Mortgages | NatWest Premier

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Coffee cup on table with book


Whatever your plans, we could help you
find the right mortgage to achieve them

NatWest mortgages are available for over 18s

Calculate my mortgage Ready to apply?

Your home or property may be repossessed if you do not keep up repayments on your mortgage

Great offers for Premier customers

Bring your mortgage to us and you could benefit from discounted rates on selected re-mortgage deals for balances of £500,000 or over. Discounted rates on selected deals are also available to existing customers renewing your mortgage, or taking additional borrowing, where your overall balance is £500,000 or over.  

This offer can be withdrawn at anytime and early repayment and product fees will apply.

Speak to your Premier Banking Manager
Mortgages Getting started is easy

Take a look at our rates and deals

Thinking of moving home? Find out what your repayments are likely to be and whether there are any additional fees or repayment charges.

Have a mortgage elsewhere? See if NatWest can save you money. Review our rate and get an indication of whether we can lend you the amount you need with an Agreement in Principle.

Mortgage Rate Finder

How to apply for a NatWest mortgage

Know what you're looking for? You can get an agreement in principle online and thereafter decide if you wish to apply in branch, by phone or online. For an Interest Only Mortgage, speak to your Premier Banking Manager.

For mortgages over £500,000 you will be assigned your own personal Concierge Manager, as your dedicated point of contact. From the moment you apply, to the first direct debit. They will be on hand, every step of the way.

Learn more about the Mortgage Concierge Service
Mortgages Mortgage Concierge Service

With our Mortgage Concierge Service, we will be on hand, every step of the way. To ensure you have the support you need.

  • Dedicated point of contact from start to finish;
  • Experienced team who understand complexity of your mortgage needs and income streams; and
  • Competitive rates and no additional large loan fees.

Eligibility Criteria

  • Mortgages over £500,000
How to apply

How to apply


Apply online if you are comfortable in choosing a mortgage without advice from us.

You won’t benefit from the protection provided by our advised service.

You cannot apply for a Help to Buy, Right to Buy or Shared Equity mortgage online.

Apply online

By phone

Talk with a member of our mortgage team over the telephone.

We’ll talk you through the process and arrange a phone appointment with a qualified mortgage adviser.

Your appointment will take around 2 hours.

Apply by phone

How can we help you?

Speak to our telephone banking team. 

Telephone 0333 202 3330
International +44 161 933 7239
Minicom 0800 027 1395

NatWest Premier is available to customers who are a permanent UK resident, with a sole income of at least £100,000 or a joint income of £120,000 paid into your NatWest account, or minimum outstanding mortgage borrowings with us of £500,000, or savings and investments of at least £100,000 held with us.


You can speak to your Premier Banking Manager about your options or browse our full range of mortgages.

They'll have the latest exclusive offers and will be happy to meet whenever and wherever suits.


Book an appointment
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Mortgage guides

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