Premium Saver - Savings accounts | NatWest Premier

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Premium Saver

Earn bonus interest for leaving your savings untouched

Instant access to your savings when you need it

There's no upper limit to how much you can save 

Open an account today
Add your signposting title here… Premium Saver at a glance

Looking for a higher rate on larger balances but still want the flexibility of instant access to your money? Then our Premium Saver account could be for you.

Earn bonus interest

Earn bonus interest every month you don't make a withdrawal.

Instant access to your money

You can access your money whenever you need to, online in branch or over the phone.    

Flexibility when you need it

If you need to access your savings, the interest rate only drops for the month you withdraw your money. Leave it untouched the following month, and you'll get the bonus interest again.

Save as little or as much as you like

You can open the account with as little as £1, and there are no maximum balance restrictions. To earn the bonus interest, you’ll need to have between £25,000 and £1 million in the account, and leave your savings untouched.

Premium Saver account

Important information and documents

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Interest rate information


One or more withdrawals made in a month: bonus condition is not met

AER/Gross p.a. (variable)

No withdrawals made in a month: bonus condition is met

AER/Gross p.a. (variable)

£1 - £24,999 0.10% 0.10% (no bonus is paid)
£25,000 - £49,999 0.10% 0.50% (includes 0.40% bonus)
£50,000 - £1,000,000 0.10% 0.75% (includes 0.65% bonus)
Over £1,000,000 0.10% 0.10% (no bonus paid)


Rates shown correct as at 1 December 2017



The interest rate is variable, so it can go up as well as down. Interest is paid on a tiered basis, which means you earn one interest rate on your entire account balance. Interest is calculated daily and paid on the first business day of the month. You can find details of the bonus condition and other key information in the Premium Saver Account Information Sheet below. 


Annual Equivalent Rate (AER). This is a notional rate used for interest bearing accounts which illustrates the interest rate if paid and compounded each year. It helps you to compare the effective rates of credit interest on different accounts.


Gross Rate. This means the interest rate you are paid without the deduction of basic rate income tax.


p.a. - per annum. Our mobile app is available on most smartphones with a UK mobile number. 


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Things you need to know before you apply

If you're under 16 or looking to open an account for a child, then a First Saver account may be more suitable. 


You can hold a maximum of 2 Premium Saver accounts - one in your sole name, and one in joint names with another person.


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