Pick from our different types of credit cards
Thinking of getting a credit card?
Whether you’re looking to do a balance transfer, make a big purchase, travel abroad or earn Rewards on your spending, we could have a credit card to suit your lifestyle. Have a browse of our Mastercard® credit cards below.
Balance Transfer credit card
- 0% for 18 months from account opening on balance transfers made within the first 3 months, after which standard rates apply
- No fee to transfer a balance to this credit card
- 0% on purchases for 3 months from account opening, thereafter standard rates apply
To apply, you must hold a current account, savings account, credit card or mortgage with NatWest, be a UK resident, aged 18+ and earning at least £10K per year
Your actual credit limit and APR may vary depending on our credit assessment of you. Interest on fees and charges is payable in line with our terms and conditions.
Longer Balance Transfer Card
- 0% for 23 months from account opening on balance transfers made within the first 3 months, after which standard rates apply
- 1.99% balance transfer fee applies
- 0% on purchases for 3 months from account opening, thereafter standard rates apply
To apply, you must hold a current account, savings account, credit card or mortgage with NatWest, be a UK resident, aged 18+ and earning at least £10K per year
Your actual credit limit and APR may vary depending on our credit assessment of you. Interest on fees and charges is payable in line with our terms and conditions.
The NatWest Credit Card
- No foreign transaction fees on purchases
- Low rates on purchases and balance transfers
- No balance transfer fees
To apply, you must hold a current account, savings account, credit card or mortgage with NatWest, be a UK resident, aged 18+ and earning at least £10K per year
Your actual credit limit and APR may vary depending on our credit assessment of you.
Reward credit card
- Earn 1% back in Rewards on supermarket spend (0.25% at their petrol stations and everywhere else)
- Get between 1-15% back at selected MyRewards retailers
- Annual fee refunded if you have a Reward current account
To apply, you must hold a current account, savings account, credit card or mortgage with NatWest, be a UK resident, aged 18+ and earning at least £10K per year
Your actual credit limit and APR may vary depending on our credit assessment of you.
Reward Black credit card
- No foreign transaction fees on purchases
- 1% back in Rewards on supermarket spend (0.5% at their petrol stations and everywhere else)
- Annual fee refunded if you have a Reward Black current account
To apply, you must hold a current account, savings account, credit card or mortgage with NatWest, be a UK resident, aged 18+ and earning at least £15K per year
Your actual credit limit and APR may vary depending on our credit assessment of you.
Student credit card
- A safety net while you're busy studying
- Maximum credit limit of £500
- Helps to build your credit profile for future borrowing
To apply, you must be 18+, a UK resident and have a NatWest Student current account
Your actual credit limit and APR may vary depending on our credit assessment of you.
Balance Transfer credit card
- 0% for 18 months from account opening on balance transfers made within the first 3 months, after which standard rates apply
- No fee to transfer a balance to this credit card
- 0% on purchases for 3 months from account opening, thereafter standard rates apply
To apply, you must hold a current account, savings account, credit card or mortgage with NatWest, be a UK resident, aged 18+ and earning at least £10K per year
Your actual credit limit and APR may vary depending on our credit assessment of you. Interest on fees and charges is payable in line with our terms and conditions.
Longer Balance Transfer Card
- 0% for 23 months from account opening on balance transfers made within the first 3 months, after which standard rates apply
- 1.99% balance transfer fee applies
- 0% on purchases for 3 months from account opening, thereafter standard rates apply
To apply, you must hold a current account, savings account, credit card or mortgage with NatWest, be a UK resident, aged 18+ and earning at least £10K per year
Your actual credit limit and APR may vary depending on our credit assessment of you. Interest on fees and charges is payable in line with our terms and conditions.
The NatWest Credit Card
- Low rates on purchases and balance transfers
- No balance transfer fees
- No foreign transaction fees on purchases
To apply, you must hold a current account, savings account, credit card or mortgage with NatWest, be a UK resident, aged 18+ and earning at least £10K per year
Your actual credit limit and APR may vary depending on our credit assessment of you.
Reward Black credit card
- 1% back in Rewards on supermarket spend (0.5% at their petrol stations and everywhere else)
- Annual fee refunded if you have a Reward Black current account
- No foreign transaction fees on purchases
To apply, you must hold a current account, savings account, credit card or mortgage with NatWest, be a UK resident, aged 18+ and earning at least £15K per year
Your actual credit limit and APR may vary depending on our credit assessment of you.
Reward credit card
- Earn 1% back in Rewards on supermarket spend (0.25% at their petrol stations and everywhere else)
- Get between 1-15% back at selected MyRewards retailers
- Annual fee refunded if you have a Reward current account
To apply, you must hold a current account, savings account, credit card or mortgage with NatWest, be a UK resident, aged 18+ and earning at least £10K per year
Your actual credit limit and APR may vary depending on our credit assessment of you.
Reward Black credit card
- 1% back in Rewards on supermarket spend (0.5% at their petrol stations and everywhere else)
- Annual fee refunded if you have a Reward Black current account
- No foreign transaction fees on purchases
To apply, you must hold a current account, savings account, credit card or mortgage with NatWest, be a UK resident, aged 18+ and earning at least £15K per year
Your actual credit limit and APR may vary depending on our credit assessment of you.
The NatWest Credit Card
- Low rates on purchases and balance transfers
- No balance transfer fees
- No foreign transaction fees on purchases
To apply, you must hold a current account, savings account, credit card or mortgage with NatWest, be a UK resident, aged 18+ and earning at least £10K per year
Your actual credit limit and APR may vary depending on our credit assessment of you.
Student credit card
- A safety net while you're busy studying
- Maximum credit limit of £500
- Helps to build your credit profile for future borrowing
To apply, you must be 18+, a UK resident and have a NatWest Student current account
Your actual credit limit and APR may vary depending on our credit assessment of you.
Why chance it?
Use our eligibility checker to find out whether you're likely to be accepted before you apply. It takes just 2 minutes and there's no impact on your credit score.
See what other people are asking
Want to be prepared before starting your credit card application? With our 5 step guide on how to apply for a credit card, we’ll help you out with some hints and tips.