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Mortgages

Get an Agreement in Principle

Find out what we could offer you

  • Our Agreement in Principle provides a personalised indication of how much you could borrow
  • Will not impact your credit score
  • Can take less than five minutes
  • No commitment to take a NatWest mortgage

What's next?

What is an Agreement in Principle?

An Agreement in Principle (AIP) gives you an understanding of how much you may be able to borrow towards the purchase or remortgage of a property. It's a document that you can use with an estate agent, or those selling a property, to show that you may be in a financial position to purchase it.

  • An Agreement in Principle is sometimes known as a 'Mortgage in Principle' or a 'Decision in Principle'.
  • You don't need to be a NatWest customer to get an Agreement in Principle from us, and you're not committed to having a NatWest mortgage. An Agreement in Principle is also not a guarantee we can lend to you.
  • An Agreement in Principle (sometimes called a Mortgage in Principle or Decision in Principle) doesn't cost you anything.

A few more Agreement in Principle frequently asked questions

Can I have more than one Agreement in Principle?

Yes, having an AIP with NatWest doesn't stop you getting another from a different lender. However, if you do have an AIP with us, you can request a fresh one whenever you need to.

Does an AIP affect my credit score?

Getting an AIP doesn't impact your credit score, as we don't run a 'full' credit check. However, this is something we would run if you did choose to apply for a mortgage with us.