Buying a new car
- Review different models and brands
- Ask your friends and family for advice
- Check online for reviews
- Do a price comparison with other dealers
- Set a budget and stick to it
- Prepare a list of questions for the dealer
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Life Moments
Car buying guide
Buying a used car
- Do your research on the car market and prices
- Inspect the car carefully and take a test drive
- Bring a friend who knows a bit about cars
- Try and negotiate a good deal
- Use a traceable method when paying for your car
- Ensure the previous owner has all the required documents
Car financing options
There are many things to consider when buying a car, so it's important you choose the right option for you. Here are some finance options and what to consider when deciding how to pay for your new or used car.
Is a personal car loan right for me?
Use our loan calculator
Estimate how much you could borrow, your representative interest rates and monthly payments, with no impact on your credit score.
Get a quick quote
Get a quick quote and see if you're likely to be accepted for a loan. You'll receive a personalised rate with no impact to your credit score.
To apply for a loan you must be, 18+ and a UK resident with a NatWest current account (held for 3+ months).
Personal loans from NatWest
Need a little help to get you into the driving seat?
Apply online or via our app and get a decision in minutes, along with a personalised rate depending on your circumstances and how much you want to borrow.
You could borrow between £7,500 and £19,950 at our rate of Representative 3.9% APR.
Other loan amounts are available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from the Representative APR.