you with?