Premier Banking

Products and services designed to meet your needs

Expert financial help, when you need us

With Premier you’ll have a Premier Banking Manager to help build or review your financial plans, as well as expert help available online or on the phone, as you need it - day or night. And it's free.
To join Premier, you must be permanent UK resident, with a sole income of at least £100,000 or a joint income of £120,000 paid into a NatWest bank account, or have minimum outstanding mortgage borrowings with us of £500,000, or savings or investments of at least £100,000 held with us.

Join Premier with one of our exclusive accounts

To apply for one of our Premier accounts, you must be aged 18 or over and a UK resident. To earn Rewards you need to access Online or Mobile Banking once every 3 months.

Premier Select

Our everyday bank account

Contactless Visa Debit Card

Easy to use mobile banking app for those everyday banking tasks

Also available as a joint account

No monthly fee

Premier Reward

Earn 2% back in Rewards

Get 2% back in Rewards on eligible household bills paid by Direct Debit.

Pay at least £1,500 into your account every month

£2 monthly fee

Premier Reward Black

Benefits for home and abroad

Worldwide travel insurance and airport lounge access

UK & European car breakdown cover included

£28 monthly fee

Plus many more exclusive benefits

Looking for a different bank account?

You can view all our other bank accounts, with and without monthly fees, by visiting our bank account pages.

Do more with Premier

We want to make your financial life as simple as possible, so we’ve gathered all Premier account information in one place to help you make the most of your account.

Short-term borrowing

To apply for a loan, you must be 18+ and a UK resident with either a NatWest current account (held for 3+ months), credit card or mortgage (held for 6+ months). Credit card and mortgage customers must apply online or by phone.

Personal loans

Representative 3.4% APR for loans between £7,500 and £19,950

Loan rates depend on your circumstances and the amount may differ from the Representative APR. 

Other amounts available at alternative rates. 


Visit our loans pages to find out more.

Compare credit cards

Compare our credit cards, check eligibility and apply online. See if we have the right card for you. You must be 18+, and specific eligibility criteria applies. Visit our credit cards pages to compare our range.

Arrange an overdraft

Looking for some extra flexibility on your current account? An Arranged Overdraft could help you keep it covered when the unexpected happens. Available to eligible NatWest current account customers, UK residents aged 18 or over.

Tailored advice for you and your home

Your home or property may be repossessed if you do not keep up repayments on your mortgage.

Looking for a mortgage?

Calculators to show you what you could borrow

Upload, sign and view all your documents when you apply online

Expert concierge service for mortgages over £500,000

Our mortgages are available for over 18s.

Insurance cover

One easy to manage portfolio - with one payment and renewal date

Specialists to help you get the cover you need - accredited by the Chartered Institute of Insurers

Claims support, day or night

Underwritten by U K Insurance Limited.

Less about us, more about you

From your first conversation, we'll get to know you, your current circumstances and any plans you might already have in place. There’s no charge for this initial discussion, and no obligation to join Premier. Why not see what Premier can do for you?

Make the most of your money

Investment values can fall and rise, your capital is at risk. Eligibility criteria, fees and charges apply.

Savings Accounts

Whatever you’re saving for, a new car, a dream holiday or a rainy day, it’s easy to get into the habit of saving each month. Our savings accounts offer a range of interest rates, so you can choose the one that best suits your growth plan.

NatWest Invest

Pick from five ready made investment funds ranging from low to high risk - with or without our fully automated advice service. If you are comfortable making your own choices, start with a lump sum or build-up with monthly amounts.

Financial planning

The following services are available for an additional fee. Speak to your Premier Banking Manager to find out more.

Specialist financial advice

If you want specialist advice relating to tax, investments or personal protection. Your Premier Banking Manager can connect you with qualified professionals to help you get the advice you need.

Planning for the future

Planning for tomorrow, starts today. Our specialist wealth planning services can help you to protect and pass on your wealth in the most efficient way, giving you peace of mind for you and your family.

Financial services compensation scheme

Your eligible deposits with NatWest are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.

Find out more about the scheme and how it protects your money.

Get in touch

Looking to join? Or set-up a financial review? Whatever you need, we’re here to help you get the most from Premier.

Are you a…

Join Premier Banking

We can talk you through the benefits and set-up your initial appointment with your new Premier Banking Manager.

We can call you at a time that suits.

Or you can call us on:

Telephone: 0333 202 3330
International: +44 161 933 7239
Minicom: 0800 027 1395

 

Contact us by phone

Our telephone banking team can help you:

Make larger value domestic and international payments

Make an appointment with your Premier Banking Manager

Manage your direct debits

Call us now on:

Telephone: 0333 202 3330
International: +44 161 933 7239
Minicom: 0800 027 1395