Manage your existing credit card
We've got some useful ways to help you get the most out of your existing card. Find out how to make a payment, view your transactions, change your credit card or take out a new one and more.
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Credit cards
Pick from our different types of credit cards
Thinking of getting a credit card?
Whether you’re looking to do a balance transfer, make a big purchase, travel abroad or earn Rewards on your spending, we could have a credit card to suit your lifestyle. Have a browse of our Mastercard® credit cards below.
Balance Transfer credit card
Good for - no fee to transfer a balance
- 0% for 20 months from account opening on balance transfers made within the first 3 months, after which standard rates apply
- No fees to transfer a balance to this credit card
- 0% on purchases for 3 months from account opening, thereafter standard rates apply
To apply, you must hold a current account, savings account, credit card or mortgage with NatWest, be a UK resident, aged 18+ and earning at least £10K per year
Representative example
Your actual credit limit and APR may vary depending on our credit assessment of you.
Longer Balance Transfer Card
Good for - more time to pay your balance off
- 0% for 28 months from account opening on balance transfers made within the first 3 months, after which standard rates apply
- 2.75% balance transfer fee applies
- 0% on purchases for 3 months from account opening, thereafter standard rates apply
To apply, you must hold a current account, savings account, credit card or mortgage with NatWest, be a UK resident, aged 18+ and earning at least £10K per year
Representative example
Your actual credit limit and APR may vary depending on our credit assessment of you.
The NatWest Credit Card
Good for - low rates on spending
- Low rates on purchases and balance transfers
- No balance transfer fees
- No foreign transaction fees on purchases
To apply, you must hold a current account, savings account, credit card or mortgage with NatWest, be a UK resident, aged 18+ and earning at least £10K per year
Representative example
Your actual credit limit and APR may vary depending on our credit assessment of you.
Reward credit card
Good for - Rewards on spending
- Earn 1% back in Rewards on supermarket spend (0.25% at their petrol stations and everywhere else)
- Get between 1-15% back at selected MyRewards retailers
- Annual fee refunded if you have a Reward current account
To apply, you must hold a current account, savings account, credit card or mortgage with NatWest, be a UK resident, aged 18+ and earning at least £10K per year
Representative example
Your actual credit limit and APR may vary depending on our credit assessment of you.
Reward Black credit card
Good for - Rewards at home and abroad
- 1% back in Rewards on supermarket spend (0.5% at their petrol stations and everywhere else)
- Annual fee refunded if you have a Reward Black current account
- No foreign transaction fees on purchases
To apply, you must hold a current account, savings account, credit card or mortgage with NatWest, be a UK resident, aged 18+ and earning at least £15K per year
Representative example
Your actual credit limit and APR may vary depending on our credit assessment of you.
Student credit card
Good for - helping with student life
- A safety net while you're busy studying
- Maximum credit limit of £500
- Helps to build your credit profile for future borrowing
To apply, you must be 18+, a UK resident and have a NatWest Student current account
Representative example
Your actual credit limit and APR may vary depending on our credit assessment of you.
Get the thumbs up before you start
Use our eligibility checker to find out whether you’re likely to be accepted before you apply. It takes just 2 minutes and there’s no impact on your credit rating.
Our guide to credit cards
Want a bit more background detail about how credit cards work? In our handy guide, we run through the different types of credit cards and help you understand the basics, such as what balance transfers are, and offer you some useful tips.
Support with Coronavirus
If you are concerned about being unable to make your repayments on your NatWest credit card, we have lots of guidance and support to help you.