Work out your salary
Before you start budgeting, it's important to know how much you've got coming in each month and understand any deductions from your wage packet before it lands in your current account.
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Life Moments
Managing your money
Better budgeting
Getting a clearer idea of your monthly budget could help you make better decisions about how you manage your money and plan for your future. Take a look at our top tips to help you budget better.
Smarter saving
Reviewing your direct debits or switching energy supplier are two ways you could potentially save money and give your monthly budget a boost or leave you a little extra to save for a rainy day.
Start saving in March for a chance to win £1,000
Our Digital Regular Saver could help you build a new savings habit. Open the account by 5.30pm on 31st March & save between £1 - £50 a month in April, May and June for a chance to win 1 of 10 £1000 cash prizes in our prize draw.
Prize draw - Excludes Northern Ireland. One entry per account opening. Prize draw T&Cs apply. Product eligibility criteria & conditions.
Money worries
We understand that sometimes people struggle financially. If you're worried about paying money back or you're struggling to pay your mortgage, rent or other bills, it's time to ask for help.
Take care of your credit rating
A credit score gives you an indication of your credit health. Most lenders use this score as one of the factors to decide whether to offer you products such as credit cards, loans and mortgages.
Master our app
Make the most of the NatWest app, from making or managing payments to exploring our latest app features.
Plan your budget
Enter your earnings, spending and bills, and our handy tool will help work out what you’ve got left over each month.
Set a savings goal
If you have an instant access savings account with us you could use our savings goal tool to help save more easily and monitor your progress.
Check your credit score
Get your free credit score and learn how it's calculated all on our app, making it easier for you to plan ahead.
Manage your borrowing
If you need to borrow money and unsure which option might be right for you, use our tool to help compare the features of different types of lending.
Set-up a text alert
Text alerts could help to give you more control over your money with timely reminders so you can take action.
App available to personal and business banking customers aged 11+ using compatible iOS and Android devices and a UK or international mobile number in specific countries. Your credit score is available once opted in through the app, to customers aged 18+, with a UK address and is provided by TransUnion.
Time for a financial health check?
Get your finances in good shape, discover helpful hints and tips for everyday spending or focus on something specific for the future.