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Premier Insurance

Car Insurance

Many cars, one policy

Insure multiple cars on one policy, and the main driver of each vehicle earns and keeps a no claim discount. If your car is written off within 24 months of first registration, we will replace your car with a new vehicle of the same make and model. Travel to Europe? Enjoy cover for up to 90 days.

Premier Car Insurance is underwritten by U K Insurance Limited

Cover highlights

Cover highlights

Cover multiple cars under one policy

Save time and paperwork by combining multiple cars under one payment and one renewal date.

No claim discount

There’s no additional cost to protect your no claim discount. Insure multiple cars with the main driver of each vehicle earning and keeping their own no claim discount.

Travel to Europe

Unlimited trips within the European Union up to a total of 90 days per year.

Uninsured loss recovery

Protection if you have an accident involving your car where you are not to blame. This is included at no additional cost.

Accidents, breakdowns or damage to your car

Cover in the event of an accident, breakdown or damage to your car.

Theft or lost keys

Cover for possessions left in your car and audio equipment in the event of a theft or attempted theft.

Get in touch

Emergency contacts

Find the numbers you need in the event of an accident or breakdown.

Update or change your policy

Call the Premier Insurance team if you need to update or change your policy.

Make a Car Insurance claim

With Premier Car Insurance cover, you can call 24 hours a day, 7 days a week.

An update on Coronavirus (COVID-19)

Our colleagues in contact centres are working incredibly hard in difficult circumstances. Please only call us if it’s absolutely essential, this will allow us to focus on those customers who need us most at this time. 

Please only call if:

  • You have an urgent claim.
  • You’re worried about not being able to pay your instalments, as a result of the COVID-19 pandemic. Find out what to do next here.
  • Your policy is due to renew in the next week and you haven’t opted for auto-renewal. If you have opted for auto-renewal, please make sure your insurance still meets your needs.

If you are concerned about the impact of the COVID-19 pandemic on your car insurance, U K Insurance Limited (the underwriters of your policy) have a dedicated help and support hub

We could help if you're struggling to make your insurance payments because of Coronavirus (COVID-19)

If you're finding it difficult to pay your monthly insurance payments as a result of Coronavirus, there are a few different ways we could help you. We could change your payment dates or organise a payment deferral for up to 3 months.

Before requesting a payment deferral, please read the important information below to make sure you're fully aware of the impact on your insurance.

Payment Deferral

  • A payment deferral allows you to stop paying your insurance payments for an agreed period of time and if agreed, it won’t have any negative impact on your credit rating.
  • When your monthly payments start again after the deferral, the amount that has been "missed" will be spread over your remaining instalments.
  • We will not charge any additional interest to you so the total amount you pay will not increase as a result. 
  • Payment deferrals should only be used when absolutely necessary, the remaining cost of your insurance policy will still be due, but will be paid for over a shorter period. 

What should I do next?

If you're struggling financially then please call us and we’ll see what we can do to help. Please don’t cancel any payments or direct debits through your bank as this can affect your policy with us and may have a negative impact on your credit rating.

NatWest Premier Car Insurance Team

Call: 0345 246 2105

(Minicom: 0800 404 6161)

NatWest Premier Insurance is underwritten by U K Insurance Limited.

Important information

Please take some time to read or download and save these documents. For full details of cover, any limitations and significant exclusions, please view the Premier Car Insurance Policy document below.

'What you need to know' paper copy

Your ‘What You Need to Know’ is available in a paper format. Let us know if you’d like this posted to you.

I'm ready to get a quote

It's important for you to understand how we use and share your information. Please read this short summary before you continue.

How do you want to contact us?

Call us

You can reach the Premier Insurance team on:

Telephone: 0345 246 2105 
Minicom: 0800 404 6161

Lines are open Mon to Fri 8am - 6pm, Sat 9am - 5pm.
Excluding public holidays.

Calls may be recorded.

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No charges apply.