Balance Transfer credit card
To apply, you must hold a current account, savings account, credit card or mortgage with NatWest, be a UK resident, aged 18+ and earning at least £10K per year
Credit cards
Choose from our different types of credit cards
Thinking of getting a credit card?
Whether you’re looking to do a balance transfer, make a big purchase, travel abroad or earn Rewards on your spending, we could have a credit card to suit your lifestyle. Have a browse of our Mastercard® credit cards below.
Good for - 0% on balance transfers and purchases
0% on balance transfers for 20 months, from account opening (thereafter standard rates apply). To enjoy the offer you need to make your transfers within the first 3 months
0% on purchases for the first 3 months (thereafter standard rates apply)
No balance transfer fees
Representative Example
Purchase rate: 19.9% p.a. (variable) Representative APR: 19.9% APR (variable) Assumed credit limit: £1200 Annual fee: £0
Your actual credit limit and APR may vary depending on our credit assessment of you.
The NatWest Credit Card
To apply, you must be 18+ and a UK resident earning at least £10K per year
Good for - saving money when you travel abroad
No foreign transaction fees
A low rate on purchases
No balance transfer fees
Representative Example
Purchase rate: 9.9% p.a. (variable) Representative APR: 9.9% APR (variable) Assumed credit limit: £1200 Annual fee: £0
Your actual credit limit and APR may vary depending on our credit assessment of you.
Reward credit card
Representative 23.7% APR (variable)
To apply, you must be 18+ and a mainland UK resident earning at least £10K per year
Good for - Rewards when you shop
Earn 1% back in Rewards on supermarket spend (0.5% at their petrol stations and everywhere else)
Get between 1-15% back at selected MyRewards retailers
Annual fee refunded if you have a Reward current account
Representative Example
Purchase rate: 18.9% p.a. (variable) Representative APR: 23.7% APR (variable) Assumed credit limit: £1200 Annual fee: £24
Your actual credit limit and APR may vary depending on our credit assessment of you.
Reward Black credit card
Representative 37.1% APR (variable)
To apply, you must be 18+ and a mainland UK resident earning at least £15K per year
Good for - Rewards at home and abroad
No foreign transaction fees
1% back in Rewards on supermarket spend (0.5% at their petrol stations and everywhere else)
Annual fee refunded if you have a Reward Black current account
Representative Example
Purchase rate: 18.9% p.a. (variable) Representative APR: 37.1% APR (variable) Assumed credit limit: £1200 Annual fee: £84
Your actual credit limit may vary depending on our credit assessment of you.
Student credit card
To apply, you must be 18+, a UK resident and have a NatWest Student current account
Good for - helping with student life
A safety net while you're busy studying
Maximum credit limit of £500
Helps to build your credit profile for future borrowing
Representative Example
Purchase rate: 18.9% p.a. (variable) Representative APR: 18.9% APR (variable) Assumed credit limit: £500 Annual fee: £0
Your actual credit limit may vary depending on our credit assessment of you.
Get the thumbs up before you start.
Use our eligibility checker to find out whether you’re likely to be accepted before you apply. It takes just 2 minutes and there’s no impact on your credit rating.
Manage your existing credit card
We've got some useful ways to help you get the most out of your existing card. Find out how to make a payment, view your transactions, change your credit card or take out a new one and more.
Our guide to credit cards
Want a bit more background detail about how credit cards work? We'll help you understand the basics, such as what balance transfers are, and offer you some useful hints and tips.