Overlay
Your existing overdraft
Change your arranged overdraft limit
Arranged Overdrafts are available to eligible NatWest current account customers, UK residents aged 18 or over. You must pay your salary or a regular amount into your current account.
Changing your overdraft limit won’t take long
If you’ve got an arranged overdraft limit on your account that you feel is too low or too high, we’ll show you how to change it.
Things to keep in mind
If you reduce your overdraft too much, you might go into Unarranged Overdraft. Here’s an example of Unarranged Overdraft costs.
You could also use out handy Cost calculator to see how much an arranged or unarranged overdraft would cost based on your circumstances.
Tips to help you change your overdraft limit online
Review your personal details
As you’re changing a form of debt, we have to go through a formal request process. We'll ask to review your personal details first.
Increase, reduce or remove your limit
Tell us what you want your new overdraft limit to be. If you're increasing your limit, your request will be subject to credit assessment.
When will my new limit be ready?
When you complete your request and it's approved Mon to Thu before 5.30 pm, your new limit will be available the next working day. Anytime after this - up to 2 working days.
Ready to start?
Our online application is available between 6.30am and 9.45pm.