NatWest Student Account
All you need for everyday banking as an undergraduate
To apply, you need to be a permanent UK resident (ordinarily resident in the UK for 3 years or more) and completing a full-time undergraduate course lasting at least 2 years; completing a full-time postgraduate course; or training as a nurse, at a UK university or college of higher education.
Interest free overdraft
An interest-free overdraft there when you need it
Our Student Account and the Arranged Overdraft are easy to understand so you don't have to worry.
You can apply for an Arranged Overdraft of up to £1,000 by the end of your 1st year, if eligible. You can then apply for an increase each year you're at university. If you are studying for a 5 year degree, you can apply for up to £2,000, in your 5th year.
Before you apply for our Student Account, learn what an Arranged Overdraft is, understand how much you can apply for and make sure you're clear on how our Student Account Arranged Overdraft works.
You must use your NatWest Student Account as your main current account by paying in at least £750 every 6 months and make at least 3 debit transactions every month.
If you stop using your account as your main current account then the interest rate you pay on your Arranged Overdraft reverts to the standard rate which applies to the Select Account. Arranged Overdrafts are repayable on demand. Over 18s only.
Existing Student Account customers
Manage your existing Arranged Overdraft
Already have a Student Account with us?
You can apply for, or change, an Arranged Overdraft by speaking to one of our friendly telephone advisors.
Free tastecard membership
Enjoy 2 for 1 meals or 50% off your food bill at thousands of restaurants across the UK with our free membership to 'tastecard'. (Side dishes & extras not included) for NatWest student account holders
All you need to do is register for Online Banking and paperless statements in order to receive the tastecard membership once your account is opened.
NatWest Student Account
Help with alerts, fraud, lost wallets and purses
Our customisable alerts will help you manage your money better. And, if you lose your debit card or have it stolen, you can still get access to your cash with 'Emergency Cash'.
Coming from overseas to study?
Our Student Account is only available to students who are permanently resident in the UK. International students can apply for the NatWest Basic Account.
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Important information about our Student Account
NatWest Student Account requirements:
To apply you need to be a permanent UK resident (ordinarily resident in the UK for 3 years or more) and completing a full-time undergraduate course lasting at least 2 years; completing a full-time postgraduate course; or training as a nurse, at a UK university or college of higher education.