Most students will be entitled to two loans – one for tuition fees and another for maintenance costs.
The tuition fee loan is payed directly to your university. It covers course costs of up to £9,000 per year, and isn’t dependent on your household income. If you’re going to a private university or college, the maximum loan available will be £6,000.
The student maintenance loan is meant to cover you for living costs while you’re at university, including things like accommodation, food, transport and socialising. Your household income, where you study and where you live will all affect how much you’re entitled to.
Some students use their savings or get help from their folks to pay their way. You can get a part-time job to boost your bank balance if this isn’t an option. But with a well thought-out budget you can make your money go further – this is where our budget calculator will come in handy.
If you've got children or any other dependents, or you have disabilities, learning difficulties or ongoing medical conditions, you might be able to get some additional financial help. The student finance calculator can give you an idea of what you could be entitled to.