Discover Premier Banking

What is Premier Banking?

Is Premier right for you?

You'll need to be aged 18 or over and a permanent UK resident.

And meet ONE of the following criteria:

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1. Income

Minimum £100k sole income or £120k joint income paid into your NatWest account
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2. Mortgage borrowings

£500k minimum mortgage borrowing with us
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3. Savings or Investments

Minimum £100k savings or investments held with us

Premier Banking at a glance

Premier is a free service that provides access to a host of benefits, including:

Premier bank accounts - fee-free or get extra benefits with one of our Reward accounts for a monthly fee.

A Premier Banking Manager to guide you through more complex financial decisions or plans to grow your wealth.

Specialist services to help protect your money and assets (fees may apply).

Enhanced level of cover available with Premier Insurance (underwritten by U K Insurance Limited).

24/7 help online or over the phone.

How to get Premier

Open a Premier account

If Premier is right for you and you're ready to start enjoying the benefits of NatWest Premier Banking, why not take a look at our Premier accounts and find the one that suits you?

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Talk to us about Premier

Already a NatWest customer? You can speak to one of our team about upgrading to Premier.

We'll confirm a few details and arrange a time that suits to speak to one of our team to help you get started with Premier.

Compare Premier accounts

Join Premier by opening one of our Premier accounts.

To apply for any of our Premier accounts, you must be aged 18 or over and a UK resident. 

Premier Select account

Keep it simple with all the benefits of Premier

Mobile Banking app that's simple to use. Criteria applies.

Pay your way; Apple Pay, Google Pay and Contactless Premier Visa Debit Card. Limits apply.

No monthly fee

Premier Reward account

Earn Reward plus all the benefits of our Select account

For a £2 monthly fee, you'll get:

£9 a month back in Rewards for 2 Direct Debits - they need to be at least £4.50 each

£1 a month back in Rewards when you log in to our mobile banking app

Earn at least 1% at partner retailers when you use your NatWest debit card

You'll need to pay at least £1250 into your NatWest account every month

Premier Reward Black account

Lifestyle and insurance benefits plus earn Rewards

For a £31 monthly fee, you'll get:

All the benefits of our Reward account

Airport lounge access and worldwide travel insurance

UK cinema discount

UK & European car breakdown cover

Mobile phone insurance

24/7 concierge service

Home emergency service cover

Premier Black account app

Premier products and services

Help for today and tomorrow

Whether you're reviewing your borrowing needs, planning that dream holiday or getting ready for retirement. Your Premier Banking Manager is equipped to help you achieve your financial goals.

Enhanced insurance cover

One easy to manage portfolio. If you need help, you'll have specialists to help you get the cover you need and claims support, day or night. Cover underwritten by U K Insurance Limited.

Protecting your wealth

Help ensure your money and assets are shared according to your wishes. Our Will-writing & Executor Service will help you to do so in the most efficient way, giving you peace of mind. A fee will apply. 

Questions about Premier

I'm looking for something else

Financial Services Compensation Scheme

Your eligible deposits with NatWest are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.

Read about the scheme and how it protects your money (PDF, 3.8MB).