Student Bank Accounts | Student Account | NatWest

Student Bank Accounts

Student Bank Account

 

An account especially designed for Students with no monthly fee

 

Apply now

Why a Natwest Student account?

 

 1/3 off standard adult coach fares in the UK with National Express. Eligibility applies.

 Apply for a £500 overdraft in your first term at uni and increase it up to £2000 as your studies continue. Eligibility applies.

 Pay your mates with our mobile app

 Get cash without your debit card. Limits apply.

See all the benefits

Is this the right bank account for you?

 

This account is for Students who are aged 17 or over and are either completing a full-time undergraduate course that lasts at least 2 years; a full-time post-graduate course; or training as a nurse at a UK university or college of higher education.

If this sounds like you, and you are a UK resident, then you can apply for this account online today.

Are you an international student?Apply for a Student account here

Not the right account for you? Compare our other bank accounts

Benefits of the Student bank account

Fancy a 1/3 off coach travel for 4 years? Pack your bags!

When you open a Student Bank Account, sign up to online banking and select to receive paperless statements, you can benefit from a free National Express Young Persons Coachcard, valid for 4 years.

On top of 1/3 off standard adult coach fares in the UK with National Express you also get:

 

  • 10% off travel to selected festivals and events in the UK. Visit nationalexpress.com/events for more information.
  • 10% off coach fares to lots of great European destinations with Eurolines
  • 1/3 off standard adult fares with Hovertravel and Scottish Citylink services when booked through National Express

 

Get flexibility with an interest free Arranged Overdraft

For a little extra peace of mind, you can arrange an overdraft with your Student bank account. You can apply for an Arranged Overdraft within the Student account application form. UK residents aged 18 or over only.

An Arranged Overdraft is an overdraft that we have approved for you and you can borrow up to that limit. This means you can get access to additional money if you ever need it.

 

Apply for a limit of up to £500 in your first term and upto £2000 after that.

 

Arranged overdrafts are only available to eligibile customers with a Natwest current account, aged 18 or over. 

 

More about our Student Overdrafts.

Bank easily with our mobile app

Our mobile app is designed to be simple and straightforward to use so you can manage your money on the move. You can check your balance, recent transactions and pay friends or family quickly and easily.

Get cash without your debit card

Our mobile app ‘Get Cash’ function lets you withdraw money (up to £130 of your money per day) from NatWest, Royal Bank of Scotland or Tesco cash machines, so you don’t even need your debit card. It's great for those times, when you pop out during your lunch hour, but don't have cash on you.

 

Pay your mates easily

The ‘Pay Your Contacts’ option allows you to pay money to anyone using their mobile number, providing they have the NatWest, Royal Bank, Ulster Bank, NatWest Offshore or Isle of Man mobile app. All you need to do is open your mobile app, click on the ‘Pay Your Contacts’ option, enter their mobile number, the amount you want to pay them and add a personal message.

 

You can send up to £250 a day, how easy is that! 

 

Our mobile app is available to NatWest Online Banking customers with a UK mobile number.

More about our Mobile App.

Manage your money anytime with 24-hour telephone and online banking 

We know life keeps you pretty busy, so we've made it easy for you to access your account anytime with online banking, our mobile app and having our UK call centres available 24-hours a day. Or you can visit one of our 1,500 branches.

There are many ways to bank with us, whether you want to use your mobile phone, tablet, or even use one of our mobile branches in more rural locations in the UK. Managing your money has never been easier.

Products and tools designed for students

As well as our Student bank account, we have a range of products designed for Students, as well as tools  and useful information to help you manage  your money. Some of the many benefits of banking with NatWest.

Student Credit Card

 

A useful safety net - with a credit limit of up to £500.

To apply you need to be over 18, a UK resident and hold a NatWest Student Current Account.

Representative 18.9% APR (variable). 

Find out more

Manage your Student account

 

Make the most of your Student account, understand all the great benefits and products at your fingertips including;

  • Getting started with your account 
  • Benefits of your account 
  • Available student products 
Find out more

Renters Insurance

 

Whether you're living in rented property or student accommodation, our contents insurance is designed specifically for you. 

Underwritten by U K Insurance Limited.

Get a quote

Cost of living at university

 

To help you understand what student life is really about, we’ve created the Student Living Index.

Whether it’s planning your finances or working out how you’ll spend your time, take a look at the average student habits to help you get ready for life at university.

Find out more
Set Tab for lightbox