Compare our savings accounts

How to save money during lockdown


Review your subscriptions

From Spotify to Amazon Prime, millions of us enjoy the benefits of entertainment and convenient paying options. But how often are you using the services you pay for? If the answer is occasionally or not at all, temporarily cancel and save your money.


Freeze your gym memberships

A lot of fitness companies have already frozen direct debits while gyms remain closed. Make sure yours has and you're not needlessly paying for something you can't use.


Resist the urge to splurge

Boredom is a huge trigger when it comes to online spending. Resist the temptation to spend on items you don't absolutely need. That money you save could be used for something far more important to you in the future.

Free time

Utilise your free time

When was the last time you went through your income vs outgoings? Just by taking a couple of hours out you could uncover multiple ways of cutting costs.

Spare cash

Move spare cash into a savings account

For those that are able, moving spare cash into a savings account helps you adopt healthy savings habits during uncertain times. In addition, you'll start to build a sum which may come in handy in the future.

Instant Access Savings Account

A flexible way to save. Immediate access to your money with the option to save a fixed amount each month or not. Open today with just £1. Exclusive to our current account customers.

Savings Builder

Great for regular savers, with a balance under £10,000


Grow your savings by £50 or more each month to earn up to 1.00% AER/Gross p.a. (variable)


Instant Saver

Flexible saving without the need to deposit regularly


Save however much you want, when you want, and earn 0.01% AER/Gross p.a. (variable)


Premium Saver

Better suited for those with balances over £25,000


Leave your savings untouched to earn bonus interest of up to 0.34% AER/Gross p.a (variable)


Cash ISA

Make the most of your 2020/21 £20,000 ISA allowance

Enjoy tax-free interest on your savings up to £20,000

Open with as little as £1 and top up on the go

Access your money anytime, anywhere

Fixed Term Savings Accounts

Fix your interest rate for one or two years and know in advance how much your savings will earn.

Fixed Term Savings Account

Peace of mind savings on balances starting from £500


Tuck your money away and watch your savings grow


Fixed Rate ISA

Tax-free savings on balances starting from £1000


Any interest earnt won't be taxed up to £20,000 for the 2020/2021 tax year


Children's Savings Account

Invest in their future with our First Saver account

Open your account with just £1

Access funds instantly, if you need them

Hold the account in trust for a child or in the child’s own name if they’re 7 or over

Tools to streamline your savings

Use our savings tools to get a handle on what’s coming in, what’s going out and where you could save more.

Savings Goal Tool

Salary Calculator

Budget Calculator

Help to Buy ISA Calculator

Managing your money


Manage your existing savings account

At your savings hub, you can find out about your interest rate and when you’ll be paid your interest. You can use our tools and tips to help your savings grow. You can log in and manage your account, (including closing an instant access account). And you can learn about your personal savings allowance.    

Financial Services Compensation Scheme

Your eligible deposits with NatWest are protected up to a total of £85,000, by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.

Find out more (PDF, 3k KB) about the scheme and how it protects your money.

Something else we can help you with?