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Student credit card

The credit card just for students

Representative 18.9% APR (variable)

The basics to get you started

Up to 56 days interest-free on purchases

Maximum credit limit of £500

Use worldwide at Mastercard® locations

Build a credit rating for your future

Providing you keep up to date with your payments, you could begin to build your credit rating. That could be helpful further down the line if you are looking for a loan or mortgage

Check your eligibility

Use our eligibility checker to find out if you'll be accepted for this credit card before you apply. It won't impact your credit rating and it takes just 2 minutes.

Representative example

Purchase rate

18.9%
p.a (variable)

Representative APR

18.9%
(variable)

Assumed credit limit

£500

Annual fee

£0

Managing your credit card

Paying your credit card

There are a number of convenient ways you can make a payment to your card.

Other charges or fees

Some other important details you should be aware of.

Card Features

Ways to pay

There are plenty convenient ways to pay using the Student credit card.

Spread the cost of your purchase

Need to buy something quite expensive and you don't want the money to come out of your current account? A credit card could be a good way to spread the cost.

Mobile App Features

Lock and unlock your credit card

Take control of your spending

Manage your card 24/7

Replace your credit card

Set your travel plans

What you should know

Our mobile app is available to customers with Online Banking, compatible iOS and Android devices and a UK or international mobile number in specific countries.

Get ready to apply

Remember, to apply for our Student credit card you need to have a NatWest Student current account.

First, let's check your eligibility

Use our free eligibility checker before you apply to see if you’re likely to be accepted. It takes just 2 minutes and there’s no impact on your credit score.

If you've already checked, you're good to move on to the legal documents below.

Now please take a look at the important legal info

By selecting 'continue' below, you are confirming that you have been provided with, and are happy with what's in these documents. Please take some time to review, print and/or save the important information.

All okay? Let's get started.

Do you have NatWest Online Banking?
You'll need to have Online Banking to apply online with us. If you don't, we'll help you sign up easily in just 5 minutes. You could save time by applying through our mobile app if you're already set up.

You're all set

Just a heads up - here's what you'll need to apply:

  • Your Online Banking login details
  • Your address details for the last 3 years
  • Your graduation/course end date

Let's get you set up

You'll need to sign up for Online Banking with us to apply for the Student credit card online. The good news is that it normally takes only 5 minutes. If you need a hand, follow our step-by-step guide below.

What you'll need

  • Your sort code and account number
  • Your NatWest debit card, if you have one

When you've got your new online banking details, select 'Next' below to continue applying for this credit card.

You're all set

Just a heads up - here's what you'll need to apply:

  • Your Online Banking login details
  • Your address details for the last 3 years
  • Your graduation/course end date

Let's get you sorted

You’ll need your customer number, online banking PIN and password to apply online. Pick from one of the options below and we'll help you on your way.

When you've got your new online banking details, select 'Next' below to continue applying for this credit card.

You're all set

Just a heads up - here's what you'll need to apply:

  • Your Online Banking login details
  • Your address details for the last 3 years
  • Your graduation/course end date

Something else we can help you with?