Buy to Let Mortgage | NatWest

Woman reviewing options for Buy to let mortgages

Buy to let mortgages

Buying or Changing deal?

Find out your monthly costs and ways to apply

Mortgage rate finder

Your property may be repossessed if you do
not keep up repayments on your mortgage


NatWest mortgages are available for over 18s

Am I eligible for a Buy to let mortgage ?

The following criteria applies for NatWest Buy to let mortgage applications:

 You need to be a UK resident aged between 18 and 70

 Your total annual income needs to exceed £25,000

 You need at least a 25% deposit, or 35% for any new build houses or flats

 You must be borrowing at least £25,000 over a minimum of 3 years

 You must currently own no more than nine Buy to let properties, and your maximum borrowing amount cannot exceed  £3.5 million

 The property you wish to purchase, or remortgage to us, must be habitable and worth at least £50,000

You cannot apply for a Buy to let mortgage with us if you do not meet the above criteria.

Please note, we cannot offer mortgage where the household will have or has multiple occupants, or  multiple tenancies.

Agreement in Principle

It's an indication of what we could lend to you.

In addition you can review potential monthly repayments and get a Mortgage Illustration.  

It is also the first step in applying for a Buy to let mortgage online.

Agreement in Principle
Ready to apply?

Online or by booking an appointment

You can apply online or book an appointment to speak to one of our advisers over the phone or in a branch. 

Review the options, choose your route and get started today.

Ways to Apply
Home blocks
Add your signposting title here… Landlords and Tenants Survey

We spoke to landlords and tenants to find out their attitudes to all the different parts of renting, from common bugbears to their favourite ways to sort out issues.

(Survey of 1,000 landlords and 1,000 tenants in the UK, conducted November - December 2017)

Read the results
Add your signposting title here… Frequently Asked Questions

See what customers are asking us when looking for a Buy to let mortgage with NatWest.

Ready to compare our rates ?
Mortgage rate finder

We are a member of the Financial Services Compensation Scheme (FSCS). Further information is available here (650k PDF) or visit

Set Tab for lightbox