Report fraud

What to do if you think you're a victim of fraud or a scam

Check if you've been a victim of fraud or a scam and how to report it

There's a few tips below to help check if you've been the victim of fraud or a scam. If you have, there's some easy steps to report it and you can also send us details of suspicious emails, calls, texts or websites.

Steps to take first

The following steps help determine if you've been a victim of fraud or a scam. If you're still unsure, please report it and we'll take a look.

  1. 1

    Double check your statement or list of transactions in online banking or our mobile app.

  2. 2

    If there's a card payment you don't recognise, some retailers use a different trading name to what they are normally known as. Check our list of common retailers to help confirm if the transaction is genuine. 

  3. 3

    If you've got a joint account with us, double check with the other account holder to see whether they know about the payment. 

  4. 4

    If you've not received goods or services you've paid for by debit or credit card, check with the company you bought them from first. They may have a few issues with their distribution.

Report a scam

If you believe you've been a victim of a scam, or you're in contact with someone you think is trying to scam you, please contact our dedicated scams reporting line by calling 0345 989 0002.


If you're outside the UK, please call: (0044) 1252 308 047.

Tell us about suspicious emails, phone calls or texts

If you've replied to any suspicious emails, calls or texts, or you think any sensitive details have been shared, please contact us straight away on 0800 161 5154. When calling from abroad, call: (0044) 1268 500 874.

Remember, we'll never ask for your full PIN and full password by text, email or on the phone.

Suspicious emails

If you have received a fraudulent or suspicious email which you have not responded to, please forward the email to

Suspicious calls

If you've received a suspicious phone call and think you provided any of your personal security details during the call, please contact us immediately on 0800 161 5154.

When calling from abroad please dial (0044) 1268 500 874.

Suspicious texts

Forward any suspicious texts referring to NatWest to the number 88355.

This is not a premium rate number. Standard network rates apply, please contact your network provider for more information on charges.

Common questions

Something else we can help you with?