The simple way to help get your money working harder
The value of investments can go down as well as up, your capital is at risk. Eligibility criteria, fees and charges apply.
What is NatWest Invest
NatWest Invest is an online investment service that provides a choice of five ready made investment funds.
Choose a fund yourself or get online automated advice. Invest from £50 and you can use your ISA allowance.
Already a NatWest Invest customer?
Why NatWest Invest
An investment through NatWest Invest has the potential to grow over the long term.
Experts decide the best places to invest your money. They invest in a low cost way and make sure your investment stays at a risk level you are comfortable with.
The funds can invest in a mix of assets including company shares and bonds (loans to governments or companies) and in different parts of the world. This can help reduce risk as it means your money relies less on one company, country or type of asset.
Five funds OpenClose
Stocks and shares ISA
You can choose to hold your Personal Portfolio Fund in an ISA or a General Investment Account.
Holding it in an ISA means you don’t need to pay UK income tax on any income produced by your fund. It means you don’t need to pay Capital Gains Tax on any increase in the value of your fund.
You can invest up to £20,000 in an ISA in the 2019/20 tax year.
Tax reliefs referred to are those applying under current legislation, which may change. The availability and value of any tax reliefs will depend on your individual circumstances.
General Investment Account
There is no limit on the amount you can invest in the NatWest Invest General Investment Account but income tax and Capital Gains Tax are potentially payable.
NatWest Invest fees, costs and charges
Fund Ongoing Charge
Find out what the different fees, charges and costs cover
This covers the cost of administration and online access to your NatWest Invest account. The maximum you will pay is 0.35% of the value of your investment each year.
Fund Ongoing Charge
This covers the cost of managing your investment. The maximum you will pay is 0.6% of the value of your investment each year.
This is the cost of buying and selling shares and other investments that make up the fund. The fund manager estimates, based on actual past costs, that the highest costs that will be incurred for any of the available funds will be 0.07% of the value of the fund each year. These costs will be deducted by the fund manager from the fund’s assets.
These may change in the future.
How to start NatWest Invest
Start exploring NatWest Invest
To do this, you’ll need to be a NatWest customer with online banking, aged 18 - 84 and a UK resident for tax purposes.
Do you have an online NatWest account?
Are you an existing NatWest Invest customer?
If you're already a NatWest Invest customer, you can track the progress of your investment as and when you want with your online investment account.