Student Bank Accounts | Student Account | NatWest

Student Bank Accounts

Student Bank Accounts

✔ Apply for a £500 overdraft in your first term at uni and increase it up to £2000 as your studies continue

 

Apply now Upgrade existing account International Students

To apply for a Student Bank Account you must be aged 17 or over & completing a full-time undergraduate course that lasts at least 2 years; completing a full-time post-graduate course; or training as a nurse, at a UK university or college of higher education. To apply for an Arranged Overdraft you must be a UK resident, aged 18 or over. 

To open your Student Account you will need to prove your student status.  You can do this by providing your UCAS AS12 Confirmation Letter. You can access your letter at https://track.ucas.com/ Alternatively, you can give us your UCAS Status Code. This is a 16 digit code emailed to you by UCAS.  If you have misplaced this email please contact UCAS who will reissue within 24 hours.

Fancy a 1/3 off coach travel for 4 years? Pack your bags!

When you open a Student Bank Account, sign up to online banking and select to receive paperless statements, you can benefit from a free National Express Young Persons Coachcard, valid for 4 years.

Student Bank Accounts

 1/3 off standard adult coach fares in the UK with National Express

 10% off travel to selected festivals and events in the UK. Visit nationalexpress.com/events for more information.

 10% off coach fares to lots of great European destinations with Eurolines

 1/3 off standard adult fares with Hovertravel and Scottish Citylink services when booked through National Express

Are your finances #Uniproof? Check out our Student range

Interest-free Arranged Overdraft

 

Get more flexibility by setting up an interest-free arranged overdraft when you're opening your Student Bank Account.

Apply for a limit of upto £500 in your first term and upto £2000 after that.

Arranged overdrafts are only available to eligibile customers with a Natwest current account, aged 18 or over. 

Find out more

Student Credit Card

 

A useful safety net - with a credit limit of up to £500.

Manage your card alongside your Student Current Account with online and mobile banking.

To apply you need to be over 18, a UK resident and hold a NatWest Student Current Account.

Representative 18.9% APR (variable). 

Find out more
Account features when banking with us

Bank on demand

Access your account anytime with 24-hour UK call centres, online banking or our mobile app. We also have one of the UK's largest branch networks.

We have lots of ways to bank with us, whether you want to use your mobile phone, tablet, or even use one of our mobile branches in more rural locations in the UK. There's plenty of ways to make managing your money easier.

App available on selected smartphones, to NatWest customers with Online Banking and a UK mobile number.

 

Ways to bank with us

Get cash without your bank card

Our mobile app lets you withdraw money (up to £130 of your money per day) from RBS, NatWest or Tesco cash machines.

Get Cash is a function on our Mobile Banking app that lets you withdraw money quickly without using your bank card. It's great for those times, when you pop out during your lunch hour, but don't have cash on you.

 

More about Get Cash

Pay your contacts with our mobile app

Pay Your Contacts lets you send money to someone with a UK mobile number who has a NatWest, RBS, Ulster Bank, NatWest Offshore, Isle of Man mobile app or registered for Paym.

If the person you’re paying is a NatWest, RBS, Ulster Bank, NatWest Offshore or Isle of Man Bank Mobile app user, they’ll receive a text and the money will be in their account instantly.
 

If the person you are paying does not have the Mobile app then we can send the payment via the Paym service. This is a service that is available to customers of most of the UK's leading banks and building societies. If your friend is registered for Paym with their own bank then the money will be in their account instantly.
 

You must have available funds to send from your account (including any overdraft facility). There is a maximum payment of £250 a day, which is separate from daily withdrawal and Get Cash limits.

 

More about mobile payments

Opening an account or switching to Natwest

What you need when opening an account

Opening a new current account with us is easy. Find out what documents you need when applying for an account.

If you're applying online, try and have a UK Passport or Driving licence to hand along with a working credit or debit card. To open your Student Account you will also need to prove your student status. You can do this by providing your UCAS AS12 Confirmation Letter. You can access your letter at https://track.ucas.com/ Alternatively, you can give us your UCAS Status Code. This is a 16 digit code emailed to you by UCAS.  If you have misplaced this email please contact UCAS who will reissue within 24 hours


If you don't have these, don't worry. You can still apply online and we will ask you to provide other forms of ID and proof of address that we can accept.

Apply now
In need of contents insurance cover?

Our Essentials Contents Insurance 

Contents insurance designed for students and tenants - tailor your contents cover up to £14k. 

Underwritten by U K Insurance Limited 

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