Holiday planning tips | NatWest Premier

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Planning for
your holiday

Tips & guidance for making the
most of your trip away

Whether you’re travelling for business or for pleasure, the secret to a successful trip is forward planning.

Read our holiday planning top tips and guidance of the things you can do, as well as how we can help, to protect you and your belongings – so you can enjoy a hassle-free holiday.


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Before you go

  • Photocopy your passport, medical card, credit cards and travel itinerary - keep one copy separate from the originals, and give a copy to a friend back home to keep safe. Also let them know your itinerary, including flight times and flight numbers.

  • Scan important documents and email a copy to yourself.

  • Sort out travel money beforehand – if you do it online rather than at the airport, you are likely to get a better rate. 

  • Let the bank know if you will be travelling abroad, where you’re going and for how long.

    Phil Sheehy, Head of Premium Strategy & Proposition at NatWest, says it’s easy to put a travel marker on your cards:"Before you leave the UK, let us know that you are on the move. You can do this via the mobile banking app, online, or by telephone.”

How do I let you know I am going abroad on the NatWest Mobile app?



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Get it covered

  • Make sure you have the relevant medication, inoculations, and copies of any prescriptions you need. Find out health information about recommended inoculations and disease outbreaks at the NHS Fit for Travel information site

  • If necessary, make sure to arrange your travel and mobile phone insurance before you go

  • Check the Foreign Office travel advice site for up-to-date information on countries considered to carry a risk for British travelers.

  • It’s also worth checking with your travel insurance policy provider that you are covered if the Foreign and Commonwealth Office (FCO) changes its advice about the region you’re travelling to.
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Back up your data

  • Protecting your personal data - when you travel with smartphones, laptops and tablets, you’re carrying a lot of personal information and data. You can back up your smartphone contacts to your home computer, or to the cloud. Don’t forget to download and save photographs, notes or documents that you wouldn’t want to lose.

  • Keeping your phone secure - It’s also a good idea to download an app that will enable you to lock or wipe your phone from another device if it’s lost or stolen. You can also try to locate it when it’s missing using an app; this usually needs to be downloaded and activated in advance. Examples include Android Device Manager, Cerberus and Prey Anti Theft.
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Banking and travel money

  • Using cash machines while your away - our debit and credit cards are widely accepted and are the easiest way of withdrawing cash and paying for items while you’re away. Make sure you know your daily withdrawal limit (converted to the destination country’s currency) when using cash machines.

  • Fees & charges - you can use either your debit or your credit card to make purchases and withdraw money. However, you will be charged an extra fee if you withdraw currency using your credit card.

    Phil Sheehy says: “When using your cards, it’s advisable to pay for any fees in the local currency, not sterling. If you choose the latter, the merchant may apply their own conversion rate and potentially an additional fixed fee.”

If you have any questions about an upcoming trip, speak to your Private Banking manager for advice and support.

Learn more about using your debit and credit cards abroad

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When you arrive

Protecting yourself and your belongings
  • When you first get to your hotel, keep an eye on your luggage. Thieves often target weary travellers who are checking in.

  • Check the locks to your hotel room and any patio doors and make sure they’re working properly. You can use a door jam to secure outside doors. Hire a safe for the duration of your stay and put your valuables into it immediately.
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While you're there

  • Only take out of the safe items that you actually need - try not to wear expensive jewellery or watches outside the hotel, and carry a wallet with a small amount of money and an expired card that you can hand over to a thief in the event of a mugging. It might also be worth carrying a cheap or old phone with a pay-as-you-go SIM card for when you are outside the hotel.

  • Keep cards, money and passports in separate places when you’re out and about.

  • Make the most of hotel wifi to save on mobile roaming charges - you’ll be likely to incur roaming charges on your mobile unless you have a specific overseas package, so take advantage of the hotel wifi if you want to get in touch with friends, family or colleagues.

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