We’re here to help if you need to add or remove someone from your mortgage. For example you can:
- Change the mortgage from a single name to joint names.
- Change the mortgage from joint names to a single name.
- Remove a joint name and add a new joint name to the mortgage.
This may sometimes be referred to as a ‘Transfer of Title’.
If you do want to change the details of your mortgage and need to borrow more money, the good news is this can all be done at the same time. It’s worth remembering that we only allow a maximum of two borrowers to be party to a mortgage account.
We charge an administration fee of £150, which is refundable if the transfer does not complete.
A solicitor of your choice will complete the legal formalities. As the cost of doing this can vary depending on your circumstances, you may wish to check with your solicitor what the cost is likely to be before proceeding.
Our telephony mortgage specialists are happy to answer your initial questions and help you understand if your mortgage would be affordable after your proposed change.
Call: 0800 096 9527
Open Monday to Friday 8am - 8pm, Saturday 9am - 4pm (excluding public holidays)
Calls may be recorded.